This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.
Summarized from real user reviews of Rate. Based on 2.5K reviews and a 4.9/5 average, it highlights the 7 positives and 4 negatives reviewers mention most about this Finance app.
30.1
July 16, 2026
This update expands Rate’s lifestyle, wellness, and performance offerings with new shopping experiences, new content categories, and a new Train Like a Champ personality. RateFit Our new athleisure and lifestyle apparel brand, RateFit, is now live, first purchasers receive a 10% discount when you sign up. Rate Outdoors Discover Rate Outdoors, offering indoor and outdoor saunas, cold plunges, outdoor showers, and premium outdoor furniture for your home. Sports Performance Content A new video series category is now available, featuring tips for sports including golf, pickleball, tennis, and padel. Train Like a Champ – Tyson Bagent, quarterback for the Chicago Bears, is now featured in the Rate App.
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2 issues
Login screen freezes
Incompatibility with older devices
2 requests
Streamlined login and verification process
Ability to make loan payments directly through the app
The Rate app combines home financing, personal loans, and wellness resources. It allows users to apply for mortgages, refinance, personal loans, and auto loans, explore homes for sale, check home values, and access a library of wellness content for mind and body.
Key features include fast loan approvals for mortgages, auto loans, and personal loans, a seamless digital platform for managing finances, tools to explore homes for sale and check home values, and a dedicated Loan Center for tracking loan progress. It also offers wellness content like meditation, sleep soundscapes, and workout programs.
The app itself is free to download and use, offering access to its financial and wellness features. While the app is free, the financial products like loans and insurance will have associated costs and interest rates based on individual qualifications and loan terms.
You can apply for a mortgage, refinance an existing mortgage, personal loans, Home Equity Lines of Credit (HELOC), and auto loans directly through the app. Loan amounts and terms vary, with personal loans ranging from $4,000 to $50,000 with repayment options from 1 to 5 years.
This app is designed for individuals who want to streamline their home buying or refinancing process, manage personal and auto loans, and integrate daily wellness practices into their lives. It's for those seeking a convenient, all-in-one solution for their financial and wellbeing needs.
