Comparison

NJM SafeDrive Go vs MySafeDrive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NJM SafeDrive Go

This app monitors your driving habits, including acceleration, braking, cornering, distracted driving, and speed. It provides feedback on your behavior and can offer a discount on car insurance for safe driving.

Highlights
  • Monitors acceleration, braking, and cornering
  • Tracks distracted driving (phone usage)
  • Measures speed against posted limits
  • Provides driving behavior feedback
  • Offers potential car insurance discounts
Read full description

NJM SafeDrive Go is a voluntary program that encourages safer driving and offers a discount on your car insurance, if you choose to participate. A smartphone app is used to measure driving behaviors and provide feedback to you and information to NJM regarding your acceleration, braking, cornering, distracted driving, and speed. The app measures the following data points: ● Acceleration — sharp increases in speed ● Braking — hard braking occurrences ● Cornering — the angle and speed of a turn ● Distracted Driving — handling or interaction with the smartphone while the vehicle is in operation ● Speed — measured and compared to the posted speed limit

About

MySafeDrive

This app helps you save on AAA Auto Insurance by tracking your safe driving habits. It provides personalized feedback, trip labeling, and family sharing features to encourage safer driving and reward good behavior with potential discounts.

Highlights
  • Safe driving discounts
  • Personalized driving feedback
  • Family sharing for coaching
  • Trip labeling (passenger mode)
  • Driving streaks tracking
  • In-app tutorials
Features
Read full description

Turn safe driving into discounts on your AAA Auto Insurance policy when you enroll in MySafeDrive from AAA. Purchase AAA Auto Insurance with MySafeDrive and you could save up to 10% with a Telematics Participation discount on your initial policy term (there are some exceptions by state). For more than 100 years, AAA has been fulfilling the promise to keep Members safe and secure on the road and at home. AAA Auto Insurance with MySafeDrive rewards safe drivers with the extra savings they deserve and the protection they expect from AAA. Other key benefits include: The Family Sharing feature provides parents and young drivers with real data to help coach and motivate each other to drive safely. Celebrate driving improvements: with personalized driving feedback and insights, drivers can get tips and see their improvements over time. Trip labeling: if MySafeDrive scores a trip but you were not driving, you can indicate that you were a passenger. Streaks: drivers can see and track how long they have driven without a risky event. App tutorials: learning how to use the app is easy with in-app tutorials.

Screenshots

NJM SafeDrive Go4 screens
MySafeDrive4 screens

Verdict

The call

The clearest difference is rating: MySafeDrive at 4.5 against NJM SafeDrive Go's 3.9. MySafeDrive also leads on ratings volume (359 vs 73). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MySafeDrive holds the better App Store score, 4.5 against 3.9. Both are backed by a comparable volume of ratings — 73 and 359 respectively. Written reviews complicate that: 42% of NJM SafeDrive Go's written reviews are positive against 39% of MySafeDrive's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

NJM SafeDrive Go ships an update every 28 months, MySafeDrive every 15 months. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

Scorecard2 real differences · 8 level
NJM SafeDrive Go versus MySafeDrive: the parameters behind the verdict, then further details
ParameterNJM SafeDrive GoMySafeDrive
PriceFreeFree
Rating3.9 (73 ratings)4.5 (359 ratings) — better
Positive reviews41.7% of reviews — better38.7% of reviews
Number of ratings73359 — better
Update frequencyEvery 28 monthsEvery 15 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size61 MB75 MB
Age rating12+12+
DeveloperNew Jersey Manufacturers Insurance CompanyCSAA INSURANCE SERVICES, INC.

Customer experience

NJM SafeDrive Go

All ratings54 ratings
Positive77.8%
Neutral3.7%
Negative18.5%
Written reviews12 reviews
Positive41.7%
Neutral16.7%
Negative41.7%

MySafeDrive

All ratings133 ratings
Positive87.2%
Neutral2.3%
Negative10.5%
Written reviews31 reviews
Positive38.7%
Neutral12.9%
Negative48.4%

Bugs and requests

NJM SafeDrive Go

Not enough reviews yet to summarise bugs or requests.

MySafeDrive

Reported bugs

6 issues
  • Incorrectly identifies passenger trips as driving
  • Falsely flags distractions
  • Does not recognize one-pedal driving (Tesla) as non-hard braking
  • Counts bumps and potholes as heavy braking
  • Incorrectly flags evasive braking as hard braking
Show 1 more
  • App locks users out of changing trip status quickly

Requested features

6 requests
  • Allow users to easily change trip status to passenger
  • Improve accuracy of speed limit detection
  • Refine hard braking detection to differentiate between intentional and evasive braking
  • Update technology to be more current
  • Provide clearer explanations for scoring events
Show 1 more
  • Allow users to see current and future discount information

In-app purchases

None

NJM SafeDrive Go

No in-app purchases

None

MySafeDrive

No in-app purchases

Questions

Is NJM SafeDrive Go free?
NJM SafeDrive Go is free to download, with no in-app purchases.
Is MySafeDrive free?
MySafeDrive is free to download, with no in-app purchases.
Which has better reviews, NJM SafeDrive Go or MySafeDrive?
MySafeDrive is rated higher. NJM SafeDrive Go averages 3.9 out of 5 from 73 ratings, while MySafeDrive averages 4.5 from 359 ratings.
Do NJM SafeDrive Go or MySafeDrive have ads?
Neither NJM SafeDrive Go nor MySafeDrive shows ads.
Which is updated more often, NJM SafeDrive Go or MySafeDrive?
NJM SafeDrive Go ships an update every 28 months, and MySafeDrive every 15 months. Most recently, NJM SafeDrive Go was updated on November 3, 2026 and MySafeDrive on November 12, 2026.

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