Review
Very ergonomic app
Mr Leslie Stoker
It was very easy to fill out no problem
Super easy
๐
Aaron
Great help and great service
Easy to use - effective
Happy with this app

Communicate securely with verified organizations like banks and lenders. Send messages, photos, videos, and files with confidence, knowing your conversations are encrypted and private. Complete transactions and share confidential information safely.
105.0.2
May 19, 2026
Address bug fix
Nivo is a secure messaging application that allows users to communicate with verified organizations. You can send and receive messages, photos, videos, and files, enabling confidential information sharing and transaction completion.
Nivo ensures security through verified organization identities, meaning you can be confident you are messaging the correct entity. Additionally, all messages are encrypted and private, protecting your confidential information.
Based on the provided information, Nivo is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements.
You can message organizations such as lenders, banks, building societies, credit unions, and professional services firms. The identity of these organizations on Nivo is verified.
Depending on the organization you are messaging, you may be required to identify yourself the first time you use the app or if you change devices or PINs. This process could involve scanning an identity document and undergoing a facial recognition check.