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PensionBee: Combine Pensions

PensionBee: Combine Pensions

Combine Your Old Pensions

8.8K ratings
124 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 30, 2018
  • September 28, 2026

Features

Developer

PensionBee
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About

Consolidate old workplace pensions and SIPPs into a single online plan for retirement savings. Manage contributions, withdrawals, and track your balance 24/7 through an intuitive app. Offers award-winning customer service and transparent, simple annual fees.

✓Combine old pensions and SIPPs
✓Manage contributions and withdrawals
✓Track pension balance 24/7
✓Retirement planner
✓Transparent annual fees
✓Award-winning customer service
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What users say

Summarized from real user reviews of PensionBee. Based on 8.8K reviews and a 4.8/5 average, it highlights the 10 positives and 14 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use and intuitive interface
  • 💰Low fees compared to traditional providers
  • 🔍Clear visibility of pension funds in real-time
  • 🚀Quick and seamless pension transfers
  • 📱Simple app navigation and design
  • 🤝Helpful and responsive customer service (Beekeepers)
  • 💡Consolidates multiple pensions in one place
  • ✅Transparent and ethical company values
  • 📊Good investment returns for many users
  • 🎯Excellent for self-employed pension setup

Negative things

  • 🐛App crashes and freezes frequently
  • 🔐Face ID authentication not working properly
  • ⏱️Slow pension fund processing and transfers
  • 📵App won't load or login loops
  • 🔧Poor app maintenance and outdated design
  • 💸High fees compared to some competitors
  • 📉Poor investment performance for some users
  • 🚫Difficult to cancel or transfer out
  • 📧Inconsistent customer service responses
  • 🔒Excessive privacy/tracking permissions required
  • ❌No logout option in certain scenarios
  • 📱Bottom navigation bar cut off on newer iPhones
  • ⚠️Misleading about pension management requirements
  • 🔄Frequent unnecessary app updates
See all reviews
+1

What's New in PensionBee

2.6.5

September 28, 2026

Fixed an issue where choosing a withdrawal date could unexpectedly reopen the date picker. Refreshed a few confirmation and allocation screens, plus other bug fixes and improvements under the hood. Any feedback, get in touch at feedback@pensionbee.com

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User reviews

Most RecentHighest RatedLowest Rated

Cant log in?!

Tried to log in using an existing account. I enter my email, password, and pin. Then it asks for NI number, so I enter that too. App says it’s already registered, please sign in to existing account. That’s what I was doing! So click the existing account button, and it’s an endless loop of the same problem. I cannot physically sign in!
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wheway93wheway93

Review

Why are you forced to create & confirm s pin number every time you log into the account?
Neverr3dNeverr3d

Review

Very little communication,have never spoken to a real person
Gerty56Gerty56

So Easy to combine old pensions in one with PensionBee

Love PensionBee they did all the work in funding my old pensions and combining them all. Would most certainly recommend them. Very happy ☺️
Audibabe65Audibabe65

You need a Senior Product Manager to own the App! Poor App experience

The PensionBee app used, to be simple and polished but since the latest update the UX/UI has taken a big step backwards. On iPhone the app doesn’t even properly fill the screen anymore, leaving huge unused areas and making the whole experience feel poorly optimised and unfinished. For a financial app, this doesn’t really signal quality and trust. Even though the functionality for managing my pension is there; visually it’s a mess, and ultimately puts me off using the app entirely. This is MVP at best. Please fix the iPhone layout and I will amend my score. From a final ai product perspective, PensionBee is a great service otherwise. Thumbs (nearly) up!
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Tony Two EggTony Two Egg
See 119 more reviews

Developer apps

PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s

Roll over your old 401(k)s

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(22)

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User experience

🐞

Reported Bugs

14 issues

App hangs on Face ID check

Bug

Yellow screen freeze on login

Bug

Login perpetual loop after updates

Bug

Keyboard doesn't dismiss after login

Bug

App crashes during registration

Bug

Bank connection fails for fund transfers

Bug

Bottom toolbar cut off on newer iPhones

Bug

Retirement planner settings not saving

Bug

Accidental navigation when using sliders

Bug

Text overlap on valuation screens

Bug

Fingerprint login screen frozen

Bug

App crashes with long passwords

Bug

Image/documentation upload errors

Bug

Deadlock when discovering existing account during onboarding

Bug
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Requested Features

12 requests

Home screen widgets

Feature

Dark mode option

Feature

Improved retirement planner functionality

Feature

Better support for accessibility (large text)

Feature

Ability to update personal details in app

Feature

In-app customer support/chat

Feature

Logout functionality

Feature

Beneficiary management on iPad

Feature

Better password autofill support

Feature

Improved performance graphs on mobile

Feature

Optional two-factor authentication

Feature

Better handling of multiple email addresses

Feature

FAQ

What does PensionBee do?

PensionBee helps you combine your old workplace pensions and SIPPs into a single online plan. You can manage contributions, withdrawals, and track your pension balance 24/7 through their app or website, making retirement planning simpler.

How do I combine my old pensions?

Combining your pensions is easy and can be done within the app. You can transfer old workplace pensions, personal pensions, and SIPPs into one easy-to-manage pot, avoiding multiple management fees.

What are the fees for using PensionBee?

PensionBee has a transparent, simple annual fee ranging from 0.50% to 0.95%. This fee is halved on the portion of your pension over £100,000. A withdrawal fee of £150 may apply in specific circumstances.

Can I make contributions and withdrawals?

Yes, you can make contributions and withdrawals directly through the app or online. Withdrawals are available from age 55 (57 from 2028). You can also automatically claim a 25% tax top-up from HMRC on eligible personal contributions.

Is PensionBee available on different devices?

PensionBee is designed as a 21st-century pension app, meaning it's accessible through their mobile application. You can also manage your pension online via their website, offering flexibility in how you access your account.