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Morse — Money for who you are

Morse — Money for who you are

Best way to send money abroad

521 ratings
57 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • May 17, 2023
  • July 15, 2026

Features

Developer

Avian Labs Inc
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About

Send money internationally in seconds with no hidden fees. Receive payments from clients abroad directly into a virtual USD or EUR account. Transfers are secured and use mid-market exchange rates.

✓Send money to 140+ countries
✓No hidden fees or markups
✓Virtual USD/EUR accounts for businesses
✓Receive payments from clients abroad
✓Pay by name, no bank details needed
✓Share Sling Link for fee-free claims
✓Mid-market exchange rates
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What users say

Summarized from real user reviews of Morse. Based on 521 reviews and a 4.6/5 average, it highlights the 8 positives and 10 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Lightning-fast money transfers
  • 💰Zero fees for transfers
  • 🌍Easy international payments and currency conversion
  • 👍User-friendly and intuitive interface
  • 💬Responsive human customer support (when accessible)
  • 📱Simple picture-based payment feature
  • 💵Better rates than competitors like Wise and Revolut
  • ⚡Instant withdrawal capabilities

Negative things

  • 🚫Account approval rejection without explanation
  • 🔒Data privacy concerns - collects sensitive info before approval
  • 🐛Verification process stuck on loading screens
  • ⏳Extremely slow or indefinite account verification times
  • 💬Inconsistent customer support quality and responsiveness
  • 🔐Account lockdowns during 'routine checks'
  • 💸Money stuck in app during verification holds
  • 🤖Support bot (Anna) unhelpful and unresponsive
  • ❌Withdrawal failures and incompatibility issues
  • ⚠️Lack of transparency in account denial reasons
See all reviews
+1

What's New in Morse

2.40.0

July 15, 2026

Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

ID verified accounts mean nothing

This app allows scammers to hide behind an ID verified status and which enables them to lure victims into fraudulent transactions then hide behind irreversible P2P mechanics. This platform clearly is enabling fraud despite solid proof of theft.

I definitely do not recommend this app and I will be filing every possible complaint and report I can making sure they are forced to do something about it.
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Sx312Sx312

Response from developer

Hi there, we're very sorry to hear about this experience. Can you please email me ali@morsemoney.com so I can personally take a look at your case? Thank you! Best, Ali from Morse

This is seriously dumb

Cannot withdraw my money. The AI chat is broken, looping, and won't let me talk to support. So I’m losing $645.
thugzzbunnythugzzbunny

This is just silly.

Had been using the account just fine
 Then one day all my deposits are stopped and my account was put in for a “routine” review. That was a month ago! Literally over 4 weeks this account has been in review, with no answers other than, we will reach out to you when the review is done! It’s becoming a joke in my household. We call anything that is going to take forever with no end in sight, routine. Apps good when it works
 If you go into a routine review though you might as well just close the account
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Zygrot_24Zygrot_24

Response from developer

Hi there, we're sorry you haven't had a good experience with Morse. We're legally required to ensure that all activity on Morse falls under our Terms of Service, which sometimes requires performing these checks, but you should be communicated to more. Can you please email me at ali@morsemoney.com so I can personally take a look at your account? Thank you! Best, Ali from Morse

Grateful and impressed

I have been using Morse Money for my international transfers, and I could not be happier with the experience. The process is incredibly straightforward, which takes all the stress out of sending money. What really stands out is the speed and reliability; I know my funds are going to arrive exactly when they are supposed to. The platform is user-friendly, and the entire experience has been seamless from start to finish. If you need a trustworthy service for your transfers, I highly recommend giving Morse a try!
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Nicholascr20Nicholascr20

Response from developer

Thank you so much Nicholas! We're so happy to hear that we've made your international transfers easier, and we really appreciate your support and kind review. We hope you have a great day! 🥳

Great to receive my pay check

I can handle paycheck, local transfers and spend from it - great to centralize my income ✨
fpvcamifpvcami

Response from developer

Thank you so much for the review! We're so happy to hear you're enjoying Morse 🧡

See 52 more reviews

User experience

🐞

Reported Bugs

7 issues

Verification stuck on loading screen indefinitely

Bug

Account approval notification shows but app remains frozen

Bug

Withdrawal failures with error messages about card incompatibility

Bug

Money disappearing during transfer attempts

Bug

Debit card rejection despite successful previous transactions

Bug

Slow app performance and responsiveness

Bug

Support chat doesn't send notifications

Bug
✨

Requested Features

4 requests

Referral rewards program

Feature

Explanation for account rejections

Feature

Human support chat with notifications

Feature

Account status tracking during verification

Feature

FAQ

What does Sling Money do?

Sling Money is an app designed for sending money internationally. It allows users to pay people in over 140 countries in seconds, often with no hidden fees or markups. It also provides virtual USD or EUR accounts for businesses and freelancers to receive payments from clients abroad.

How fast are Sling Money transfers?

Transfers are designed to be very fast, often completed in seconds. This speed is enabled by the use of digital dollars and digital euros, which are regulated digital currencies backed by actual reserves. This allows for rapid movement of money across different countries and currencies.

What are the fees for using Sling Money?

The app emphasizes no hidden fees or markups for sending money internationally. Clients abroad can pay into a Sling Money Virtual Account for a fee of only 0.1%. Transfers made via a Sling Link can be claimed by the recipient for zero fees.

Is Sling Money secure?

Yes, Sling Money prioritizes security. It is financially regulated and partners with security protocols like Verified by Visa and Mastercard SecureCode. The app is also ISO 27001 certified, indicating adherence to industry standards for information security management.

Can I send money to someone who doesn't have the Sling Money app?

Yes, you can. By creating a Sling Link and sharing it via text, email, or messaging apps, recipients can claim the money directly to their bank account or mobile money wallet without needing to download the Sling Money app. These claims are typically fee-free for the recipient.