MountainCU Mobile

MountainCU Mobile

by Mountain Credit Union

2.6K ratings
36 reviews
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💰 Finance
Free
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Details

  • Released
  • Updated
  • January 12, 2021
  • January 25, 2026

Features

MountainCU Mobile screenshot #1 for iPhone
MountainCU Mobile screenshot #2 for iPhone
MountainCU Mobile screenshot #3 for iPhone
MountainCU Mobile screenshot #4 for iPhone
iphone
ipad
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About

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also offers card management, statement access, and location services for branches and ATMs.

Organize transactions with tags, notes, and photos
Set balance alerts
Make payments and transfer money
Deposit checks via photo
Manage debit cards
View monthly statements
Find branches and ATMs
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What users say

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What's New in MountainCU Mobile

3.30.2

January 25, 2026

Version 3.30.2 • Bug fixes and performance improvements

User reviews

Long Time Banking Customer

I have done business with MCU for many years.
After having researched various local banks 25 years ago I took out my 15 mortgage with MCU because of the competitive rate.
I have seen the bank grow and improve over the years. Every once in a while I still find a situation with room for improvement but overall it is a good bank and great people to do business with.
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Take too long with everything

I’m not liking my experience so far. Everything is too delayed with this bank

Ripped off for over $200

I hate depositing checks as you didn’t allow one for over $200 to clear bc I didn’t write “for deposit only.” No notification, so when I caught it a few months later, I had already shredded bc the deposit was made. Not asking someone to re-write a check. Better communication should have been made—an email at minimum.
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Best

I love everything about this app. I have other bank apps and this one is superior by far. Thank you for all the options!!

Sub accounts

I love that I can have several different sub accounts in my savings account. Each month I transfer money into Christmas travel, car insurance and others. So I'm never run short when these are due or when I want to go see my family.

User experience

🐞

Reported Bugs

3 issues

Upgrade not working on iPhone iOS 15

Bug

App frequently stops working for days at a time

Bug

New app update causes login issues

Bug

Requested Features

2 requests

Option to block card or pause account

Feature

Credit score visibility

Feature

FAQ

What can I do with the MountainCU Mobile app?

The app allows you to manage your finances by organizing transactions with tags and notes, setting up balance alerts, making payments, transferring money between accounts, and depositing checks by taking photos. You can also manage your debit card, view statements, and find nearby branches and ATMs.

Is the MountainCU Mobile app secure?

Yes, the app is designed to be fast and secure. It offers security features such as a 4-digit passcode and biometric authentication on supported devices to protect your account.

How do I deposit a check with the app?

Depositing checks is easy. Simply take a clear picture of the front and back of your endorsed check using your device's camera within the app. The app will then process the deposit for you.

Can I use this app to find bank branches or ATMs?

Yes, the app includes a feature to help you find branches and ATMs near your current location. This makes it convenient to access physical banking services when needed.

Is there a cost to use the MountainCU Mobile app?

Based on the provided information, the app is free to download and use. There are no explicit mentions of subscription fees or purchase costs for the core functionality.