Comparison

HomeTrust Mobile Banking vs MountainCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HomeTrust Mobile Banking

Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.

Highlights
  • Account access
  • Fund transfers
  • View balances
  • Bill payment
  • Mobile check deposit
  • Location finder
Features
Read full description

Access your HomeTrust Bank accounts at home, on the road, or anywhere else with your iPhone or iPad. HomeTrust Mobile Banking app offers the services** found on HomeTrustBanking.com, including: • Access your accounts • Transfer funds • View balances • Pay your bills • Deposit checks* • Find a location It’s all fast and secure.  *Certain eligibility requirements apply. Deposits may not be available for immediate withdrawal. Please contact HomeTrust Bank's Customer Care Center at 800.627.1632 for details. **Must be enrolled in Online Banking. Third party standard data and messaging rates may apply. Location permission is needed to find the nearest locations. HomeTrust Bank 10 Woodfin Street Asheville, NC 28801 800.627.1632 Member FDIC

About

MountainCU Mobile

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also offers card management, statement access, and location services for branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

MCU Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MCU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

HomeTrust Mobile Banking4 screens
MountainCU Mobile4 screens

Verdict

The call

The clearest difference is ads: MountainCU Mobile at none against HomeTrust Mobile Banking's shown. MountainCU Mobile also leads on review sentiment (68% vs 44%) and update cadence (monthly vs every 4 months). HomeTrust Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.8 for MountainCU Mobile. Both are backed by a comparable volume of ratings — 3.8K and 3K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 68% of MountainCU Mobile's.

UpkeepUpdate frequency

HomeTrust Mobile Banking ships an update every 4 months, MountainCU Mobile monthly. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
HomeTrust Mobile Banking versus MountainCU Mobile: the parameters behind the verdict, then further details
ParameterHomeTrust Mobile BankingMountainCU Mobile
PriceFreeFree
Rating4.8 (3.8K ratings)4.8 (3K ratings) — better
Positive reviews43.5% of reviews67.6% of reviews — better
Number of ratings3.8K — better3K
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size99 MB177 MB
Age rating4+12+
DeveloperHomeTrust BankMountain Credit Union

Customer experience

HomeTrust Mobile Banking

All ratings3,435 ratings
Positive95.8%
Neutral1.9%
Negative2.3%
Written reviews62 reviews
Positive43.5%
Neutral6.5%
Negative50.0%

MountainCU Mobile

All ratings3,008 ratings
Positive96.6%
Neutral1.5%
Negative1.9%
Written reviews37 reviews
Positive67.6%
Neutral5.4%
Negative27.0%

User reviews

HomeTrust Mobile Banking

From 3.8K App Store ratings

What we love

  • 🚀 Fast and secure transfers
  • 👍 Intuitive and user-friendly app
  • 💡 Convenient mobile check deposits
  • 🏦 Great banking experience overall

Room to improve

  • 🐛 Frequent app crashes and login issues
  • ⚠️ Inconsistent account balance and transaction display
  • 🔒 Security features causing frequent lockouts
  • 🤔 Unreliable app performance and connectivity

MountainCU Mobile

From 3K App Store ratings

What we love

  • 👍 Easy mobile deposit
  • 👍 Great app
  • 👍 Friendly employees
  • 👍 Convenient app and website
  • 👍 Instant transfers

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Inconsistent app performance
  • 🐛 Upgrade issues
  • 🐛 Inaccurate account balances
  • 🐛 Forced password changes

Bugs and requests

HomeTrust Mobile Banking

Reported bugs

3 issues
  • App not compatible with latest iOS updates
  • Inability to view transaction history
  • Persistent login and connectivity problems

Requested features

3 requests
  • Daily transaction notifications
  • Improved bill pay functionality
  • Seamless integration with other devices

MountainCU Mobile

Reported bugs

3 issues
  • Upgrade not working on iPhone iOS 15
  • App frequently stops working for days at a time
  • New app update causes login issues

Requested features

2 requests
  • Option to block card or pause account
  • Credit score visibility

In-app purchases

None

HomeTrust Mobile Banking

No in-app purchases

None

MountainCU Mobile

No in-app purchases

Questions

Is HomeTrust Mobile Banking free?
HomeTrust Mobile Banking is free to download, with no in-app purchases.
Is MountainCU Mobile free?
MountainCU Mobile is free to download, with no in-app purchases.
Which has better reviews, HomeTrust Mobile Banking or MountainCU Mobile?
MountainCU Mobile is rated higher. HomeTrust Mobile Banking averages 4.8 out of 5 from 3.8K ratings, while MountainCU Mobile averages 4.8 from 3K ratings.
Do HomeTrust Mobile Banking or MountainCU Mobile have ads?
HomeTrust Mobile Banking shows ads; MountainCU Mobile does not.
Which is updated more often, HomeTrust Mobile Banking or MountainCU Mobile?
HomeTrust Mobile Banking ships an update every 4 months, and MountainCU Mobile monthly. Most recently, HomeTrust Mobile Banking was updated on October 29, 2026 and MountainCU Mobile on October 29, 2026.

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