Great for HYSA
I’ve had Live oak now for almost a year, no issues have used transfers and mobile deposits and still get time same rate as when I joined . Would recommend
Can’t deposit checks
Only way to escape the spinning wheel when depositing a check is to delete the app and reinstall… every time. Ridiculous. How can so many banks provide a mobile deposit app that works but live oak can’t??
No years in transactions
Transaction history doesn't show years. App works ok but basic. Check balance see transaction history and transfer funds.
App is trash
I never thought I’d consider ditching a financial institution because of the functionality (or lack thereof) of their app, but the login process is so beyond onerous that I’m on my way out. I have like 100 apps on my phone and not a single one is anywhere near as difficult as this one to get into. Usually all I want to do is check my balance, but it’s a total crapshoot as to whether Face ID will work or even load as an option. Password autofill is often not accessible. And if it all does happen to work, I have to click about 8 different times on the way. Terrible. Terrible. Terrible.
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Doesn’t tell you the current interest rate you’re earning
Very little info no Interest rates also they put transfer in money on hold preventing it from earning interest for 3-5 days and that could be $30+ a day
