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Krak: Money App & Card

Krak: Money App & Card

Spend, Send & Grow Your Money

462 ratings
165 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 26, 2025
  • July 21, 2026

Features

Developer

Kraken
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Krak: Money App & Card screenshot #1 for iPhone
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Krak: Money App & Card screenshot #9 for iPhone
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Reviews summary↘︎
⭐165
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❓5 answered
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📦~ in 6 days
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About

Send and receive money globally with ease using this app. It facilitates instant peer-to-peer payments in over 160 countries, supporting numerous currencies and crypto assets. Enjoy transparent fees and earn rewards for transactions and referrals.

✓Instant global P2P payments
✓Send money to 160+ countries
✓Earn up to 3.6% rewards on USDG
✓Zero transfer fees
✓Hold, convert, and send 600+ currencies/crypto
✓Chat-like payment interface
✓Referral rewards
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What users say

Summarized from real user reviews of Krak. Based on 462 reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly app
  • 💡Competitive yield on USDG
  • 🚀Instant global money transfers
  • 🚀No fees for money transfers

Negative things

  • 🐛Crashes on launch
  • 🐛Confusing UI/UX
  • 💰Unexpected fees
  • 🔒Not available in certain regions
See all reviews
+1

What's New in Krak

1.52.0

July 21, 2026

We’re always making sure Krak is easy, safe and secure for you to use. This release contains various improvements and fixes.

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User reviews

Most RecentHighest RatedLowest Rated

Super

Jede Bank könnte sich eine Scheibe abschneiden. Es ist alles so schnell und die Bedienung ist wirklich einfach. Ich liebe es 👍
Dolce Gusto Trinker/inDolce Gusto Trinker/in

Response from developer

Vielen Dank für die 5-Sterne-Bewertung, Dolce! Es freut uns, dass dir das Design der App gefällt. Transaktionen sollten mit nur wenigen Fingertipps erledigt sein. 💜

❤️❤️❤️❤️❤️

😍😍😍😍😍😍😍
Kalifa moKalifa mo

Incroyable !

App complémentaire à Kraken
kZN OIkZN OI

Response from developer

Merci d'avoir utilisé Krak ! 🧡

Konto eingefroren, keinerlei Kommunikation

:Konto eingefroren, keinerlei Kommunikation
Meine Einzahlungen wurden am 1. Juli (Heute ist der 12) wegen einer "Sicherheitsüberprüfung" gesperrt, Ich habe noch am selben Tag auf die E-Mail geantwortet und angeboten, alle benötigten Unterlagen einzureichen – seitdem kam nur eine automatische "Wir melden uns bei dir"-Antwort. Keine Erklärung, kein Zeitrahmen, keine Nachfrage nach Unterlagen, nichts. Mein Geld steckt einfach fest, ohne dass ich einen echten Menschen erreichen kann. Wer überlegt, größere Summen auf dieser Plattform zu halten, sollte es sich zweimal überlegen.
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Po32154Po32154

Response from developer

Vielen Dank, dass Sie Ihre Erfahrung mit uns geteilt haben. Da jedes Ticket individuell geprüft wird, kann die Bearbeitungszeit je nach Fall variieren. Sie können sich jedoch jederzeit über unsere Social-Media-Kanäle an uns wenden, damit wir Ihr Ticket eskalieren. Wir sind rund um die Uhr für Sie da. 💜

Money transfer

Good and fast keep it up
app for money rhoapp for money rho

Response from developer

Hi 👋 thanks so much for the kind words! Glad the transfer went smoothly for you 🐙

See 160 more reviews

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User experience

🐞

Reported Bugs

2 issues

Transfers not showing up in Kraken app

Bug

Inability to see friends in the app

Bug
✨

Requested Features

3 requests

Expense tracking and group features

Feature

Detailed tutorial videos

Feature

Kraken debit card launch

Feature

FAQ

What does Krak do?

Krak is a mobile application designed for fast, simple, and secure peer-to-peer money transfers globally. It allows users to send and receive money instantly in over 160 countries, supporting a wide range of fiat currencies and crypto assets.

What are the key features of Krak?

Key features include instant transfers to over 160 countries using a username, earning rewards on USDG balances, zero transfer fees with transparent conversion rates, and the ability to hold, convert, and send over 600 fiat currencies and crypto assets. It also offers a chat-like interface for payments and referral rewards.

How much does Krak cost?

The app itself is free to download and use for sending and receiving money. While there are no explicit transfer fees for basic transactions, instant buy/sell fees apply when converting one asset to another before a transfer. Specific fee details can be found on Kraken's fee schedule.

Is Krak available on all devices?

The description mentions a 'lightweight, on-the-go app,' implying mobile availability. However, specific compatibility details for iOS and Android are not provided in the text. Geographic restrictions may also apply to certain features or availability.

What are common use cases for Krak?

Common use cases include splitting bills with friends, paying for services, sending cash to family abroad, managing international finances without multiple apps, and receiving payments in different currencies or crypto assets. Users can also earn rewards for transactions and by referring friends.