Best apps like Raiffeisen SmartToken

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated July 2026

Looking for something like Raiffeisen SmartToken? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Raiffeisen SmartToken

Salt Bank#1

Salt Bank by Salt Bank S.A.

Romania’s first neobank
Editor's Choice
πŸ’° Finance
3.0😐(11 ratings)
FreeAds
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Manage your finances with a Romanian neobank offering a multicurrency card, personal loans, and investment options. Access business banking features like invoice issuing and enjoy interest-bearing deposits.

What We Love

  • ⚑ Fast and efficient
  • 🀝 Friendly and responsive support
  • πŸ’» Easy to use interface
  • πŸ’³ Useful banking features

Room to Improve

  • ⏱️ Slow account verification process
  • πŸ”’ Concerns about data security
  • πŸ’° Unexpected account blocks and fund holds
YOU BRD#2

YOU BRD by BRD Groupe Societe Generale S.A.

Strong Contender
πŸ’° Finance
4.7😞(867 ratings)
Free
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Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.

What We Love

  • πŸ‘ Fast and secure transfers
  • πŸ’‘ Convenient payment options

Room to Improve

  • πŸ› Frequent crashes and errors
  • 🀯 Frustrating registration process
  • πŸ€” Confusing UI and navigation
24pay#3

24pay by PTPOnline SRL

Worth Considering
πŸ’° Finance
3.5(26 ratings)
Free
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This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

More apps like Raiffeisen SmartToken

4
George Romania
George Romania
George Romania
by Banca Comerciala Romana SA
Free

Manage your finances with smart banking features on your mobile device. Perform transfers, pay bills, and track your accounts with ease. Enjoy fast and secure access to your banking information.

Fast transfers and bill paymentsAutosuggest for faster contact transfersScan & Pay with IBAN scanner
πŸ’° Finance
(2K)
free
5
SelfPay Now
SelfPay Now
SelfPay Now
by SelfPay S.A
Free

Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.

Instant cash deposits to any cardFree money transfers to friendsTransfer between your cards
πŸ’° Finance
(6)
free
6
Raiffeisen Mobile Banking
Raiffeisen Mobile Banking
Raiffeisen Mobile Banking
RMB - My phone. My bank.
Free

Manage your bank accounts, make payments, and access financial services on the go. This app offers secure transaction capabilities, card management, investment portfolio overview, and communication with the bank.

Account overview and transaction historyCard management (block/unblock)Inter-bank and international payments
πŸ’° Finance
(1K)
free
7
CEC Bank Mobile Banking
CEC Bank Mobile Banking
CEC Bank Mobile Banking
by CEC BANK S.A.
Free

Manage your finances on the go with this mobile banking app. Perform instant payments, transfers, and view your complete financial situation. Access accounts from other banks and pay bills and taxes directly from your phone.

Instant paymentsSend/request money by phone numberOpen banking integration
πŸ’° Finance
(122)
free
8
UniCredit RO - Mobile Banking
UniCredit RO - Mobile Banking
UniCredit RO - Mobile Banking
The app for your money.
Free

Manage your finances securely and conveniently from your mobile device. Enroll cards in digital wallets, request new cards, activate cashback offers, and pay bills with ease. Update your contact details, set up direct debits, and generate cash withdrawal codes.

Enroll cards in Apple PayRequest virtual debit cardsActivate ShopSmart cashback offers
πŸ’° Finance
(570)
free
9
ING HomeBank
ING HomeBank
ING HomeBank
Internet banking de oriunde
Free

Manage your finances from anywhere with this intuitive banking app. Open accounts, apply for loans, make payments, and track investments all from your smartphone. Enjoy secure access with biometric login and receive instant notifications for all transactions.

Open online current accountsApply for loans and credit cardsManage term deposits and savings
πŸ’° Finance
(703)
free with in-app purchases
10
Ghiseul.ro
Ghiseul.ro
Ghiseul.ro
by Autoritatea pentru Digitalizarea Romaniei
Free

Easily pay over 350 types of public services, fees, and taxes online from over 1200 Romanian institutions. Save time, enjoy non-stop service, and benefit from zero commission on all transactions. Securely manage and track all your payments with immediate confirmation.

Online payment of public services, fees, and taxesSupports over 1200 Romanian institutionsZero commission on all payments
πŸ’° Finance
(232)
free