Best Payback Balance Tracker alternatives: apps like Payback Balance Tracker

10+ similar apps compared and reviewed

4.3 avg rating

10 free apps

Updated November 2026

Payback Balance Tracker

Matthew Brennan

🌐 Social Networking

Whether you want more options like Payback Balance Tracker or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Payback Balance Tracker

#1

Payback: Debt & IOU Tracker by Joshua Crellin

Money lent to friends & family

Editor's Choice

5.0(3 ratings)

FreeIn-App Purchases

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Easily track money lent or borrowed without complex spreadsheets. Log repayments, see balances at a glance, and organize all your IOUs. Offers a free tier for basic tracking and a premium subscription for advanced features like unlimited debts and detailed reports.

#2

owed by Josh Gdovin

money mangement made easy!

Strong Contender

4.6😐(52 ratings)

Free

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Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

What We Love

👍 Simple and easy to use
💰 Free with no ads/purchases
✨ Clean and intuitive UI
🎯 Does exactly what it promises
💡 Useful for personal and business
✅ Good for tracking who owes who
🚀 Quick and to the point
💯 Well-executed concept

Room to Improve

📉 Extremely limited functionality
🗂️ Debit/credit history not ordered
❓ Lacks advanced features
🤷‍♂️ Editing/deleting options poor
⚠️ Some minor bugs reported
🔄 Update issues reported
💸 No multi-currency support
🚫 No recurring payment option

#3

Lending - Track money & items by Josip Busak

Borrowing & lending manager.

Worth Considering

4.5(24 ratings)

Free

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Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.

More apps like Payback Balance Tracker

Loan Tracker: You Owe Me

Loan Tracker: You Owe Me

Loan Tracker: You Owe Me

IOUs, Bills & Repayment Plans

Easily track who owes what, from casual IOUs to complex loans with flexible repayment plans. Manage individual balances, set reminders, and share clear statements or live links without requiring the recipient to install the app.

Track IOUs and loansFlexible repayment plansSet reminders and follow-ups

free with in-app purchases

Compare with Payback Balance Tracker

PayMeLater Friend Debt Tracker

PayMeLater Friend Debt Tracker

PayMeLater Friend Debt Tracker

Track debts and split bills

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

Track running tallies of debtsSplit bills by assigning items from receipt photosSign up with phone number

free with in-app purchases

Compare with Payback Balance Tracker

IOU Money pending tracker

Effortlessly manage your finances with this comprehensive budgeting and expense tracking app. Monitor spending, track debts and credits, and gain insights into your financial health with detailed reports and customizable features.

Comprehensive expense trackingDebt and credit managementMultiple currency support

free with in-app purchases

Compare with Payback Balance Tracker

Evenly - Lend and never forget

Evenly - Lend and never forget

Evenly - Lend and never forget

Track what you loan and borrow

Easily track money lent to and borrowed from friends. This app synchronizes loan history across devices, ensuring no transaction is forgotten. It features automatic reflection of loans for both parties and convenient push notifications.

Track loans and borrowingsSync history with friendsLend to contacts

Compare with Payback Balance Tracker

Keepfully – Loan Tracker

Keepfully – Loan Tracker

Keepfully – Loan Tracker

Organize Private Loaned Things

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Track money and objects lent/borrowedOrganize by person with overviewAutomatic loan reminders

Compare with Payback Balance Tracker

Money Monitor: Expense Tracker

Money Monitor: Expense Tracker

Money Monitor: Expense Tracker

Account, Budget & Bill Planner

Manage your personal finances with this comprehensive app. Track transactions, accounts, budgets, and bills with powerful tools and customizable options. Gain a clear overview of your income and expenses to control your money effectively.

Track income, expense, and transfer transactionsManage multiple accounts with custom typesCreate and customize budgets with rollover options

free with in-app purchases

Compare with Payback Balance Tracker

Who Owes Me - Payment Tracker

Who Owes Me - Payment Tracker

Who Owes Me - Payment Tracker

Remember debts, split expenses

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Track debts and IOUsSplit expensesCloud sync across devices

free with in-app purchases

Compare with Payback Balance Tracker