Ladder: Term Life Insurance

Ladder: Term Life Insurance

Smart, Affordable and Instant

1.4K ratings
20 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • May 24, 2020
  • July 27, 2022
Ladder: Term Life Insurance screenshot #1 for iPhone
Ladder: Term Life Insurance screenshot #2 for iPhone
Ladder: Term Life Insurance screenshot #3 for iPhone
Ladder: Term Life Insurance screenshot #4 for iPhone
Ladder: Term Life Insurance screenshot #5 for iPhone
Ladder: Term Life Insurance screenshot #6 for iPhone
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About

Obtain term life insurance conveniently through your phone. Get a quick price estimate, calculate your needs, and apply for coverage instantly. Access a guide to understand life insurance and earn cash by referring friends.

Coverage calculator
Fast price estimates
Life insurance guide
Referral program
Instant underwriting
Flexible coverage options
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What users say

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What's New in Ladder

2.6

July 27, 2022

Bug fixes and minor UI enhancements have been made

User reviews

Spammed me with texts

Spammed me with texts and app doesn’t work

Some screens take forever to load

Like pulling up my policy details. There's a guy on a bike that's probably halfway to California by now as long as it's been. It's the screen that says, "Curating the best content for you!"

5 star

Ladder is easy to purchase your desired life insurance that’s a real online digital market not like the others to keep bag you all week .

It was really simple to get started and easier to complete.

Impressed by how quickly I got quoted and covered.

Easy and simple

For what I’ve been hearing about life, insurance companies and policies, I was a little bit uneasy when I saw this particular one.
But to my surprise, it was great. I got to pick something that works great for me and the monthly payments are perfect. I answered all the questions and a week later I was approved and everything was and is still going good. I have recommended this one to other people and I will recommend continuously
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User experience

🐞

Reported Bugs

2 issues

App freezes at date of birth input

Bug

Difficulty retrieving policy documents

Bug

Requested Features

2 requests

Ability to view payment due dates

Feature

Improved app performance and stability

Feature

FAQ

What does Ladder offer?

Ladder provides term life insurance policies that can be applied for and activated directly from your phone. It offers coverage amounts from $100,000 to $8 million for terms of 10 to 30 years. The app also includes tools like a coverage calculator and a life insurance guide.

How do I get a price estimate?

You can get a personalized price estimate in under two minutes by answering a few quick questions about your lifestyle and health within the app. This estimate is free and allows you to see if you can be instantly approved for coverage.

Is there a cost to use Ladder?

The app itself is free to download and use for obtaining estimates and accessing information. The cost associated with Ladder is for the term life insurance policy itself, which varies based on individual factors and underwriting. There are no hidden fees or cancellation fees.

Who is eligible for coverage?

Eligibility for coverage is for individuals between the ages of 20 and 60 in all fifty states. Coverage amounts range from $100,000 to $8 million, with term lengths of 10 to 30 years. Eligibility and pricing are subject to underwriting.

Can I refer friends to earn cash?

Yes, Ladder has a referral program where you can earn cash by referring friends. You share your unique referral link through the app, and you can receive $50 for each person who gets an offer. Specific eligibility criteria apply to this program.