Provident CU Mobile Banking User Reviews

Customer Experience

Positive experience57.2% of reviews
Neutral10.5% of reviews
Negative experience32.2% of reviews

~ Based on 152 written reviews from the US App Store.

What users say

Is Provident CU Mobile Banking Safe?

Provident CU Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Provident CU Mobile Banking is 96/100.

This assessment is based on 10,913 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.4% of ratings point to a safe experience
2.1% of ratings suggest some concerns
2.5% of ratings point to a risky experience

~ Based on 10,913 App Store ratings for Provident CU Mobile Banking.

Is Provident CU Mobile Banking Legit?

Provident CU Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Provident CU Mobile Banking is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Good people!

I have been very satisfied with provient. Theres a real person who cares on the other end of the line. And that is nice!

Not completely user friendly

A bit primitive. Also when paying the credit card it does not distinguish clearly between the Minimum Payment, The Statement Balance, and the Total Balance. You have to pull a statement. Which in this era you should have a button for each option of payment. And with immaculate credit and cards with no limit and a credit score over 800 this is one of my oldest credit cards since 2015 and have never gotten a credit line increase. And it’s 2026. I just keep it for the history. I never use it any more because of the lack of trust.
Show more

Best

Very good bank

Trusted

Provident has been my credit union since I was a kid. Everyone is so patient and supportive. I especially appreciate how diligent they are in matters of security and verification.

App performance review

Very smooth and easy app operation excellent!!

App sucks

Always “on maintenance”, very glitchy, need a copy of statement asap and unable to get one because of issues, it always says “try again next time”.

Quick and Easy!

thank you!

Slow app

The iPhone app is incredibly slow and glitchy

Better than before

There are simple things this app does not do. For one, I cannot set up a recurring payment from my checking to my credit card account, and the payment options are either the minimum due or the full balance, not the statement balance. To set up ebills for the credit card, I have to enter my password for the credit card—which is the same password I used to open the app except I don’t remember it because I use Face ID. And, surprise, the app does not allow me to use Face ID to enter my own again.
Show more

Banking on the run

Great app. All the information you need at your fingertips. Well organized platform. Stay informed about your money!

Stay Away Worst Banking App Ever

This is by far the worst banking app I have ever encountered! Low interest rates on your savings and poor banking app is what you get. having been a customer for many years of Provident credit union I’m appalled that they would put this piece of garbage out for customers even after multiple multiple complaints and feedback they’ve done nothing to try to fix it.

It takes 5 to 7 attempts minimum to login crashing each time then finally after trying again and again you get another text message for another code, even though you’ve logged in and then it suddenly crashes again! clearly Provident credit union is a cheap bank that just wants to provide the cheapest possible app to provide their customers with not only a garbage app, but the lowest interest rates. As soon as I can, I will be moving to another bank and I suggest you do not use this credit union you want to call i…..don’t be fooled. Stay away from!
Show more

Worst Banking App Ever

This is by far the worst banking app I have ever encountered! having been a customer for many years of Provident credit union I’m appalled that they would put this piece of garbage out for customers even after multiple multiple complaints and feedback they’ve done nothing to try to fix it.

It takes 5 to 7 attempts minimum to login crashing each time then finally after trying again and again you get another text message for another code, even though you’ve logged in and then it suddenly crashes again! clearly Provident credit union is a cheap bank that just wants to provide the cheapest possible app to provide their customers with not only a garbage app, but the lowest interest rates. As soon as I can, I will be moving to another bank and I suggest you do not use this credit union you want to call i…..don’t be fooled. Stay away from!
Show more

Long to load

Takes a little long to load every time.

Long time member

My dad opened an account for me when I was a kid back when Provident Credit Union was the California Teachers Association Credit Union. The services and terms for accounts are good and I like not supporting the giant mega-banks.

Best credit union

Bank App

App.

The phone app has been entirely way too slow and not responsive these past few months. (Update) I’ve redownloaded this app so many times and still just stuck on the loading screen. I’m tired of having to figure out ways to make this app work. It’s 2026 get some good engineers to make this app work.

NSF

The $$ was in savings to cover and I was charged for overdraft. Not happy.

Broken (again)

I generally think the app is pretty good. They UI could be better, but most of the information I need can be found without too much effort.
My issue is that it fails often after updates. The current issue (which has occurred before) is that I can’t use the check deposit function. The “touch the screen to capture an image” does not work at all. Therefore I can’t deposit my check.

There are other areas in which the ability to tap the buttons does not work. Hopefully, these issues will get resolved soon.
Show more

One of the best CU

I have been a member for about 10 years. I will continue to deepen my banking relationship because I appreciate the personal touch it gives its members!

Pending Transactions

No longer showing merchant names, makes it DIFFICULT to track spending and expenses. TERRIBLE APP.