RealBudget: Envelope Budgeting

RealBudget: Envelope Budgeting

See exactly what you can spend

136 ratings
56 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • December 30, 2022
  • July 22, 2026

Features

RealBudget: Envelope Budgeting screenshot #1 for iPhone
RealBudget: Envelope Budgeting screenshot #2 for iPhone
RealBudget: Envelope Budgeting screenshot #3 for iPhone
RealBudget: Envelope Budgeting screenshot #4 for iPhone
RealBudget: Envelope Budgeting screenshot #5 for iPhone
RealBudget: Envelope Budgeting screenshot #6 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.

Digital envelope budgeting
Custom budget periods
Budget sharing
Bank transaction syncing
Flexible rollover options
Persistent savings envelopes
Cross-device access
Show original description

What users say

See all reviews
+1

What's New in RealBudget

3.8.4

July 22, 2026

Improved onboarding with additional explanations to make setup easier to understand.

Subscription plans

Premium

Send budget invites and access across devices

$2.991 Month
1 Month trial
How to cancel RealBudget subscription ⁉️
12

In-App Purchases

$1.99

Tip

Help support the developers

User reviews

Simple, Clear, and Effective

Real Budget has helped me become much more aware of my spending. I like that it’s easy to use and gives me a clear picture of my finances without being overly complicated. It’s made budgeting feel manageable rather than restrictive, and I’ve found it useful for tracking expenses and staying focused on my financial goals. Highly recommended for anyone wanting a simple, practical budgeting app.
Show more

A great and simple budgeting app

It’s really great for people who budget visually but don’t want to worry about the security or hassle of physical cash. I feel a lot more disciplined using this compared to any other budgeting software I’ve ever used even though it’s the simplest!

Simple and Basic, Just What I Needed

I am really happy with this app. It’s exactly what I needed and so simple. I’m able to set up envelopes with a pay period allotment to each and I can also set up savings envelopes for goals. Being able to transfer between envelopes and having a record with bot capabilities is great. The only complaint I have is not being able to see the notes at a glance when looking at the transaction history but having to go into the transaction to look at notes.
Show more

Response from developer

Thank you so much for the great review! I'm really glad to hear that you're enjoying the app and finding it useful! Also, thank you for your feedback on viewing notes! I’ll look into adding an option to view them directly from the transaction list. All the best! -TJ

Amazing easy to use envelop budgeting system

Underrated and deserves more visibility.

Response from developer

Thank you so much for the kind words! I really appreciate your support! -TJ

Simple and effective

This app is exactly what I was looking for. So simple I actually use it. Thank you!

User experience

🐞

Reported Bugs

3 issues

Too many glitches to deal with

Bug

Cannot budget for future budgets

Bug

Savings budget messes up monthly budget

Bug

Requested Features

6 requests

Ability to see notes at a glance

Feature

Duplicate budget button or master budget option

Feature

Ability to share budget

Feature

Ability to split transactions

Feature

Option to approve money withdrawal visualization

Feature

Visual deposit animation

Feature

FAQ

What is RealBudget: Envelope Budgeting?

RealBudget is a mobile application that implements the envelope budgeting system to help users manage their money and track spending. It allows you to create digital envelopes, track expenses, and gain control over your finances in a clean and intuitive interface.

What are the key features of RealBudget?

Key features include custom budget periods (monthly, weekly, etc.), budget sharing for collaboration, automatic bank syncing to import transactions, flexible rollover options for leftover funds, persistent savings envelopes, transaction notes, and cross-device access.

How much does RealBudget cost?

The app is free to use on a single mobile device and on the web. Premium subscriptions are available for advanced features like budget sharing and bank syncing, with different tiers and free trials offered.

What devices is RealBudget compatible with?

The app is designed for access across phones, tablets, and the web. Premium users can access their budgets seamlessly across multiple devices.

What is the primary use case for this app?

The primary use case is to help users adopt and maintain the envelope budgeting method for better financial organization. It's ideal for individuals who want to virtually 'cash stuff' digital envelopes, set up zero-based budgets, and gain a clear overview of their spending habits.