Krak: Send & Receive Money

Krak: Send & Receive Money

Global Payments & Rewards

478 ratings
183 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 26, 2025
  • August 11, 2026

Features

Krak: Send & Receive Money screenshot #1 for iPhone
Krak: Send & Receive Money screenshot #2 for iPhone
Krak: Send & Receive Money screenshot #3 for iPhone
Krak: Send & Receive Money screenshot #4 for iPhone
Krak: Send & Receive Money screenshot #5 for iPhone
Krak: Send & Receive Money screenshot #6 for iPhone
Krak: Send & Receive Money screenshot #7 for iPhone
Krak: Send & Receive Money screenshot #8 for iPhone
Krak: Send & Receive Money screenshot #9 for iPhone
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About

Send and receive money globally with ease using this app. It facilitates instant peer-to-peer payments in over 160 countries, supporting numerous currencies and crypto assets. Enjoy transparent fees and earn rewards for transactions and referrals.

Instant global P2P payments
Send money to 160+ countries
Earn up to 3.6% rewards on USDG
Zero transfer fees
Hold, convert, and send 600+ currencies/crypto
Chat-like payment interface
Referral rewards
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What users say

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+1

What's New in Krak

1.55.2

August 11, 2026

We’re always making sure Krak is easy, safe and secure for you to use. This release contains various improvements and fixes.

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User reviews

Apple Pay issue – support was unable to help

My Krak Card previously worked perfectly with Apple Pay. After switching to a new iPhone, the card suddenly could no longer be added.

I contacted support several times and specifically asked for a technical review of the Apple Pay provisioning, tokenization, and possible old device tokens. Instead of receiving a concrete solution, I mostly received generic replies about “security reasons” and was eventually told that nothing further could be done.

The most disappointing part is that I ultimately had to contact the actual card issuer, Monavate, myself and submit a formal complaint because Krak Support was unable to properly resolve or escalate the issue. Monavate has since forwarded the case to the responsible Programme Manager.

Other cards such as BBVA and Trade Republic work perfectly on the same iPhone and Apple Watch, so this is clearly not a general Apple Pay problem with my devices.

I actually like the concept of Krak, but for such an important card issue I expect support to properly investigate and escalate the problem instead of repeatedly sending standard responses.

Until issues like this are handled properly, I unfortunately cannot give more than 1 star.
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Response from developer

Hi, thanks for taking the time to explain this in detail. We can see why receiving limited answers after specifically asking for a technical review would be disappointing. Some card and digital wallet decisions are subject to strict security controls, and unfortunately there are cases where our Support team cannot provide additional details or override the outcome. We know that can make the responses feel vague, especially when you're looking for a concrete technical explanation. That said, we appreciate the feedback on how this was communicated and handled, and we'll pass it on to the team. We genuinely want the support experience to be better, even in cases where what we can disclose or change is limited.

Great for small purchases

Would recommend

Response from developer

Stay Kraken!

Qualités des services Krak

Cette application d’envoi d’argent est vraiment superbe, facile à manipuler et surtout bien organisé , je conseille fortement si toi aussi tu veux une expérience plus fun

Response from developer

Ravi d'apprendre que vous profitez bien de Krak et de toutes les autres fonctionnalités ! Un grand merci aussi pour les 5 étoiles.

No customer service, no proper helpline

My fund stuck for more than 10 days, it was okay for the 1st three to four days then, I transferred fund from my own another account to Krak, where the hell gone it’s always showing in progress where the hell it’s progressing, whom should I raise this concern.. such a scam..

Response from developer

Hi, thank you for your feedback. We understand your concern, especially after waiting this long for your deposit to complete. We'd like to take a closer look at your case. Please reach out to us through one of our official social media channels with your Public Account ID or ticket number, and we'll be happy to review it from our side and help however we can. 🐙

RAS

pour l’instant tout est nickel, app fluide et hyper simple à utiliser, cartes physiques gratuites et 0 frais !

Response from developer

Merci beaucoup, ça fait plaisir ! 🙏 Ravis que l'app et la carte te plaisent. On garde le cap 🐙

Developer apps

User experience

🐞

Reported Bugs

2 issues

Transfers not showing up in Kraken app

Bug

Inability to see friends in the app

Bug

Requested Features

3 requests

Expense tracking and group features

Feature

Detailed tutorial videos

Feature

Kraken debit card launch

Feature

FAQ

What does Krak do?

Krak is a mobile application designed for fast, simple, and secure peer-to-peer money transfers globally. It allows users to send and receive money instantly in over 160 countries, supporting a wide range of fiat currencies and crypto assets.

What are the key features of Krak?

Key features include instant transfers to over 160 countries using a username, earning rewards on USDG balances, zero transfer fees with transparent conversion rates, and the ability to hold, convert, and send over 600 fiat currencies and crypto assets. It also offers a chat-like interface for payments and referral rewards.

How much does Krak cost?

The app itself is free to download and use for sending and receiving money. While there are no explicit transfer fees for basic transactions, instant buy/sell fees apply when converting one asset to another before a transfer. Specific fee details can be found on Kraken's fee schedule.

Is Krak available on all devices?

The description mentions a 'lightweight, on-the-go app,' implying mobile availability. However, specific compatibility details for iOS and Android are not provided in the text. Geographic restrictions may also apply to certain features or availability.

What are common use cases for Krak?

Common use cases include splitting bills with friends, paying for services, sending cash to family abroad, managing international finances without multiple apps, and receiving payments in different currencies or crypto assets. Users can also earn rewards for transactions and by referring friends.