Comparison

HomeTrust Mobile Banking vs Freedom First Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HomeTrust Mobile Banking

Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.

Highlights
  • Account access
  • Fund transfers
  • View balances
  • Bill payment
  • Mobile check deposit
  • Location finder
Features
Read full description

Access your HomeTrust Bank accounts at home, on the road, or anywhere else with your iPhone or iPad. HomeTrust Mobile Banking app offers the services** found on HomeTrustBanking.com, including: • Access your accounts • Transfer funds • View balances • Pay your bills • Deposit checks* • Find a location It’s all fast and secure.  *Certain eligibility requirements apply. Deposits may not be available for immediate withdrawal. Please contact HomeTrust Bank's Customer Care Center at 800.627.1632 for details. **Must be enrolled in Online Banking. Third party standard data and messaging rates may apply. Location permission is needed to find the nearest locations. HomeTrust Bank 10 Woodfin Street Asheville, NC 28801 800.627.1632 Member FDIC

About

Freedom First Mobile

Manage your personal finances with this secure mobile tool. Track spending, set bill reminders, and organize transactions with added notes and images. Locate ATMs and contact customer service directly.

Highlights
  • Transaction tagging and notes
  • Bill alerts and notifications
  • ATM and branch locator
  • Bank-level security
  • 4-digit passcode protection
Features
Read full description

The Freedom First Mobile App is a free mobile decision-support tool. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Freedom First FCU customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Freedom First Mobile App, you must be enrolled as a Freedom First FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

HomeTrust Mobile Banking4 screens
Freedom First Mobile4 screens

Verdict

The call

The clearest difference is ads: Freedom First Mobile at none against HomeTrust Mobile Banking's shown. Freedom First Mobile also leads on update cadence (every 4 weeks vs every 4 months) and review sentiment (63% vs 44%). HomeTrust Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.8 for Freedom First Mobile. Both are backed by a comparable volume of ratings — 3.8K and 6.2K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 63% of Freedom First Mobile's.

UpkeepUpdate frequency

HomeTrust Mobile Banking ships an update every 4 months, Freedom First Mobile every 4 weeks. Both last shipped on October 29, 2026.

Scorecard5 real differences · 5 level
HomeTrust Mobile Banking versus Freedom First Mobile: the parameters behind the verdict, then further details
ParameterHomeTrust Mobile BankingFreedom First Mobile
PriceFreeFree
Rating4.8 (3.8K ratings)4.8 (6.2K ratings) — better
Positive reviews43.5% of reviews63.2% of reviews — better
Number of ratings3.8K6.2K — better
Update frequencyEvery 4 monthsEvery 4 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size99 MB198 MB
Age rating4+12+
DeveloperHomeTrust BankFreedom First Federal Credit Union

Customer experience

HomeTrust Mobile Banking

All ratings3,435 ratings
Positive95.8%
Neutral1.9%
Negative2.3%
Written reviews62 reviews
Positive43.5%
Neutral6.5%
Negative50.0%

Freedom First Mobile

All ratings6,165 ratings
Positive96.3%
Neutral1.7%
Negative2.0%
Written reviews87 reviews
Positive63.2%
Neutral9.2%
Negative27.6%

User reviews

HomeTrust Mobile Banking

From 3.8K App Store ratings

What we love

  • 🚀 Fast and secure transfers
  • 👍 Intuitive and user-friendly app
  • 💡 Convenient mobile check deposits
  • 🏦 Great banking experience overall

Room to improve

  • 🐛 Frequent app crashes and login issues
  • ⚠️ Inconsistent account balance and transaction display
  • 🔒 Security features causing frequent lockouts
  • 🤔 Unreliable app performance and connectivity

Freedom First Mobile

From 6.2K App Store ratings

What we love

  • 🚀 Great service
  • 👍 Personalized banking experience
  • 🚀 Convenient mobile deposit
  • 👍 Helpful staff
  • 🚀 Effortless banking

Room to improve

  • 🐛 App crashes and connection issues
  • 💰 Minimum balance fees
  • 🐛 Inconsistent app performance
  • 🐛 Buggy updates
  • 🐛 Compatibility issues with older devices

Bugs and requests

HomeTrust Mobile Banking

Reported bugs

3 issues
  • App not compatible with latest iOS updates
  • Inability to view transaction history
  • Persistent login and connectivity problems

Requested features

3 requests
  • Daily transaction notifications
  • Improved bill pay functionality
  • Seamless integration with other devices

Freedom First Mobile

Reported bugs

3 issues
  • App not refreshing or loading properly
  • Login screen issues
  • Inconsistent account balances and transaction details

Requested features

3 requests
  • Improve account visibility and transaction history
  • Enhance mobile deposit limits
  • Provide 24/7 customer support

In-app purchases

None

HomeTrust Mobile Banking

No in-app purchases

None

Freedom First Mobile

No in-app purchases

Questions

Is HomeTrust Mobile Banking free?
HomeTrust Mobile Banking is free to download, with no in-app purchases.
Is Freedom First Mobile free?
Freedom First Mobile is free to download, with no in-app purchases.
Which has better reviews, HomeTrust Mobile Banking or Freedom First Mobile?
Freedom First Mobile is rated higher. HomeTrust Mobile Banking averages 4.8 out of 5 from 3.8K ratings, while Freedom First Mobile averages 4.8 from 6.2K ratings.
Do HomeTrust Mobile Banking or Freedom First Mobile have ads?
HomeTrust Mobile Banking shows ads; Freedom First Mobile does not.
Which is updated more often, HomeTrust Mobile Banking or Freedom First Mobile?
HomeTrust Mobile Banking ships an update every 4 months, and Freedom First Mobile every 4 weeks. Most recently, HomeTrust Mobile Banking was updated on October 29, 2026 and Freedom First Mobile on October 29, 2026.

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