O2 Digital Banking User Reviews

O2 Digital Banking
O2 Digital Banking
Old Second National Bank

Customer Experience

Positive experience45.8% of reviews
Neutral5.8% of reviews
Negative experience48.3% of reviews

~ Based on 120 written reviews from the US App Store.

What users say

Is O2 Digital Banking Safe?

O2 Digital Banking appears safe based on user ratings. AppsHunter Safety Score for O2 Digital Banking is 94/100.

This assessment is based on 11,275 user ratings, with an App Store average of 4.7/5.

Safety Analysis

92.9% of ratings point to a safe experience
2.4% of ratings suggest some concerns
4.6% of ratings point to a risky experience

~ Based on 11,275 App Store ratings for O2 Digital Banking.

Is O2 Digital Banking Legit?

O2 Digital Banking appears to be a legitimate app. AppsHunter Legitimacy Score for O2 Digital Banking is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Good Morning

I love the convenience

Thanking you

Always there to help!!!

Buen servicio

Me encanta

Easy, quick, & user friendly !!

I love using this app for urgent transfers or to look up any details ! So easy to navigate the app as well !

Broken deposit app

You have broken my ability to deposit into the right account. Sigh.

Depositing checks

Your app is SO DIFFICULT!! Almost every time I have to try 2 or 3 times. Way too sensitive. My other banks don’t give me this issue

Deposit

It was hard getting the correct photo for the deposit. Ask me numerous times to write old second national bank mobile deposit only.

Update messed it up

Won’t open at all now after last update

Limits

$5k daily limit. Not cool. Should be a percentage. IE 15% of total savings = daily limit

Mobile deposit phasing is ridiculous

Check deposit feature is terrible

Great except for remote dep issue

I like the capability of the app to access info and to execute transactions.

I do not like how remote deposits are rejected because I supposedly did not write “Mobile Deposit Only Old Second” on the back. Except I did, in big block printing. I make the letters thicker and it usually helps. A couple of times I have had to strike thru the original and rewrote it much lower on the check. I really wish they would fix this.
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Mobile deposits

Mobile deposits are challenging. Even when you endorse the back of the check properly, it wants to reject it.

On line check deposits!

Love how easy this is and saves so much time! Thanks for this option.

Photos not accepted

I use several different mobile banking apps. I don't have any difficulties with any of them other than the one with old second. Frequently I get error messages that say that the Check image isn't clear. Frequently I get error messages that say it's not endorsed properly.

I can see the image that I submit and it is perfectly fine. Regarding the endorsement, I am using the exact verbiage I was directed to use by old second.

It's very frustrating to have to try several times to submit the photos. Sometimes I have to log out and log back in. And frequently that doesn't even work.

I really don't think it's user error because I do use other mobile banking apps and never have a problem submitting the photos.
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Can't update app

It just takes me in an endless loop

Please fix!!

app not working at ALL after update. just a green screen

Update

I don’t want to update my phone, why am I not able to keep the app as is? Forcing people to update is ridiculous!

Older I pads can’t update the app

Can’t use app anymore on a gen 6 I pad due to can’t update to IOS 18.4 . Forcing me to send money to purchase another I pad .

Mobile deposit endorsement

On every check that I use mobile deposit I write mobile deposit only old second and many times. I have to write it again even though it was already there.

Deposits not user friendly

Although the mobile deposit feature is relatively easy, the banks daily limits are not accommodating to real life needs!