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Koody - Budget & Bill Tracker

Koody - Budget & Bill Tracker

AI Money Manager and Assistant

4 ratings
18 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 6, 2022
  • May 30, 2026

Features

Developer

Koody, Inc.
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🧾$2.99 - $53.90
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About

This app helps you manage your money, track spending, and plan your finances with confidence. It offers manual transaction entry or bank statement import, with AI assistance for planning and guidance. Multiple plans cater to different user needs, from basic tracking to advanced budgeting and collaboration.

✓Manual transaction entry
✓Bank statement import
✓AI financial assistant
✓Budget creation and tracking
✓Bill and subscription monitoring
✓Collaboration with family/friends
✓Transaction categorization
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What's New in Koody

2.2.5

May 30, 2026

Introducing - Koody AI Agent: Koody AI can now take actions on your behalf. Need to create a new budget or modify an existing one? Ask Koody AI to do it. Need to align an existing budget with your payday? Ask Koody AI to do that, too. We hope you enjoy this new service, and as always, we welcome your feedback!

More

Subscription plans

Standard Monthly

Manual inputs only; No bank connection.

$2.991 Month
How to cancel Koody subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Loving it so far but

Can you pls add in the reccurung bills a custom edit, I have a bill that comes off every 3 monthly and sadly I can put it in there cos there’s only monthly weekly daily yearly etc give us an option to custom edit. Thank you
TbabalolaTbabalola

Response from developer

Thanks so much for the review and for the feedback. You can already set a bill that comes out every 3 months by choosing "Quarterly" in the recurring frequency options. We can also see how that might not have been obvious, so we really appreciate you pointing it out. We’ll look at making that clearer in the app. Thanks again. - Hallie from Koody

Excellent budgeting app

Koody is by far the best budgeting app I have ever used. It has an incredible way of making you committed to budgeting and tracking your finances. I’ve been using it for years, and it has since become my personal finance diary. I can’t go anywhere without it. It truly is a great app. 10/10!
StangurlOStangurlO

Excellent budgeting app

Koody is by far the best budgeting app I have ever used. It has an incredible way of making you committed to budgeting and tracking your finances. I’ve been using it for years, and it has since become my personal finance diary. I can’t go anywhere without it. It truly is a great app. 10/10!
missbookworm_missbookworm_

Excellent budgeting app

Koody is by far the best budgeting app I have ever used. It has an incredible way of making you committed to budgeting and tracking your finances. I’ve been using it for years and it has since become my personal finance diary. I can’t go anywhere without it. It truly is a great app. 10/10!
StangurlOStangurlO

Deleted all data

Since this new update, my account and all previous data was deleted. Will no longer use as the update makes it exactly the same as every other money tracking app out there which I don’t like.
AliaystaAliaysta

Response from developer

Dear Aliaysta, Thank you for your feedback and for being a part of our app’s community. We’re truly sorry to hear about the challenges you faced. We understand how frustrating this must be, and we’re here to help. To ensure a smooth transition, we’ve previously shared steps to help you migrate your data to the new version of the app, and we’d be happy to guide you through the process again if needed. As a gesture of our appreciation for your support, we’ve offered you a six-month free trial of our premium features, which we hope will enhance your experience with the updated app. We’ve worked to improve the app with new features and a better user experience. Your feedback is invaluable, and we’d love to hear more about what you’d like to see to make the app stand out for you. Please reach out to our support team, and we’ll do everything we can to assist you. Thank you for giving us the opportunity to make this right. Warm regards, Hallie from Koody

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FAQ

How secure is Koody with my financial data?

Koody allows manual entry and bank statement import without direct bank linking, enhancing security. The app focuses on providing clarity and simplicity in managing your finances, with AI assistance for planning and guidance.

What are the different subscription plans for Koody?

Koody offers a Free plan with basic features. The Standard plan, at $2.99/month or $32.49/year, adds more historical data, custom categories, and collaboration. The Plus plan, at $4.99/month or $53.90/year, includes bank statement import, unlimited history, and advanced AI features.

Can I use Koody on multiple devices?

Yes, Koody is accessible on both mobile and desktop devices, allowing you to manage your finances from wherever you are. The Free plan includes access on mobile and desktop.

How often is Koody updated?

The latest version of Koody is 2.2.2, last updated on March 25, 2026. This indicates a commitment to ongoing development and feature enhancements for users.

What is the age rating for Koody?

Koody has an age rating of 4+, making it suitable for a wide audience. This suggests the content and functionality are appropriate for younger users and families.

Does Koody support collaboration with others?

Yes, the Standard and Plus plans allow you to invite family or friends to collaborate on your budgets. You can also set specific budget permissions for shared accounts.

What kind of financial guidance does Koody AI offer?

Koody AI can help you plan, set goals, and think through spending decisions. It also offers basic guidance on building emergency funds and managing cash flow.

Can I export my financial data from Koody?

Transaction export in CSV, Excel, and JSON formats is available with the Standard and Plus plans. This allows for further analysis or backup of your financial records.