Comparison

Telco Mobile vs MountainCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Telco Mobile

Access banking services on the go, including viewing balances, transferring funds, and paying bills. Manage your accounts with features like expense tracking, loan payments, and mobile check deposits. Securely manage your cards and set up account alerts.

Highlights
  • View account balances and activity
  • Transfer funds
  • Expense graph
  • Pay loans and bills
  • Set up account alerts
  • Mobile check deposit
  • Card management
Features
Read full description

Discover Telco’s Digital Branch and access our banking services anytime, anywhere. Features: - View account balances and activity - Transfer funds between shares, accounts, and external financial institutions - Expense graph shows quick overview of your incoming funds and outgoing expenses - Pay loans - Pay bills with Bill Pay, the integrated service to make payments or set up recurring payments - Set up account alerts for important account information - Deposit checks quickly and easily using your mobile device or tablet - Ability to turn on, off, or capture your card in the event that it becomes misplaced, lost, or stolen Must be enrolled in Online Banking. Third-party standard data and messaging rates may apply.

About

MountainCU Mobile

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also offers card management, statement access, and location services for branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

MCU Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MCU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Telco Mobile4 screens
MountainCU Mobile4 screens

Verdict

The call

The clearest difference is update cadence: MountainCU Mobile at monthly against Telco Mobile's every 18 months. MountainCU Mobile also leads on review sentiment (68% vs 47%). Telco Mobile's advantage is iOS requirement (16 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Telco Mobile against 4.8 for MountainCU Mobile. Both are backed by a comparable volume of ratings — 4.7K and 3K respectively. Written reviews are what separate them: 47% of Telco Mobile's written reviews are positive against 68% of MountainCU Mobile's.

UpkeepUpdate frequency

Telco Mobile ships an update every 18 months, MountainCU Mobile monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Telco Mobile versus MountainCU Mobile: the parameters behind the verdict, then further details
ParameterTelco MobileMountainCU Mobile
PriceFreeFree
Rating4.7 (4.7K ratings)4.8 (3K ratings) — better
Positive reviews47.0% of reviews67.6% of reviews — better
Number of ratings4.7K — better3K
Update frequencyEvery 18 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16 — better18.4
Further details — not scored
Size27 MB177 MB
Age rating4+12+
DeveloperTelco Community Credit UnionMountain Credit Union

Customer experience

Telco Mobile

All ratings4,328 ratings
Positive93.2%
Neutral3.0%
Negative3.8%
Written reviews66 reviews
Positive47.0%
Neutral15.2%
Negative37.9%

MountainCU Mobile

All ratings3,008 ratings
Positive96.6%
Neutral1.5%
Negative1.9%
Written reviews37 reviews
Positive67.6%
Neutral5.4%
Negative27.0%

User reviews

Telco Mobile

From 4.7K App Store ratings

What we love

  • 👍 Excellent customer service
  • 🚀 Easy to use app
  • 💡 Helpful features like balance checking and money transfers

Room to improve

  • 🐛 Frequent app crashes and login issues
  • 🔍 Lack of mobile check deposit feature
  • 🕰️ Slow app performance and long load times
  • 🔒 Security concerns with account access

MountainCU Mobile

From 3K App Store ratings

What we love

  • 👍 Easy mobile deposit
  • 👍 Great app
  • 👍 Friendly employees
  • 👍 Convenient app and website
  • 👍 Instant transfers

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Inconsistent app performance
  • 🐛 Upgrade issues
  • 🐛 Inaccurate account balances
  • 🐛 Forced password changes

Bugs and requests

Telco Mobile

Reported bugs

3 issues
  • App crashes on login
  • Account access issues
  • Incompatibility with certain devices

Requested features

4 requests
  • Mobile check deposit
  • Improved app stability and performance
  • Password reset option
  • Apple Pay integration

MountainCU Mobile

Reported bugs

3 issues
  • Upgrade not working on iPhone iOS 15
  • App frequently stops working for days at a time
  • New app update causes login issues

Requested features

2 requests
  • Option to block card or pause account
  • Credit score visibility

In-app purchases

None

Telco Mobile

No in-app purchases

None

MountainCU Mobile

No in-app purchases

Questions

Is Telco Mobile free?
Telco Mobile is free to download, with no in-app purchases.
Is MountainCU Mobile free?
MountainCU Mobile is free to download, with no in-app purchases.
Which has better reviews, Telco Mobile or MountainCU Mobile?
MountainCU Mobile is rated higher. Telco Mobile averages 4.7 out of 5 from 4.7K ratings, while MountainCU Mobile averages 4.8 from 3K ratings.
Do Telco Mobile or MountainCU Mobile have ads?
Neither Telco Mobile nor MountainCU Mobile shows ads.
Which is updated more often, Telco Mobile or MountainCU Mobile?
Telco Mobile ships an update every 18 months, and MountainCU Mobile monthly. Most recently, Telco Mobile was updated on October 24, 2026 and MountainCU Mobile on October 25, 2026.

Other comparisons