Live Oak Bank

Live Oak Bank

Live Oak Bank Mobile Banking

97 ratings
56 reviews
Free

Details

  • Released
  • Updated
  • September 29, 2020
  • May 7, 2026
Live Oak Bank screenshot #1 for iPhone
Live Oak Bank screenshot #2 for iPhone
Live Oak Bank screenshot #3 for iPhone
Live Oak Bank screenshot #4 for iPhone
Live Oak Bank screenshot #5 for iPhone
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About

Manage your finances with this FDIC-insured online bank. Access your accounts, deposit checks, move money, and view statements securely. Enjoy competitive rates and excellent customer service through a fast and accessible mobile app.

Manage profile and account names
Check balances and transaction history
Move money between accounts
Deposit multiple checks
Manage savings and CD disbursements
View and download statements
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What's New in Live Oak Bank

1.64.14

May 7, 2026

We've enhanced the Live Oak Bank app with fixes and improvements that allow you to do more.   What's new: - General bug fixes

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User reviews

Doesn’t tell you the current interest rate you’re earning

Very little info no Interest rates also they put transfer in money on hold preventing it from earning interest for 3-5 days and that could be $30+ a day

Check deposit

Doesn’t work all that great.

app agreement issue

every time i log in now the app requires accepting a new app agreement. after accepting it and clicking submit the submit button goes gray and stays there. no way to access your account

Mobile Deposits Still Don’t Work

As of June 11, 2025, the mobile deposit feature still doesn’t work.

Horrible communication

I set up an account. When I logged in, it said to call costumer support. I called and they said I was denied. I have a high credit score, low debt to income, and consistent annual employment at the same company. I asked what any reasons for denial are. And they said they couldn’t tell me any necessary criteria.
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Developer apps

FAQ

What can I do with the Live Oak Bank mobile app?

The app allows you to manage your profile, check balances, search transactions, move money, deposit multiple checks, manage savings and CD disbursements, view statements, and manage external accounts. You can also open a new account directly through the app.

Is Live Oak Bank FDIC insured?

Yes, Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor for each account ownership category.

Does Live Oak Bank charge monthly maintenance fees?

No, Live Oak Bank offers no monthly maintenance fees for its accounts, making it a cost-effective option for managing your finances.

What are the main benefits of using this banking app?

The app provides a fast and secure connection to your bank accounts, offering ease and accessibility. You can manage your finances in real-time, enjoy competitive interest rates, and benefit from unparalleled customer service.

Is the app compatible with different devices?

The provided description focuses on the features and benefits of the mobile banking app and does not specify compatibility details for different operating systems or devices. However, it is designed for mobile access.