Best apps like Penpay

9+ similar apps compared and reviewed

3.6 avg rating

9 free apps

Updated October 2026

Awabah LTD

Penpay is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Penpay

#1

Coronation Wealth by Wealth By Coronation Limited

Learn. Play. Invest.

Editor's Choice

3.4(7 ratings)

Free

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Build wealth in Nigeria with this investment app. It offers a user-friendly platform for beginners and experienced investors to access NGX stocks, mutual funds, and more. Features include secure account opening, low minimum investments, automated tracking, and 24/7 support.

#2

Banca By Sterling by Sterling Bank Plc

Strong Contender

3.1(18 ratings)

Free

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This business banking app allows users to instantly open business accounts, register their company, and request POS terminals. It also facilitates professional invoice creation, sharing, and online payment collection. Enjoy a seamless user experience with robust security features.

#3

GT e-Token Plus by Guaranty Trust Bank PLC

Worth Considering

4.8(587 ratings)

Free

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This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.

More apps like Penpay

by Systemspecs Limited

Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.

Money transfers to Nigerian and African banksBill payments (electricity, TV, school fees)Flight booking and comparison

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ARM One: Invest. Build wealth.

ARM One: Invest. Build wealth.

ARM One: Invest. Build wealth.

Retirement savings

Grow your wealth with a comprehensive investment management app. Access multiple investment options, expert insights, and manage all your accounts in one place. Diversify your portfolio across different currencies and product offerings.

Real-time investment account accessManage all investments in one appAccess investment insights

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i-invest: Invest & Save

i-invest: Invest & Save

i-invest: Invest & Save

Invest in Naira & Dollars

Access a wide range of investment opportunities in Naira and Dollars, including Treasury Bills, US Bonds, Equities, and Savings plans. This secure platform offers competitive returns and expert support for both new and experienced investors.

Invest in Treasury BillsInvest in US BondsEquities and Mutual Funds

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LIT by FirstBank

LIT by FirstBank

LIT by FirstBank

This mobile banking app provides secure and convenient access to your accounts. Manage payments, transfer funds, request virtual cards, and get instant loans. It offers a user-friendly interface for all your banking needs, putting your bank in your pocket.

View accounts and activitiesDownload account statementsInitiate transfers

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by Chapel Hill Denham

Plan, save, and invest responsibly with an all-in-one money app. Access SEC-regulated investment options, set financial goals, and learn personal finance through courses and articles. Secure your future with tools for budgeting, saving, and investing.

Financial planning and goal settingAutomated savingsLong and short-term investments

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ZenithBankToken

ZenithBankToken

ZenithBankToken

by Zenith Bank PLC

This app generates one-time passwords (OTPs) for secure electronic transaction authentication. It serves as a digital alternative to hardware tokens, offering various activation methods for both individual and corporate users.

One-time password (OTP) generationElectronic transaction authenticationAlternative to hardware tokens

Compare with Penpay