Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.
Summarized from real user reviews of Neu Money. Based on 1.2K reviews and a 4.8/5 average, it highlights the 12 positives and 8 negatives reviewers mention most about this Finance app.
1.1.60
August 5, 2026
UX enhancements and security improvements.
Quick access to your card details and benefits
Jan 8, 2026 — Feb 8, 2026
5 issues
App won't open, stuck on proxy server screen
Unable to connect social/address information
2 requests
Allow more than 3 bank accounts
Provide option to choose plan during approval
Neu Money offers credit cards designed to help users build their credit history. Users can choose between a card with 0% Annual Percentage Rate (APR) for a monthly fee or a card with no annual fee but a standard APR. The app provides features like cashback rewards and mobile payment capabilities.
Key features include the choice of 0% APR or no annual fee, 3% cashback on air travel purchases up to $1,000 annually, tap-to-pay functionality, account freeze capability, and access to real human customer service. Credit limits can also increase over time.
There are two main card options. The 0% APR Neu Card has a simple monthly fee of $7. The No Annual Fee Neu Card has no annual fee but carries an APR of 26.99%–29.99%. Both cards offer a credit limit of $350 and up.
This app is ideal for individuals starting their credit journey, including recent graduates, international workers, immigrants, and anyone who has been overlooked by traditional banks. It provides a straightforward and inclusive way to establish credit history.
Every payment you make on your Neu Card is reported to credit bureaus, automatically and effortlessly strengthening your credit history. The app is designed to make this process simple and transparent for users looking to build a strong financial foundation.
