HomeTrust Mobile Banking vs Freedom First Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HomeTrust Mobile Banking
Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.
- Account access
- Fund transfers
- View balances
- Bill payment
- Mobile check deposit
- Location finder
Read full descriptionHide full description
Access your HomeTrust Bank accounts at home, on the road, or anywhere else with your iPhone or iPad. HomeTrust Mobile Banking app offers the services** found on HomeTrustBanking.com, including: • Access your accounts • Transfer funds • View balances • Pay your bills • Deposit checks* • Find a location It’s all fast and secure. *Certain eligibility requirements apply. Deposits may not be available for immediate withdrawal. Please contact HomeTrust Bank's Customer Care Center at 800.627.1632 for details. **Must be enrolled in Online Banking. Third party standard data and messaging rates may apply. Location permission is needed to find the nearest locations. HomeTrust Bank 10 Woodfin Street Asheville, NC 28801 800.627.1632 Member FDIC
Freedom First Mobile
Manage your personal finances with this secure mobile tool. Track spending, set bill reminders, and organize transactions with added notes and images. Locate ATMs and contact customer service directly.
- Transaction tagging and notes
- Bill alerts and notifications
- ATM and branch locator
- Bank-level security
- 4-digit passcode protection
Read full descriptionHide full description
The Freedom First Mobile App is a free mobile decision-support tool. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Freedom First FCU customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Freedom First Mobile App, you must be enrolled as a Freedom First FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
The clearest difference is ads: Freedom First Mobile at none against HomeTrust Mobile Banking's shown. Freedom First Mobile also leads on update cadence (every 4 weeks vs every 4 months) and review sentiment (63% vs 44%). HomeTrust Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.8 for Freedom First Mobile. Both are backed by a comparable volume of ratings — 3.8K and 6.2K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 63% of Freedom First Mobile's.
HomeTrust Mobile Banking ships an update every 4 months, Freedom First Mobile every 4 weeks. Both last shipped on October 29, 2026.
| Parameter | HomeTrust Mobile Banking | Freedom First Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.8K ratings) | 4.8 (6.2K ratings) — better |
| Positive reviews | 43.5% of reviews | 63.2% of reviews — better |
| Number of ratings | 3.8K | 6.2K — better |
| Update frequency | Every 4 months | Every 4 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 99 MB | 198 MB |
| Age rating | 4+ | 12+ |
| Developer | HomeTrust Bank | Freedom First Federal Credit Union |
Customer experience
HomeTrust Mobile Banking
Freedom First Mobile
User reviews
HomeTrust Mobile Banking
From 3.8K App Store ratingsWhat we love
- 🚀 Fast and secure transfers
- 👍 Intuitive and user-friendly app
- 💡 Convenient mobile check deposits
- 🏦 Great banking experience overall
Room to improve
- 🐛 Frequent app crashes and login issues
- ⚠️ Inconsistent account balance and transaction display
- 🔒 Security features causing frequent lockouts
- 🤔 Unreliable app performance and connectivity
Freedom First Mobile
From 6.2K App Store ratingsWhat we love
- 🚀 Great service
- 👍 Personalized banking experience
- 🚀 Convenient mobile deposit
- 👍 Helpful staff
- 🚀 Effortless banking
Room to improve
- 🐛 App crashes and connection issues
- 💰 Minimum balance fees
- 🐛 Inconsistent app performance
- 🐛 Buggy updates
- 🐛 Compatibility issues with older devices
Bugs and requests
HomeTrust Mobile Banking
Reported bugs
3 issues- App not compatible with latest iOS updates
- Inability to view transaction history
- Persistent login and connectivity problems
Requested features
3 requests- Daily transaction notifications
- Improved bill pay functionality
- Seamless integration with other devices
Freedom First Mobile
Reported bugs
3 issues- App not refreshing or loading properly
- Login screen issues
- Inconsistent account balances and transaction details
Requested features
3 requests- Improve account visibility and transaction history
- Enhance mobile deposit limits
- Provide 24/7 customer support
In-app purchases
HomeTrust Mobile Banking
No in-app purchases
Freedom First Mobile
No in-app purchases
Questions
Is HomeTrust Mobile Banking free?
Is Freedom First Mobile free?
Which has better reviews, HomeTrust Mobile Banking or Freedom First Mobile?
Do HomeTrust Mobile Banking or Freedom First Mobile have ads?
Which is updated more often, HomeTrust Mobile Banking or Freedom First Mobile?
Other comparisons















