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Monument Bank

Monument Bank

Banking & Lifestyle services

30 ratings
164 reviews
💰 Finance
Free

Details

Released
December 4, 2021
Updated
November 4, 2026

Developer

Monument Bank Limited
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Reviews summary↘︎
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About

This banking app offers a range of savings accounts designed for various financial goals, from home deposits to education. It provides a simple, user-friendly interface for account opening and deposits, with dedicated support available through multiple channels.

✓Multiple savings account options
✓Easy account opening
✓Competitive interest rates
✓24/7 customer support
✓Financial Services Compensation Scheme protection
✓Simple, intuitive app interface
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What users say about Monument Bank

Reviews of Monument Bank are mostly positive: the Finance app is rated 4.9/5 from 30 App Store ratings. What users like most: easy to use app, instant transactions. Top complaints: app crashes and bugs, limited device access. Summarized from real user reviews.

Positive things

  • 👍Easy to use app
  • 🚀Instant transactions
  • 💰Competitive interest rates
  • 🔒Secure banking
  • 📈Clear account information
  • 🤝Helpful customer service

Negative things

  • 🐛App crashes and bugs
  • 🔒Limited device access
  • 🔍Lack of dark mode
  • 🤔Unfair treatment of loyal customers
See all reviews
+1

What's New in Monument Bank

1.45.0

November 4, 2026

Our latest update includes some minor enhancements and improvements to help give our clients the best possible experience.

User reviews

Most RecentHighest RatedLowest Rated

Monument Absolutely excellent

Great app
Great bank.
Easy to use the app, no hidden guessing, brilliant design (simple is clever).
Highly recommend for easy financial control and good rates.
MMarkollavich

Great and fast easy to use

I use monument bank as it’s exactly the same as using a normal bank in every way but you earn great interest on the money you have in your account unlike in all the others that give nothing
IIknowzen

So user friendly

A great app. Very clear at all stages and very easy to use and choose the best product for you.
GGemmaAF

Fab banking app

Love the banking app very easy to understand
Uses normal language
CChampion3311

Monument App

Truly amazing - the speed and operation of the app is brilliant.
First class service.
BBentley101@
See 159 more reviews

User experience

🐞

Reported Bugs

3 issues

iPad app not working

Bug

Login issues and app freezes

Bug

Account opening process getting stuck

Bug
✨

Requested Features

3 requests

Ability to access account on multiple devices

Feature

Dark mode option

Feature

Alerts for limited access account withdrawals

Feature

FAQ

What types of savings accounts does Monument Bank offer?

Monument Bank offers a range of savings accounts including Easy Access Savings, Limited Access Saver, Fixed Term Deposits, Notice Accounts, and Easy Access Cash ISAs, all with competitive rates.

How secure is Monument Bank?

Monument Bank is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits are protected by the Financial Services Compensation Scheme up to £120,000.

What are the customer service hours for Monument Bank?

The UK-based Client Services team is available by phone, in-app video call, live chat, or messaging from 9am to 6pm on Monday, Tuesday, Wednesday, and Friday. On Thursdays, hours are 10am to 6pm. They are closed on bank holidays and weekends.

What is the minimum deposit required for Monument Bank savings accounts?

You can start saving from £25,000 with Monument Bank's savings products, which are subject to terms and conditions and eligibility criteria.

What devices is Monument Bank compatible with?

Monument Bank is available on iPhone, iPad, and iPod devices, offering a seamless experience across Apple's ecosystem.

How often is Monument Bank updated?

The latest version of Monument Bank is 1.45.0, and it was last updated on November 4, 2026, indicating regular updates to improve functionality and user experience.

What do users like most about Monument Bank?

User reviews highlight the app's ease of use, instant transactions, competitive interest rates, secure banking features, clear account information, and helpful customer service as key strengths.

Does Monument Bank have ads?

No, Monument Bank is ad-free, providing an uninterrupted banking experience for its users.