Free

Details

  • Released
  • Updated
  • June 4, 2020
  • December 22, 2025

Features

Nationwide SmartRide® screenshot #1 for iPhone
Nationwide SmartRide® screenshot #2 for iPhone
Nationwide SmartRide® screenshot #3 for iPhone
Nationwide SmartRide® screenshot #4 for iPhone
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About

This app provides Nationwide customers enrolled in the SmartRide Mobile Program with personalized feedback on their driving habits to encourage safer decisions. It tracks driving trends, phone interactions while driving, and estimates potential discounts based on safe driving behavior.

Personalized driving feedback
View driving trends
Track phone distractions
View trips on a map
Estimate discount
View final discount
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What users say

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What's New in Nationwide SmartRide®

4.3.1

December 22, 2025

Bug fixes and enhancements.

User reviews

Easy to use, discounts big

The app is a great way to save money but also great reality check on your own driving. Everyone thinks they are a great driver, this clarifies that belief. I really don’t want people on their phones killing others while ordering lunch SO I hope someone looks at this app’s information and realizes they are too often phone distracted while driving
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Great App

We love the information given on the drivers in our home.

Nationwide insurance

So far I’m pretty pleased with Nationwide Insurance I’ve been with them for about two months. They are reasonably priced and their coverage is Good. I’m thinking that I will stay with them for a while because they have accepted me with deer hits and all. I like the ease of getting their insurance and the friendly service. Thanks Nationwide. John S. Pennsylvania
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Works pretty well and encourages the right habits

It sometimes reports a hard break or acceleration a bit to sensitively, and it is a bit inconvenient to turn it off for vacations or college stays, but mostly does a decent job and it reminds you of the good driving habits

Safeties

Great overview of driving data.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues

Bug

Inconsistent trip recording

Bug

Inaccurate idle time tracking

Bug

Requested Features

5 requests

Allow manual trip editing

Feature

Distinguish between driver and passenger phone usage

Feature

Provide more detailed driving data and analytics

Feature

Add option to temporarily pause tracking

Feature

Improve compatibility with in-car infotainment systems

Feature

FAQ

What does the Nationwide SmartRide app do?

The Nationwide SmartRide app provides Nationwide customers enrolled in the SmartRide Mobile Program with personalized feedback on their driving habits. It helps users make safer driving decisions by analyzing driving trends and offering insights to improve their performance on the road.

How does the app help me save money?

The app helps you potentially save money by offering a discount on your Nationwide insurance policy. The safer you drive, and the more you engage with the program, the higher the discount you could receive. You can view your estimated and final discounts within the app.

Does the app track my phone usage while driving?

Yes, the SmartRide Mobile App tracks how often you interact with your phone while your vehicle is in motion. While phone distractions do not directly affect your discount, the app provides data to help you become more aware and reduce distracted driving for your safety.

What features are available in the app?

Key features include viewing your driving trends and receiving personalized feedback, seeing your trips on a map, reviewing your phone distraction summary with interactive map details, and tracking your estimated and final discount throughout the program.

Is the Nationwide SmartRide app available everywhere?

The SmartRide Mobile Program, and therefore the app, is available in all states except Alaska, California, Hawaii, Louisiana, New York, and Puerto Rico. You must be a Nationwide customer and enrolled in the program to use the app.