HomeTrust Mobile Banking vs MountainCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HomeTrust Mobile Banking
Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.
- Account access
- Fund transfers
- View balances
- Bill payment
- Mobile check deposit
- Location finder
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Access your HomeTrust Bank accounts at home, on the road, or anywhere else with your iPhone or iPad. HomeTrust Mobile Banking app offers the services** found on HomeTrustBanking.com, including: • Access your accounts • Transfer funds • View balances • Pay your bills • Deposit checks* • Find a location It’s all fast and secure. *Certain eligibility requirements apply. Deposits may not be available for immediate withdrawal. Please contact HomeTrust Bank's Customer Care Center at 800.627.1632 for details. **Must be enrolled in Online Banking. Third party standard data and messaging rates may apply. Location permission is needed to find the nearest locations. HomeTrust Bank 10 Woodfin Street Asheville, NC 28801 800.627.1632 Member FDIC
MountainCU Mobile
Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also offers card management, statement access, and location services for branches and ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View monthly statements
- Find branches and ATMs
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MCU Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MCU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is ads: MountainCU Mobile at none against HomeTrust Mobile Banking's shown. MountainCU Mobile also leads on review sentiment (68% vs 44%) and update cadence (monthly vs every 4 months). HomeTrust Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.8 for MountainCU Mobile. Both are backed by a comparable volume of ratings — 3.8K and 3K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 68% of MountainCU Mobile's.
HomeTrust Mobile Banking ships an update every 4 months, MountainCU Mobile monthly. Both last shipped on October 29, 2026.
| Parameter | HomeTrust Mobile Banking | MountainCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.8K ratings) | 4.8 (3K ratings) — better |
| Positive reviews | 43.5% of reviews | 67.6% of reviews — better |
| Number of ratings | 3.8K — better | 3K |
| Update frequency | Every 4 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 99 MB | 177 MB |
| Age rating | 4+ | 12+ |
| Developer | HomeTrust Bank | Mountain Credit Union |
Customer experience
HomeTrust Mobile Banking
MountainCU Mobile
User reviews
HomeTrust Mobile Banking
From 3.8K App Store ratingsWhat we love
- 🚀 Fast and secure transfers
- 👍 Intuitive and user-friendly app
- 💡 Convenient mobile check deposits
- 🏦 Great banking experience overall
Room to improve
- 🐛 Frequent app crashes and login issues
- ⚠️ Inconsistent account balance and transaction display
- 🔒 Security features causing frequent lockouts
- 🤔 Unreliable app performance and connectivity
MountainCU Mobile
From 3K App Store ratingsWhat we love
- 👍 Easy mobile deposit
- 👍 Great app
- 👍 Friendly employees
- 👍 Convenient app and website
- 👍 Instant transfers
Room to improve
- 🐛 Frequent app crashes
- 🐛 Inconsistent app performance
- 🐛 Upgrade issues
- 🐛 Inaccurate account balances
- 🐛 Forced password changes
Bugs and requests
HomeTrust Mobile Banking
Reported bugs
3 issues- App not compatible with latest iOS updates
- Inability to view transaction history
- Persistent login and connectivity problems
Requested features
3 requests- Daily transaction notifications
- Improved bill pay functionality
- Seamless integration with other devices
MountainCU Mobile
Reported bugs
3 issues- Upgrade not working on iPhone iOS 15
- App frequently stops working for days at a time
- New app update causes login issues
Requested features
2 requests- Option to block card or pause account
- Credit score visibility
In-app purchases
HomeTrust Mobile Banking
No in-app purchases
MountainCU Mobile
No in-app purchases
Questions
Is HomeTrust Mobile Banking free?
Is MountainCU Mobile free?
Which has better reviews, HomeTrust Mobile Banking or MountainCU Mobile?
Do HomeTrust Mobile Banking or MountainCU Mobile have ads?
Which is updated more often, HomeTrust Mobile Banking or MountainCU Mobile?
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