Best apps like Pay Off Debt: Debt Calculator

32+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

Pay Off Debt is great, but it's not the only option. Explore 32+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Pay Off Debt

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#69in Finance
Debt Payoff Planner & Tracker screenshot 1
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Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Debt Snowball - Payoff Planner#2

Debt Snowball - Payoff Planner by Polybit Studio Pty Ltd

Credit card & payment tracker
Strong Contender
💰 Finance
4.7😞(1.3K ratings)
FreeIn-App Purchases
Debt Snowball - Payoff Planner screenshot 1
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Debt Snowball - Payoff Planner screenshot 4
Debt Snowball - Payoff Planner screenshot 5
Debt Snowball - Payoff Planner screenshot 6

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

What We Love

  • 👍 Simple and easy-to-use interface
  • 🚀 Straightforward debt tracking
  • 💡 Debt payment strategies
  • 🔒 Secure data storage

Room to Improve

  • 🐛 Bugs and glitches
  • 💰 Paid features not worth the cost
  • 🔍 Limited functionality for the price
Financial Calculator: Percent#3

Financial Calculator: Percent by Applorium Ltd

Tax Percentage, Profit Margin
Worth Considering
💰 Finance
4.7😊(14K ratings)
FreeIn-App Purchases
Financial Calculator: Percent screenshot 1
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Financial Calculator: Percent screenshot 5
Financial Calculator: Percent screenshot 6

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

What We Love

  • 🚀 Easy to use
  • 👍 Versatile and feature-rich
  • 🚀 Quick calculations
  • 👍 Intuitive interface

Room to Improve

  • 🔒 In-app purchases not clearly disclosed
  • 💰 Perceived as overpriced for some users

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This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

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