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Krak: Money App & Card

Krak: Money App & Card

Cashback, APY & Rewards

549 ratings
208 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 26, 2025
  • September 1, 2026

Features

Developer

Kraken
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Krak: Money App & Card screenshot #1 for iPhone
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Krak: Money App & Card screenshot #9 for iPhone
📌Ready
Reviews summary↘︎
⭐208
Reviews↘︎
📝9+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
🎪1 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 6 days
Updates frequency↘︎
🖼️Get Icon
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About

Send and receive money globally with ease using this app. It facilitates instant peer-to-peer payments in over 160 countries, supporting numerous currencies and crypto assets. Enjoy transparent fees and earn rewards for transactions and referrals.

✓Instant global P2P payments
✓Send money to 160+ countries
✓Earn up to 3.6% rewards on USDG
✓Zero transfer fees
✓Hold, convert, and send 600+ currencies/crypto
✓Chat-like payment interface
✓Referral rewards
Show original description

What users say

Summarized from real user reviews of Krak. Based on 549 reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly app
  • 💡Competitive yield on USDG
  • 🚀Instant global money transfers
  • 🚀No fees for money transfers

Negative things

  • 🐛Crashes on launch
  • 🐛Confusing UI/UX
  • 💰Unexpected fees
  • 🔒Not available in certain regions
See all reviews
+1

What's New in Krak

1.58.2

September 1, 2026

We’re always making sure Krak is easy, safe and secure for you to use. This release contains various improvements and fixes.

More

Events

Read more about The Krak Card has landed in US
AvailableMajor Update

The Krak Card has landed in US

Order your card today!

Aug 18, 2026 — Sep 18, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

NOT ALLOW TO REQUEST

It won’t allow me to request I just want to try this out for the first time
SFM101SFM101

Total scam

This bank will let you open the account then make some transactions after they ill freeze your money for months and you ill just be stranded with nothing to do about it as they have no support team
Kosta rKosta r

Super

Vraiment je recommande fortement je vous laisse mon code de parrainage n’hésitez pas a l’utiliser
nathan1102nathan1102

Response from developer

Merci pour votre avis 5 étoiles ! 💜

Rubbish App. Avoid. They just restrict your account for no reason

They just put a restriction on my account for no reason. Just opened the account one week ago. Please just return my money and close my account. Please Avoid. Really terrible app
Ette25Ette25

Nice banking

I like Krak☺️ ,it’s safe and easy to use.
Vivi happinessVivi happiness
See 203 more reviews

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User experience

🐞

Reported Bugs

2 issues

Transfers not showing up in Kraken app

Bug

Inability to see friends in the app

Bug
✨

Requested Features

3 requests

Expense tracking and group features

Feature

Detailed tutorial videos

Feature

Kraken debit card launch

Feature

FAQ

What does Krak do?

Krak is a mobile application designed for fast, simple, and secure peer-to-peer money transfers globally. It allows users to send and receive money instantly in over 160 countries, supporting a wide range of fiat currencies and crypto assets.

What are the key features of Krak?

Key features include instant transfers to over 160 countries using a username, earning rewards on USDG balances, zero transfer fees with transparent conversion rates, and the ability to hold, convert, and send over 600 fiat currencies and crypto assets. It also offers a chat-like interface for payments and referral rewards.

How much does Krak cost?

The app itself is free to download and use for sending and receiving money. While there are no explicit transfer fees for basic transactions, instant buy/sell fees apply when converting one asset to another before a transfer. Specific fee details can be found on Kraken's fee schedule.

Is Krak available on all devices?

The description mentions a 'lightweight, on-the-go app,' implying mobile availability. However, specific compatibility details for iOS and Android are not provided in the text. Geographic restrictions may also apply to certain features or availability.

What are common use cases for Krak?

Common use cases include splitting bills with friends, paying for services, sending cash to family abroad, managing international finances without multiple apps, and receiving payments in different currencies or crypto assets. Users can also earn rewards for transactions and by referring friends.