Best PAM alternatives: apps like PAM - Pay After Makan

10+ similar apps compared and reviewed

4.4 avg rating

10 free apps

Updated November 2026

PAM - Pay After Makan

Stephanie Koh

Looking for something like PAM? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to PAM

#1

HPX:Wallet Crypto & Card by CIPHERBC PTE. LTD.

BTC Afterpay & CreditCard Web5

Editor's Choice

3.3😞(135 ratings)

Free

HPX:Wallet Crypto & Card screenshot 1

HPX:Wallet Crypto & Card screenshot 2

HPX:Wallet Crypto & Card screenshot 3

HPX:Wallet Crypto & Card screenshot 4

This app allows users to convert crypto assets like USDT, BTC, and ETH into a digital prepaid card. This card can be used globally for payments and ATM withdrawals, offering a convenient way to spend cryptocurrency.

What We Love

🚀 Fast and efficient
🔒 Secure and reliable
👍 User-friendly and easy to use
💡 Innovative features and functionality

Room to Improve

🐛 Bugs and glitches
💰 High fees and charges
🔒 Unreliable security and account management
⚠️ Potential scam or fraud

#2

iFAST SG by iFAST Corporation Ltd

Leading Fintech Wealth App

Strong Contender

0.0(0 ratings)

Free

iFAST SG screenshot 1

iFAST SG screenshot 2

iFAST SG screenshot 3

iFAST SG screenshot 4

iFAST SG screenshot 5

iFAST SG screenshot 6

#3

iFAST GB by iFAST Corporation Ltd

by iFAST Corporation

Worth Considering

4.8(418 ratings)

Free

iFAST GB screenshot 1

iFAST GB screenshot 2

iFAST GB screenshot 3

iFAST GB screenshot 4

iFAST GB screenshot 5

iFAST GB screenshot 6

A digital bank offering online UK account opening, multi-currency access, and fixed-term deposits. It provides instant, free transfers within the iFAST Group ecosystem and is a regulated UK bank.

More apps like PAM

Smart Receipts: Expenses & Tax

Smart Receipts: Expenses & Tax

Smart Receipts: Expenses & Tax

Finance Tracking & Scanner

This app transforms your phone into a receipt scanner, expense tracker, and mileage log. It helps individuals, freelancers, and business owners capture expenses, maximize deductions, and simplify tax season with customizable reports.

AI-powered receipt scanner with OCRImport photos, PDFs, and CSVsAutomatic bank account sync (USA & Canada)

free with in-app purchases

Compare with PAM

by Malayan Banking Berhad

Manage your business finances conveniently on the go. This app offers a real-time financial overview, simplified account management, and secure transaction approvals. Issue invoices, monitor cash flow, and make payments with ease.

Real-time financial overviewApprove multiple transactionsIssue and track invoices

Compare with PAM

Instarem: Send money abroad

Instarem: Send money abroad

Instarem: Send money abroad

Transfers to 60+ countries

Easily send money internationally with competitive exchange rates and low fees. This secure and reliable service supports over 60 countries, offering real-time tracking and flexible payment options. Get started with a special first-time offer.

Send money to over 60 countriesCompetitive foreign exchange ratesLow, transparent fees

free with in-app purchases

Compare with PAM

Your Financial & Health Hub

Manage your insurance policies and health services from a single platform. Track claims, access teleconsultations, view policy documents, and monitor wellness goals. Earn rewards for healthy choices and enjoy exclusive lifestyle perks.

Consolidated insurance coverage viewPolicy document accessMedical and dental claim submission

Compare with PAM

Singapore’s digital bank

This digital bank offers a seamless account opening process and a cashback credit card with high rewards on everyday spending and travel. It also provides a savings account with competitive interest rates, easy investing options, and instant personal loans.

Digital account opening in minutesUp to 15% cashback on preferred categories0% foreign exchange fees for travel

free with in-app purchases

Compare with PAM

Moniepoint Business Banking

Moniepoint Business Banking

Moniepoint Business Banking

Mobile bank account|POS|Loans

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests

free with in-app purchases

Compare with PAM

Bitget Wallet: Crypto, PayFi

Bitget Wallet: Crypto, PayFi

Bitget Wallet: Crypto, PayFi

Trusted BTC, ETH, Swap & Pay

A self-custodial crypto wallet enabling users to save, pay, and invest globally. It supports over 130 blockchains and 1 million assets, offering features like on-chain yield, a crypto card, and trading of tokenized assets.

Self-custodial crypto walletSave in digital dollars with onchain yieldGlobal crypto card for payments

Compare with PAM