Best apps like Pennies: Budget & Bill Tracker

173+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

Whether you want more options like Pennies or a completely different take on the same concept, our curated list of 173+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Pennies

Buddy: Budget Planner App#1

Buddy: Budget Planner App by Buddy Budgeting AB

Money Manager & Tracker
Editor's Choice
💰 Finance
4.7😐(9.3K ratings)
FreeAdsIn-App Purchases
#50in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
PocketGuard・Budget Planner App#2

PocketGuard・Budget Planner App by PocketGuard, Inc.

Expense & Subscription Manager
Strong Contender
💰 Finance
4.6😐(7.6K ratings)
FreeAdsIn-App Purchases
#82in Finance
PocketGuard・Budget Planner App screenshot 1
PocketGuard・Budget Planner App screenshot 2
PocketGuard・Budget Planner App screenshot 3
PocketGuard・Budget Planner App screenshot 4
PocketGuard・Budget Planner App screenshot 5
PocketGuard・Budget Planner App screenshot 6

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

What We Love

  • 🚀 Efficient app that helps track spending
  • 👍 Customizable budgeting categories
  • 🚀 Real-time transaction updates
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🐛 Recurring issues with bank account syncing
  • 🔒 Security concerns with 2FA/MFA requirements
  • 🚫 Lack of support for certain banks/credit cards
Budget Planner: Budget, Bills#3

Budget Planner: Budget, Bills by Pretty View LLC

Bill Organizer For Timely Bill
Worth Considering
💰 Finance
4.3😐(2.3K ratings)
FreeIn-App Purchases
Budget Planner: Budget, Bills screenshot 1
Budget Planner: Budget, Bills screenshot 2
Budget Planner: Budget, Bills screenshot 3
Budget Planner: Budget, Bills screenshot 4

Manage your finances with this practical app. Track spending, organize bills, and create budgets to improve your financial health. Reduce stress and gain more free time by taking control of your money.

What We Love

  • 👍 Easy to use
  • 🚀 Helpful for budgeting
  • 💡 Useful for tracking expenses
  • 🔒 Secure app

Room to Improve

  • 🐛 App crashes frequently
  • 💰 Subscription-based model
  • 🔒 Limited functionality without subscription

More apps like Pennies

4
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
5
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases
6
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
8
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
Free

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accountsTrack subscriptionsSet budgets
💰 Finance
(1.4K)
free with in-app purchases
9
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.6K)
free with in-app purchases
10
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(100K)
free with in-app purchases