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Morse Money

Morse Money

Your dollar account, anywhere

639 ratings
68 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • May 17, 2023
  • October 9, 2026

Features

Developer

Avian Labs Inc
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Morse Money screenshot #1 for iPhone
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Morse Money screenshot #7 for iPhone
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Reviews summary↘︎
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❓5 answered
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About

Send money internationally in seconds with no hidden fees. Receive payments from clients abroad directly into a virtual USD or EUR account. Transfers are secured and use mid-market exchange rates.

✓Send money to 140+ countries
✓No hidden fees or markups
✓Virtual USD/EUR accounts for businesses
✓Receive payments from clients abroad
✓Pay by name, no bank details needed
✓Share Sling Link for fee-free claims
✓Mid-market exchange rates
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What users say

Summarized from real user reviews of Morse Money. Based on 639 reviews and a 4.6/5 average, it highlights the 8 positives and 10 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Lightning-fast money transfers
  • 💰Zero fees for transfers
  • 🌍Easy international payments and currency conversion
  • 👍User-friendly and intuitive interface
  • 💬Responsive human customer support (when accessible)
  • 📱Simple picture-based payment feature
  • 💵Better rates than competitors like Wise and Revolut
  • ⚡Instant withdrawal capabilities

Negative things

  • 🚫Account approval rejection without explanation
  • 🔒Data privacy concerns - collects sensitive info before approval
  • 🐛Verification process stuck on loading screens
  • ⏳Extremely slow or indefinite account verification times
  • 💬Inconsistent customer support quality and responsiveness
  • 🔐Account lockdowns during 'routine checks'
  • 💸Money stuck in app during verification holds
  • 🤖Support bot (Anna) unhelpful and unresponsive
  • ❌Withdrawal failures and incompatibility issues
  • ⚠️Lack of transparency in account denial reasons
See all reviews
+2

What's New in Morse Money

2.61.0

October 9, 2026

Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

DO NOT USE THEY STEAL YOUR MONEY

They let you do the first two transactions smoothly and then, they block your account, they do not let you do anything else. Whatever money you had in your account, it’s blocked. Terrible customer service. They tell you they are reviewing your case and do not give you an answer. They are thieves. Do not use this app.
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Cloxi BCloxi B

Response from developer

Hi there, we are legally obligated to ensure that users and their activities comply with our Terms of Service. This may require us to request information or review your transactions, but your wallet is self-custodial, and you can withdraw the money at any time with your private key. We are not able to hold or freeze your money. Please email me ali@morsemoney.com so I can take a look at your account!

THE ABSOLUTE WORST - DO NOT USE. FRAUD

seemed fine at first but now I’ve had three transaction issues and each one worse than the other. The last one they simply took the money when I went to withdraw and it’s just sitting there pending. 4 days later and customer service basically copies and pastes the same thing “we have escalated” “issue with our partner” “we will contact you when we have an update “
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AndiW0920AndiW0920

Response from developer

Hi there, I'm sorry you haven't enjoyed your Morse experience. I'd like to help you resolve this issue! Can you please email me ali@morsemoney.com so I can pull up your account? Please know you can always export your private key, so your wallet is always yours, and we are unable to hold your funds. Best, Ali from Morse

HIGHLY RECOMMEND BUT..

I love the app and I love how it’s easy to transfer dollars to pesos in seconds and low fee the only downside is at customer services doesn’t operate weekends but the app needs a new design but it’s a growing business 👍🏾
N54.sloowN54.sloow

Response from developer

Hi there, thank you for supporting Morse! We do have customer support on the weekend, from 4pm to 10pm GMT! We're happy to help you and hear your feedback if you email support@morse.money or start an in-app support chat.

Best currency platform on the market!

This is so Amazing! In one day it’s outperformed all other apps I’ve used in the last 4 years
TheoriginatorTheoriginator

Response from developer

Thank you so much! We're so happy you like what we're building, and we appreciate your review!

Excelente service

I was very surprised at how simple deposits and transfers went once the acct was set up! Thanks!
Chan (Adan)Chan (Adan)
See 63 more reviews

User experience

🐞

Reported Bugs

7 issues

Verification stuck on loading screen indefinitely

Bug

Account approval notification shows but app remains frozen

Bug

Withdrawal failures with error messages about card incompatibility

Bug

Money disappearing during transfer attempts

Bug

Debit card rejection despite successful previous transactions

Bug

Slow app performance and responsiveness

Bug

Support chat doesn't send notifications

Bug
✨

Requested Features

4 requests

Referral rewards program

Feature

Explanation for account rejections

Feature

Human support chat with notifications

Feature

Account status tracking during verification

Feature

FAQ

What does Sling Money do?

Sling Money is an app designed for sending money internationally. It allows users to pay people in over 140 countries in seconds, often with no hidden fees or markups. It also provides virtual USD or EUR accounts for businesses and freelancers to receive payments from clients abroad.

How fast are Sling Money transfers?

Transfers are designed to be very fast, often completed in seconds. This speed is enabled by the use of digital dollars and digital euros, which are regulated digital currencies backed by actual reserves. This allows for rapid movement of money across different countries and currencies.

What are the fees for using Sling Money?

The app emphasizes no hidden fees or markups for sending money internationally. Clients abroad can pay into a Sling Money Virtual Account for a fee of only 0.1%. Transfers made via a Sling Link can be claimed by the recipient for zero fees.

Is Sling Money secure?

Yes, Sling Money prioritizes security. It is financially regulated and partners with security protocols like Verified by Visa and Mastercard SecureCode. The app is also ISO 27001 certified, indicating adherence to industry standards for information security management.

Can I send money to someone who doesn't have the Sling Money app?

Yes, you can. By creating a Sling Link and sharing it via text, email, or messaging apps, recipients can claim the money directly to their bank account or mobile money wallet without needing to download the Sling Money app. These claims are typically fee-free for the recipient.