O2 Digital Banking Reviews: Is It Legit?

O2 Digital Banking
O2 Digital Banking
Old Second National Bank

Customer Experience

Positive experience47.2% of reviews
Neutral5.5% of reviews
Negative experience47.2% of reviews

~ Based on 127 written reviews from the US App Store.

What users say about O2 Digital Banking

Is O2 Digital Banking Safe?

O2 Digital Banking appears safe based on user ratings. AppsHunter Safety Score for O2 Digital Banking is 94/100.

This assessment is based on 11,747 user ratings, with an App Store average of 4.7/5.

Safety Analysis

93.0% of ratings point to a safe experience
2.4% of ratings suggest some concerns
4.6% of ratings point to a risky experience

~ Based on 11,598 App Store ratings for O2 Digital Banking.

Is O2 Digital Banking Legit?

O2 Digital Banking appears to be a legitimate app. AppsHunter Legitimacy Score for O2 Digital Banking is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Check numbers on deposits

It would be helpful if a mobile deposit showed the check number that we are depositing somewhere within the number sequencing or on the image. We deposit 2k frequently and seeing the check number with the deposited amount would be beneficial to the customer. Just like in the old days, we could see what checks we deposit with each batch.
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Michael’s log

Service is cool

Transfer

Simply perfect, thank you

It sucks

Took i don’t know how many tries to get it to work

It is very comprehensive to use

It is well designed and user friendly. Thank you.

Don’t like the new set up

I do not like the new account setup where all of the transactions are lumped together. I especially do not like having the church’s account transactions linked and displayed together with my personal account transactions.

The accounts need to remain separate so that transactions can be reviewed and tracked individually. This new setup is confusing and makes it more difficult to manage and reconcile each account properly.

Please change the setup back to the original format, where we could review each account and its transactions separately. The previous setup was much clearer, more organized, and easier to manage.
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02 Digital App is amazing

I’ve been using both the app on my desk top and on my phone. One of the biggest reasons I love Old Second

Good Morning

I love the convenience

Thanking you

Always there to help!!!

Buen servicio

Me encanta

Easy, quick, & user friendly !!

I love using this app for urgent transfers or to look up any details ! So easy to navigate the app as well !

Broken deposit app

You have broken my ability to deposit into the right account. Sigh.

Depositing checks

Your app is SO DIFFICULT!! Almost every time I have to try 2 or 3 times. Way too sensitive. My other banks don’t give me this issue

Deposit

It was hard getting the correct photo for the deposit. Ask me numerous times to write old second national bank mobile deposit only.

Update messed it up

Won’t open at all now after last update

Limits

$5k daily limit. Not cool. Should be a percentage. IE 15% of total savings = daily limit

Mobile deposit phasing is ridiculous

Check deposit feature is terrible

Great except for remote dep issue

I like the capability of the app to access info and to execute transactions.

I do not like how remote deposits are rejected because I supposedly did not write “Mobile Deposit Only Old Second” on the back. Except I did, in big block printing. I make the letters thicker and it usually helps. A couple of times I have had to strike thru the original and rewrote it much lower on the check. I really wish they would fix this.
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Mobile deposits

Mobile deposits are challenging. Even when you endorse the back of the check properly, it wants to reject it.

On line check deposits!

Love how easy this is and saves so much time! Thanks for this option.