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Best apps like OCTO Merchant

30+ similar apps compared and reviewed

4.0 avg rating
10 free apps
Updated August 2026
OCTO Merchant
OCTO Merchant
Bank CIMB Niaga Tbk
💰 Finance

Whether you want more options like OCTO Merchant or a completely different take on the same concept, our curated list of 30+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to OCTO Merchant

LinkAja / LinkAja Syariah#1

LinkAja / LinkAja Syariah by PT. FINTEK KARYA NUSANTARA

Buy, Pay, Loan and Invest
Editor's Choice
💰 Finance
3.2😞(208 ratings)
FreeAds
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This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

What We Love

  • 🚀 Fast and convenient transactions under 1 minute
  • 💳 Wide range of payment options (pulsa, data, bills, tickets)
  • 💰 Attractive cashback and promotional offers
  • 👍 User-friendly interface and easy to use

Room to Improve

  • 🐛 Frequent crashes and force closures
  • ❌ Failed transactions with balance deducted
  • 🔐 Difficult payment method addition and KTP requirements
blu by BCA Digital#2

blu by BCA Digital by PT. Bank Digital BCA

Strong Contender
💰 Finance
4.7(120 ratings)
FreeAds
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blu by BCA Digital screenshot 6

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

Halo BCA#3

Halo BCA by PT. Bank Central Asia Tbk

Halo BCA
Worth Considering
💰 Finance
3.1😞(15 ratings)
Free
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This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

What We Love

  • 👍 Helpful for contacting BCA overseas
  • 👍 Can call Halo BCA without using pulses
  • 👍 Good service and staff
  • 👍 Amazing and very helpful

Room to Improve

  • 😞 No sound on calls
  • 😞 Slow verification email
  • 😞 Lost money, balance not returned

More apps like OCTO Merchant

4
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
by PT. Bank Central Asia Tbk
Free

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

Domestic & International TransfersBill PaymentsQRIS Payments
💰 Finance
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5
wondr by BNI
wondr by BNI
wondr by BNI
by PT. BANK NEGARA INDONESIA (PERSERO) TBK.
Free

Manage your finances with a single account for 12 foreign currencies, ideal for travelers, online shoppers, and those studying or doing business abroad. Enjoy convenient cross-border QRIS transactions and schedule mutual fund investments for future planning.

12 foreign currency accountsQRIS Cross Border transactionsScheduled mutual fund investments
💰 Finance
(1.6K)
free
6
Livin' by Mandiri
Livin' by Mandiri
Livin' by Mandiri
by PT. Bank Mandiri (Persero) Tbk.
Free

Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

Lifestyle payments and rewardsInvestment managementCross-currency transfers
💰 Finance
(43)
free with in-app purchases
7
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(640)
free with in-app purchases
8
OVO
OVO
OVO
by Visionet Internasional, Pt
Free

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

Secure and fast mobile paymentsCashback on transactionsExclusive discounts and deals
💰 Finance
(328)
free with in-app purchases
9
BRImo BRI
BRImo BRI
BRImo BRI
Mobile Banking dari BRI
Free

This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.

Digital account registration (domestic & international)International transfers and QR payments abroadLifestyle and entertainment purchases
💰 Finance
(524)
free
10
KRAKONS Wallet
KRAKONS Wallet
KRAKONS Wallet
by SCV Soft Co., Ltd.
Free
💰 Finance
(0)
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