Provident CU Mobile Banking Reviews: Is It Legit?

Customer Experience

Positive experience57.5% of reviews
Neutral9.6% of reviews
Negative experience32.9% of reviews

~ Based on 167 written reviews from the US App Store.

What users say about Provident CU Mobile Banking

Is Provident CU Mobile Banking Safe?

Provident CU Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Provident CU Mobile Banking is 96/100.

This assessment is based on 12,724 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.1% of ratings point to a safe experience
2.1% of ratings suggest some concerns
2.8% of ratings point to a risky experience

~ Based on 12,684 App Store ratings for Provident CU Mobile Banking.

Is Provident CU Mobile Banking Legit?

Provident CU Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Provident CU Mobile Banking is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

As good as it gets

I would like to have the option to edit the viewing of some of my accounts. I’d like to be able to hide my savings account so that I don’t see how much I’ve saved.

Love it

It’s easy, user friendly and zelle is great and so much more secure. A+

Very convenient & Easy to use app!

I really appreciate having access to my accounts with the Provident mobile app.
So quick and simple to check balances, make deposits and transfers!

P.S. staff at branches and 800 number are very helpful as well.

Fix this app

Theres no reason this app should be so difficult to load. Very annoying in urgent situations. This credit union also didn’t help me retrieve my money when It was stolen by a scammer. They even went so low and suspected me of being a liar! Crazy!

Long time member

My dad opened an account for me many years ago when Provident CU was the California Teachers Association Credit Union. The services and terms for accounts are good and the tellers are always very helpful.

Business banking

The mobile app is OK! but at times it freezes a lot. Then I have to start all over and re-login in.

Banking good, app is opposite

I find myself resetting my password multiple times.

Slow

Slow app slow everything

Worst app

This app is so slow and clunky every other bank has a way better app

Peak

0 ads = 5 stars

Worst banking app

Just use SOFI. This app is slow and terrible to use.

Slow, slow, slow

App open speeds are abysmal. Sometimes it won’t even open. Check deposit feature is glitchy and clunky. Bank apps should be smooth and without friction. Not the case with PCU.

Provident app

The app takes a very long time to load when you are not at home, or it just keeps spinning.

Transfer

It took a few times to figure out why my card wasn’t activated and locked but everyone I spoke to was very kind and I think you should close at 2p there is no reason to be open till 4p on Saturdays!

Transfers

It is so easy to move my money where it is needed. Thank you!

Good people!

I have been very satisfied with provient. Theres a real person who cares on the other end of the line. And that is nice!

Not completely user friendly

A bit primitive. Also when paying the credit card it does not distinguish clearly between the Minimum Payment, The Statement Balance, and the Total Balance. You have to pull a statement. Which in this era you should have a button for each option of payment. And with immaculate credit and cards with no limit and a credit score over 800 this is one of my oldest credit cards since 2015 and have never gotten a credit line increase. And it’s 2026. I just keep it for the history. I never use it any more because of the lack of trust.
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Best

Very good bank

Trusted

Provident has been my credit union since I was a kid. Everyone is so patient and supportive. I especially appreciate how diligent they are in matters of security and verification.

App performance review

Very smooth and easy app operation excellent!!