HomeTrust Mobile Banking vs Telco Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HomeTrust Mobile Banking
Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.
- Account access
- Fund transfers
- View balances
- Bill payment
- Mobile check deposit
- Location finder
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Access your HomeTrust Bank accounts at home, on the road, or anywhere else with your iPhone or iPad. HomeTrust Mobile Banking app offers the services** found on HomeTrustBanking.com, including: • Access your accounts • Transfer funds • View balances • Pay your bills • Deposit checks* • Find a location It’s all fast and secure. *Certain eligibility requirements apply. Deposits may not be available for immediate withdrawal. Please contact HomeTrust Bank's Customer Care Center at 800.627.1632 for details. **Must be enrolled in Online Banking. Third party standard data and messaging rates may apply. Location permission is needed to find the nearest locations. HomeTrust Bank 10 Woodfin Street Asheville, NC 28801 800.627.1632 Member FDIC
Telco Mobile
Access banking services on the go, including viewing balances, transferring funds, and paying bills. Manage your accounts with features like expense tracking, loan payments, and mobile check deposits. Securely manage your cards and set up account alerts.
- View account balances and activity
- Transfer funds
- Expense graph
- Pay loans and bills
- Set up account alerts
- Mobile check deposit
- Card management
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Discover Telco’s Digital Branch and access our banking services anytime, anywhere. Features: - View account balances and activity - Transfer funds between shares, accounts, and external financial institutions - Expense graph shows quick overview of your incoming funds and outgoing expenses - Pay loans - Pay bills with Bill Pay, the integrated service to make payments or set up recurring payments - Set up account alerts for important account information - Deposit checks quickly and easily using your mobile device or tablet - Ability to turn on, off, or capture your card in the event that it becomes misplaced, lost, or stolen Must be enrolled in Online Banking. Third-party standard data and messaging rates may apply.
Screenshots
Verdict
The clearest difference is ads: Telco Mobile at none against HomeTrust Mobile Banking's shown. HomeTrust Mobile Banking's advantage is update cadence (every 4 months vs every 18 months). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.7 for Telco Mobile. Both are backed by a comparable volume of ratings — 3.8K and 4.3K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 47% of Telco Mobile's.
HomeTrust Mobile Banking ships an update every 4 months, Telco Mobile every 18 months. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.
| Parameter | HomeTrust Mobile Banking | Telco Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.8K ratings) — better | 4.7 (4.3K ratings) |
| Positive reviews | 44.3% of reviews | 47.0% of reviews — better |
| Number of ratings | 3.8K | 4.3K — better |
| Update frequency | Every 4 months — better | Every 18 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 16 |
| Further details — not scored | ||
| Size | 99 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | HomeTrust Bank | Telco Community Credit Union |
Customer experience
HomeTrust Mobile Banking
Telco Mobile
User reviews
HomeTrust Mobile Banking
From 3.8K App Store ratingsWhat we love
- 🚀 Fast and secure transfers
- 👍 Intuitive and user-friendly app
- 💡 Convenient mobile check deposits
- 🏦 Great banking experience overall
Room to improve
- 🐛 Frequent app crashes and login issues
- ⚠️ Inconsistent account balance and transaction display
- 🔒 Security features causing frequent lockouts
- 🤔 Unreliable app performance and connectivity
Telco Mobile
From 4.3K App Store ratingsWhat we love
- 👍 Excellent customer service
- 🚀 Easy to use app
- 💡 Helpful features like balance checking and money transfers
Room to improve
- 🐛 Frequent app crashes and login issues
- 🔍 Lack of mobile check deposit feature
- 🕰️ Slow app performance and long load times
- 🔒 Security concerns with account access
Bugs and requests
HomeTrust Mobile Banking
Reported bugs
3 issues- App not compatible with latest iOS updates
- Inability to view transaction history
- Persistent login and connectivity problems
Requested features
3 requests- Daily transaction notifications
- Improved bill pay functionality
- Seamless integration with other devices
Telco Mobile
Reported bugs
3 issues- App crashes on login
- Account access issues
- Incompatibility with certain devices
Requested features
4 requests- Mobile check deposit
- Improved app stability and performance
- Password reset option
- Apple Pay integration
In-app purchases
HomeTrust Mobile Banking
No in-app purchases
Telco Mobile
No in-app purchases
Questions
Is HomeTrust Mobile Banking free?
Is Telco Mobile free?
Which has better reviews, HomeTrust Mobile Banking or Telco Mobile?
Do HomeTrust Mobile Banking or Telco Mobile have ads?
Which is updated more often, HomeTrust Mobile Banking or Telco Mobile?
Other comparisons
