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MySafeDrive

MySafeDrive

by CSAA INSURANCE SERVICES, INC.

356 ratings
31 reviews
💰 Finance
Free

Details

Released
September 23, 2024
Updated
December 22, 2025

Features

Developer

CSAA INSURANCE SERVICES, INC.
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About

This app helps you save on AAA Auto Insurance by tracking your safe driving habits. It provides personalized feedback, trip labeling, and family sharing features to encourage safer driving and reward good behavior with potential discounts.

✓Safe driving discounts
✓Personalized driving feedback
✓Family sharing for coaching
✓Trip labeling (passenger mode)
✓Driving streaks tracking
✓In-app tutorials
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What users say about MySafeDrive

Reviews of MySafeDrive are mostly negative: the Finance app is rated 4.5/5 from 356 App Store ratings. What users like most: accurate tracking, helps with accountability. Top complaints: inaccurate scoring (speeding, braking, distractions), penalizes for passenger status. Summarized from real user reviews.

Positive things

  • 👍Accurate tracking
  • 👍Helps with accountability
  • 👍Tracks each drive
  • 👍Provides suggestions for improvement
  • 👍Easy to set up and use
  • 👍Makes users more aware of driving habits
  • 👍Good for tracking and improving driving

Negative things

  • 😞Inaccurate scoring (speeding, braking, distractions)
  • 😞Penalizes for passenger status
  • 😞Unfairly penalizes for safe driving maneuvers (avoiding accidents, yellow lights)
  • 😞Low scores for low mileage drivers
  • 😞Difficulty in changing trip status from driver to passenger
  • 😞App is perceived as a tool for insurance companies to charge more
  • 😞Invasive tracking
  • 😞Technology feels outdated
  • 😞Does not recognize one-pedal driving as non-hard braking
  • 😞Incorrect speed limit detection
  • 😞Penalizes for driving on bumpy roads
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What's New in MySafeDrive

1.0.1

December 22, 2025

Minor app updates.

User reviews

Most RecentHighest RatedLowest Rated

Overall a great app

Really accurate app, helps keep you accountable and I like that it tracks each drive.
CCmfischy

This one is Really hard to understand.

I'm on vacation flying on United, bored, so I open thia to see my score. I'M DUMFOUNDED. I get scored for driving 150 mph on landing, severe braking and for touching my phone!!! This must a game being played on all of us. We have to spend our time fixing stupid for a few bucks discount? I'm so fed up.
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MPMH Paul

Enjoying app

I like mostly everything about the app except that it rates my driving when I am a passenger. Being a beginner I lost a lot of points when I wasn’t driving.
LLisa2ewc

James Hesselgesser

Frequently accused of hard breaking when there definitely is not any. I believe it is done purposefully to lower our score.
JHJ. Hess

Unfair, Unreasonable, Inaccurate

To be constantly penalized for normal and safe driving activities is patently unfair. Somehow we're required to enroll to get insurance but it sure appears that every opportunity to find fault is built into MySafeDrive. I've driven for 60 years with zero tickets, zero accidents and State Farm gave me huge discounts. This App dings you for anything that isn't driving like Granny. It is not a distraction to tap the GPS on your phone or put it back in the cradle. It is not unreasonable to apply brakes when the light turns yellow or some knucklehead changes lanes abruptly. Is it even possible to score 100? Is my life now?
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MPMH Paul
See 26 more reviews

Developer apps

SMARTtrek
SMARTtrek

See how safely you drive

🌟 Lifestyle

(3.4K)

Free
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User experience

🐞

Reported Bugs

6 issues

Incorrectly identifies passenger trips as driving

Bug

Falsely flags distractions

Bug

Does not recognize one-pedal driving (Tesla) as non-hard braking

Bug

Counts bumps and potholes as heavy braking

Bug

Incorrectly flags evasive braking as hard braking

Bug

App locks users out of changing trip status quickly

Bug
✨

Requested Features

6 requests

Allow users to easily change trip status to passenger

Feature

Improve accuracy of speed limit detection

Feature

Refine hard braking detection to differentiate between intentional and evasive braking

Feature

Update technology to be more current

Feature

Provide clearer explanations for scoring events

Feature

Allow users to see current and future discount information

Feature

FAQ

What does the MySafeDrive app do?

The MySafeDrive app helps you earn discounts on your AAA Auto Insurance policy by tracking your safe driving habits. It provides personalized feedback, insights into your driving behavior, and features like trip labeling and streaks to motivate safer driving.

How can I save money with MySafeDrive?

By enrolling in MySafeDrive and demonstrating safe driving, you can potentially receive a Telematics Participation discount of up to 10% on your initial AAA Auto Insurance policy term. Some state exceptions may apply.

What are the key features of MySafeDrive?

Key features include personalized driving feedback and insights, family sharing to coach young drivers, trip labeling to indicate if you were a passenger, and tracking of driving streaks without risky events. The app also includes tutorials for easy use.

Is MySafeDrive compatible with my device?

The provided description does not specify device compatibility. However, as a mobile application, it is designed to be used on smartphones and tablets. You would typically find compatibility information on the app store listing.

Who is the target audience for MySafeDrive?

This app is designed for AAA members who are looking for ways to reduce their auto insurance costs. It is particularly beneficial for families with young drivers, as it offers features to help coach and motivate safer driving habits for everyone.