Comparison

Create Credit Union vs MySafeDrive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Create Credit Union

Manage your finances conveniently and securely with tools for transferring funds, paying bills, depositing checks, and monitoring transactions. Offers features like card management and real-time alerts for peace of mind.

Highlights
  • Fund transfers
  • Bill pay and loan management
  • Mobile check deposit
  • Card management (lock/unlock)
  • Real-time transaction alerts
  • Biometric login
  • eStatement access
Read full description

At Create Credit Union, you’re more than a member — you’re part of our community. Our mobile app gives you convenient, easy-to-use tools to manage your money anytime, anywhere, with the personal service you trust. Move money with confidence -Transfer funds between your Create accounts and other financial institutions -Send money to anyone with a mobile phone or email address through Zelle® -Pay your loans and credit cards, set up Auto-Pay, and manage bills -Deposit checks anytime with Mobile Deposit Send and receive money quickly and securely -Manage your cards with ease -Lock and unlock your debit or credit cards instantly -Set up real-time alerts to keep an eye on transactions -Report lost or stolen cards quickly and securely Stay connected to your finances -View balances and transaction history in real time -Monitor spending and track account activity -Access eStatements and important documents -Update your contact information securely Security you can rely on -Secure login with biometric authentication -Multi-factor authentication and advanced encryption -Ongoing fraud monitoring for added peace of mind With Create Credit Union, managing your finances is simple, secure, and built around you — because supporting our members and strengthening our community is at the heart of everything we do.

About

MySafeDrive

This app helps you save on AAA Auto Insurance by tracking your safe driving habits. It provides personalized feedback, trip labeling, and family sharing features to encourage safer driving and reward good behavior with potential discounts.

Highlights
  • Safe driving discounts
  • Personalized driving feedback
  • Family sharing for coaching
  • Trip labeling (passenger mode)
  • Driving streaks tracking
  • In-app tutorials
Features
Read full description

Turn safe driving into discounts on your AAA Auto Insurance policy when you enroll in MySafeDrive from AAA. Purchase AAA Auto Insurance with MySafeDrive and you could save up to 10% with a Telematics Participation discount on your initial policy term (there are some exceptions by state). For more than 100 years, AAA has been fulfilling the promise to keep Members safe and secure on the road and at home. AAA Auto Insurance with MySafeDrive rewards safe drivers with the extra savings they deserve and the protection they expect from AAA. Other key benefits include: The Family Sharing feature provides parents and young drivers with real data to help coach and motivate each other to drive safely. Celebrate driving improvements: with personalized driving feedback and insights, drivers can get tips and see their improvements over time. Trip labeling: if MySafeDrive scores a trip but you were not driving, you can indicate that you were a passenger. Streaks: drivers can see and track how long they have driven without a risky event. App tutorials: learning how to use the app is easy with in-app tutorials.

Screenshots

Create Credit Union3 screens
MySafeDrive4 screens

Verdict

The call

The clearest difference is review sentiment: Create Credit Union at 84% against MySafeDrive's 39%. Create Credit Union also leads on update cadence (every 2 months vs every 15 months) and rating (4.7 vs 4.5). MySafeDrive's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Create Credit Union holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Create Credit Union has 4.3K ratings behind it against 359, so its average is the more settled of the two. Written reviews point the same way: 84% of Create Credit Union's written reviews are positive against 39% of MySafeDrive's.

UpkeepUpdate frequency

Create Credit Union ships an update every 2 months, MySafeDrive every 15 months. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
Create Credit Union versus MySafeDrive: the parameters behind the verdict, then further details
ParameterCreate Credit UnionMySafeDrive
PriceFreeFree
Rating4.7 (4.3K ratings) — better4.5 (359 ratings)
Positive reviews84.4% of reviews — better38.7% of reviews
Number of ratings4.3K — better359
Update frequencyEvery 2 months — betterEvery 15 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.0 — better
Further details — not scored
Size51 MB75 MB
Age rating4+12+
DeveloperClark County Credit UnionCSAA INSURANCE SERVICES, INC.

Customer experience

Create Credit Union

All ratings4,260 ratings
Positive91.7%
Neutral2.9%
Negative5.4%
Written reviews633 reviews
Positive84.4%
Neutral3.8%
Negative11.8%

MySafeDrive

All ratings133 ratings
Positive87.2%
Neutral2.3%
Negative10.5%
Written reviews31 reviews
Positive38.7%
Neutral12.9%
Negative48.4%

User reviews

Create Credit Union

From 4.3K App Store ratings

What we love

  • 👍 Easy to use and navigate
  • 🚀 Convenient and efficient banking
  • 🔒 Secure and reliable
  • 💡 Helpful features like instant balance and remote deposit

Room to improve

  • 🐛 Occasional freezing, crashing, or glitches
  • 🔍 Some users find the app interface outdated or lacking in features
  • ⚠️ Inconsistent performance, especially on weekends

MySafeDrive

From 359 App Store ratings

What we love

  • 👍 Accurate tracking
  • 👍 Helps with accountability
  • 👍 Tracks each drive
  • 👍 Provides suggestions for improvement
  • 👍 Easy to set up and use

Room to improve

  • 😞 Inaccurate scoring (speeding, braking, distractions)
  • 😞 Penalizes for passenger status
  • 😞 Unfairly penalizes for safe driving maneuvers (avoiding accidents, yellow lights)
  • 😞 Low scores for low mileage drivers
  • 😞 Difficulty in changing trip status from driver to passenger

Bugs and requests

Create Credit Union

Reported bugs

3 issues
  • Login screen freezes or takes multiple attempts
  • Incorrect account balances or transaction details
  • Compatibility issues with newer devices or OS versions

Requested features

4 requests
  • Dark mode option
  • Improved transaction history and categorization
  • Ability to easily change PIN or password within the app
  • More seamless integration with other banking services

MySafeDrive

Reported bugs

6 issues
  • Incorrectly identifies passenger trips as driving
  • Falsely flags distractions
  • Does not recognize one-pedal driving (Tesla) as non-hard braking
  • Counts bumps and potholes as heavy braking
  • Incorrectly flags evasive braking as hard braking
Show 1 more
  • App locks users out of changing trip status quickly

Requested features

6 requests
  • Allow users to easily change trip status to passenger
  • Improve accuracy of speed limit detection
  • Refine hard braking detection to differentiate between intentional and evasive braking
  • Update technology to be more current
  • Provide clearer explanations for scoring events
Show 1 more
  • Allow users to see current and future discount information

In-app purchases

None

Create Credit Union

No in-app purchases

None

MySafeDrive

No in-app purchases

Questions

Is Create Credit Union free?
Create Credit Union is free to download, with no in-app purchases.
Is MySafeDrive free?
MySafeDrive is free to download, with no in-app purchases.
Which has better reviews, Create Credit Union or MySafeDrive?
Create Credit Union is rated higher. Create Credit Union averages 4.7 out of 5 from 4.3K ratings, while MySafeDrive averages 4.5 from 359 ratings.
Do Create Credit Union or MySafeDrive have ads?
Neither Create Credit Union nor MySafeDrive shows ads.
Which is updated more often, Create Credit Union or MySafeDrive?
Create Credit Union ships an update every 2 months, and MySafeDrive every 15 months. Most recently, Create Credit Union was updated on November 6, 2026 and MySafeDrive on November 8, 2026.

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