Newtek Mobile Banking User Reviews

Newtek Mobile Banking
Newtek Mobile Banking
Newtek Technology Solutions, Inc

Customer Experience

Positive experience25.0% of reviews
Neutral12.5% of reviews
Negative experience62.5% of reviews

~ Based on 16 written reviews from the US App Store.

Is Newtek Mobile Banking Safe?

Newtek Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Newtek Mobile Banking is 89/100.

This assessment is based on 345 user ratings, with an App Store average of 4.5/5.

Safety Analysis

86.5% of ratings point to a safe experience
4.7% of ratings suggest some concerns
8.8% of ratings point to a risky experience

~ Based on 342 App Store ratings for Newtek Mobile Banking.

Is Newtek Mobile Banking Legit?

Newtek Mobile Banking appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Newtek Mobile Banking is 73/100.

Based on 73 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Can’t wait to get out

This is the WORST bank I’ve ever dealt with. Transfers take a WEEK just to go between your own linked accounts, deposits are deemed “too large” and refused… on a business account!! And customer service sucks. I can’t imagine why Anderson recommends this bank. I can’t wait to get out of it.

1 week to deposit?

The deposit transfers take over a week which in this day and age seems kind of crazy. Bread savings offers slightly lower rates but quicker transferred times so I will be moving my funds there. Gave it a try but not for me. If you're somebody who wants to wait and doesn't mind the long transfer times then this might be for you
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Sketchy Terms

In short: 1. They will not give you a copy of the dozens of pages of terms they want you to agree to. 2. They won’t let you simply link your outside transfer account with the number and routing - they make you sign into your bank account with your username and password and give them consent to ALL of your banking information. 3. They take way too too many days for your money to clear after transfer in which you have access to it AND it starts earning interest. 4. The transfer limit within five days is very small 5. You can’t transfer money the day you want to - you have to wait five days - but then they make you choose five days ahead on the calendar. If that’s their “rule” why wouldn’t the first allowed date of transfer just automatically start on that day? - it’s a trash interface that’s why. 6. Customer service cops an attitude - something unheard at legit financial institutions. 7. 1 Star instead of 0 because they have decent interest rates (as of Oct 2025, at least).
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CANT SHUT DOWN ACCOUNT

They will not let me shut down my account. I’ve tried numerous times, been told it was disabled and going to be deleted, yet it is showing that it’s still active.

Guessing

You have to guess the date you want a transfer to happen on. It shows today’s date but it then will cause you to redo the request once it tells you what date it will happen. It should default to the next date

No option to save terms in order to use

When you download the app, you have to agree to a 30 page PDF, full of terms and agreements in order to use the app. There is no way to save or email yourself these terms. 30 full pages of terms and agreements just in order to open an app is insane to have to read initially and agree to with no option to save. For this reason this app gets a one star.
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Simply sublime approach

A minimalist application dream come true.
Add free!

Transfers are delayed

The transfers to/from account take 3 business days. Todays world, electronic transfers are instant. Speed it up and I might use this savings account

Ridiculous hold time for transfers

Five days to do an electronic transfer is borderline criminal. All institutions I currently work with provide instantaneous transfers from one account to another. Five days is ridiculous and uncalled for.

Convenience

Great high interest rate account connected on line to other accounts works great.

Transfers

Transfers take too long to process

Avoid NewTek Bank

Nothing but issues with this bank. They’re happy to take your money, but good luck getting it back. I’ve been trying to transfer money out of my account for two weeks now and the bank will not let me. You may have to sue to get any money deposited out of your account. Beware!!

Code doesn’t send to my email

Banking should not be this difficult! Why not have a “Try Another Way” option???

Transfer dates

I'm very unhappy that a transfer cannot be scheduled the same day. No other bank makes you wait 3 days to begin a transfer!

User friendly app

The bank quickly responds questions. The app and website are user friendly. I love it!

NewTekBank App

This app works pretty good! No complaints. And the Bank works pretty good too! Much better / faster than UFB Direct. 5 stars!