Krak: Money App & Card

Krak: Money App & Card

Cashback, APY & Rewards

646 ratings
220 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 26, 2025
  • September 22, 2026

Features

Krak: Money App & Card screenshot #1 for iPhone
Krak: Money App & Card screenshot #2 for iPhone
Krak: Money App & Card screenshot #3 for iPhone
Krak: Money App & Card screenshot #4 for iPhone
Krak: Money App & Card screenshot #5 for iPhone
Krak: Money App & Card screenshot #6 for iPhone
Krak: Money App & Card screenshot #7 for iPhone
Krak: Money App & Card screenshot #8 for iPhone
Krak: Money App & Card screenshot #9 for iPhone
Krak: Money App & Card screenshot #10 for iPhone
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About

Send and receive money globally with ease using this app. It facilitates instant peer-to-peer payments in over 160 countries, supporting numerous currencies and crypto assets. Enjoy transparent fees and earn rewards for transactions and referrals.

Instant global P2P payments
Send money to 160+ countries
Earn up to 3.6% rewards on USDG
Zero transfer fees
Hold, convert, and send 600+ currencies/crypto
Chat-like payment interface
Referral rewards
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What users say

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+1

What's New in Krak

1.61.0

September 22, 2026

We’re always making sure Krak is easy, safe and secure for you to use. This release contains various improvements and fixes.

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Events

Read more about The Krak Card has landed in US

The Krak Card has landed in US

Order your card today!

Aug 18, 2026 Sep 18, 2026

User reviews

Krak card is a game changer

Krak card is so easy to use - finally I can make payments IRL

Response from developer

Thanks so much for the 5 stars 🙌 love hearing the Krak card's making real-life payments easy for you

Tatsächlich super!

Krak funktioniert einwandfrei und ich habe absolut nichts zu bemängeln.

Response from developer

Danke für die 5 Sterne! 🙌 freut uns, dass alles läuft 🐙

Update app

The latest app update doesn’t work on my older iPhone, most likely because I haven’t updated to the newest version of iOS. However, it should still be compatible with all devices.

Response from developer

Hey there, we'd like to get in touch with you to troubleshoot. Our DMs are always open: https://support.kraken.com/hc/en-us/articles/201351886 We are looking forward to hearing from you, Kraken Support 🐙

So far flawless

So far this thing is exactly what I need. It allows me to hold my value in XRP and only convert at the time of sale.

Response from developer

Hi 👋 Thanks for sharing this! Glad Kraken's giving you exactly what you need to hold XRP and convert on your own terms. 🐙

Horrible customer support. BLATANT ROBBERY

My account was instantly locked after first deposit of 200 euros. Only AI automated reply when seeking customer support. No way to obtain a refund after weeks. Horrible customer experience. Blatant robbery.

Update: not a single follow up email after weeks.
I tries posting on krakensupport subreddit, but my post was immediately removed by mod(kraken support). Then they DM me telling me that my case was escalated. In reality, though, I never received any follow up email. I checked my mailbox multiple times daily including junk folder. It's been weeks, and I haven't received a single email from kraken or krak.
Whenever I leave a comment on reddit about my experience, It just get drowned out by a bunch of bots posting things like "Kraken is the best!" Kraken seems to be trying to silence real user by deleting posts and flooding comments with bots. It's absolutely disgusting.
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Response from developer

Thanks for sharing this with us, Nickel. We hear the frustration, and we'd like the chance to help resolve this for you. Please reach out via our live support or our official social channels and we'll get this escalated right away for you 🐙

Developer apps

User experience

🐞

Reported Bugs

2 issues

Transfers not showing up in Kraken app

Bug

Inability to see friends in the app

Bug

Requested Features

3 requests

Expense tracking and group features

Feature

Detailed tutorial videos

Feature

Kraken debit card launch

Feature

FAQ

What does Krak do?

Krak is a mobile application designed for fast, simple, and secure peer-to-peer money transfers globally. It allows users to send and receive money instantly in over 160 countries, supporting a wide range of fiat currencies and crypto assets.

What are the key features of Krak?

Key features include instant transfers to over 160 countries using a username, earning rewards on USDG balances, zero transfer fees with transparent conversion rates, and the ability to hold, convert, and send over 600 fiat currencies and crypto assets. It also offers a chat-like interface for payments and referral rewards.

How much does Krak cost?

The app itself is free to download and use for sending and receiving money. While there are no explicit transfer fees for basic transactions, instant buy/sell fees apply when converting one asset to another before a transfer. Specific fee details can be found on Kraken's fee schedule.

Is Krak available on all devices?

The description mentions a 'lightweight, on-the-go app,' implying mobile availability. However, specific compatibility details for iOS and Android are not provided in the text. Geographic restrictions may also apply to certain features or availability.

What are common use cases for Krak?

Common use cases include splitting bills with friends, paying for services, sending cash to family abroad, managing international finances without multiple apps, and receiving payments in different currencies or crypto assets. Users can also earn rewards for transactions and by referring friends.