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PEX: Simplify your spending

PEX: Simplify your spending

The Modern Card Platform

3.9K ratings
52 reviews
💼 Business
💰 Finance
Free

Details

Released
December 14, 2012
Updated
November 5, 2026

Features

Developer

PexCard
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About

This platform and its associated cards offer robust tools for businesses to manage and simplify corporate spending. It automates expense workflows, controls employee purchases, and streamlines reconciliation with detailed reporting and receipt capture.

✓Automated spend and expense workflows
✓Control employee spending limits
✓Capture and annotate receipts
✓Tag and categorize transactions
✓Streamlined reconciliation
✓Detailed reporting and export
✓On-demand virtual cards
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What users say about PEX

Reviews of PEX are mixed: the Business app is rated 4.8/5 from 3.9K App Store ratings. What users like most: easy to use, fast app. Top complaints: buggy app with crashes and glitches, poor user interface design. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Fast app
  • 💡Great for business expenses
  • 💡Helpful for employees
  • 👍Flexible and quick access

Negative things

  • 🐛Buggy app with crashes and glitches
  • 👎Poor user interface design
  • 👎Slow and unresponsive
  • 🔒Privacy concerns with photo access
  • 👎Difficult to manage receipts and transactions
See all reviews

What's New in PEX

33.9.0

November 5, 2026

• Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

Phenomenal app

The reward system is fantastic through the “Affect” app. It helps me stay focused, positive and motivated. And the debit card works great. I highly recommend this card!
Zzone0890

Missing information

Didn’t save my receipt because I had no idea I had to upload them
TTeeTee0289

Don't like this card

They want to control what you buy how you spend you can't even pay your bills it keep getting declined Don like this card
ZZfighteroo

Problems about the app

I’ve had problems to where I keep on having to get new cards on my money is not being put back on my My Account account that is being took transactions that I’ve screenshot it when I’m waiting on my card for two months hasn’t even showed up on my account I can’t get help from Pex at all it’s like they won’t help with nothing at all. They can’t never do nothing. They never have a supervisor I’ve been dealing with disputes that I’m still waiting on for the last two months. now my car is blocked and has been blocked for two weeks now and they seem to not be able to get it unblocked
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DDoradaexplorerr

感谢函

你们的服务良好，我们的客户提供方便、保质优良的使用性能，在线呼吁感谢🙏
Hhuanglici
See 47 more reviews

User experience

🐞

Reported Bugs

5 issues

App crashes frequently

Bug

Transactions not showing up

Bug

Issues with adding funds to cards

Bug

Receipt upload problems

Bug

Login and password issues

Bug
✨

Requested Features

5 requests

Biometric login (Face ID, Fingerprint)

Feature

Improved receipt management and search

Feature

Better reporting and analytics

Feature

Streamlined transaction flow

Feature

Ability to upload digital receipts

Feature

FAQ

What is PEX?

PEX is a financial platform that provides corporate cards and tools to manage business spending and automate expense workflows. It helps businesses control what, where, and how much employees can purchase, while simplifying reconciliation and reporting.

Is PEX free to use?

The PEX app is a free companion app for existing Administrators and Cardholders. The PEX platform itself is designed for businesses to manage their spending.

What devices does PEX support?

The PEX app is available on iPhone, iPad, and iPod devices. Standard text messaging and/or data rates may apply when using a mobile device.

How does PEX help control spending?

PEX allows administrators to set modern spending controls, including limits on what, where, and how much an employee can purchase. Restrictions can be applied to specific industries using Merchant Category Codes (MCCs).

Can I capture receipts with PEX?

Yes, the PEX app allows you to seamlessly snap a photo of a receipt, add it to a transaction, and annotate it with custom notes for easy tracking and reconciliation.

Does PEX integrate with other accounting software?

Yes, PEX can be easily integrated with processes and tools you already use, including QuickBooks, Xero, and Certify, to leverage complimentary systems.

What is the overall user sentiment for PEX?

User review insights indicate a neutral overall sentiment. While users praise its ease of use, speed, and flexibility for business expenses, some report issues with bugs, crashes, a poor user interface, and slow performance.

How often is PEX updated?

The latest version of PEX is 33.9.0, and it was last updated on November 5, 2026. This indicates a consistent update schedule for the platform.