Saraswat Bank GOMO NxT

Saraswat Bank GOMO NxT

Saraswat GOMO NxT

8 ratings
22 reviews
Free

Details

Released
August 27, 2025
Updated
October 15, 2026

Features

Saraswat Bank GOMO NxT screenshot #1 for iPhone
Saraswat Bank GOMO NxT screenshot #2 for iPhone
Saraswat Bank GOMO NxT screenshot #3 for iPhone
Saraswat Bank GOMO NxT screenshot #4 for iPhone
Saraswat Bank GOMO NxT screenshot #5 for iPhone
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About

Manage your finances securely and conveniently with this mobile banking app. Perform fund transfers, pay bills, manage cards, and open deposits with ease. Advanced security features ensure your transactions are protected.

✓Biometric and PIN login
✓Instant fund transfers (IMPS, NEFT)
✓All-in-one account dashboard
✓Open fixed and recurring deposits
✓Debit and credit card management
✓Bill payments and recharges
✓Advanced security features
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+1

What's New in Saraswat Bank GOMO NxT

1.6

October 15, 2026

SSL and Security Update

User reviews

Terrible!

From the earlier smoothly functioning older app, Saraswat Bank developed this disappointing and non-functioning new app which does not even go beyond its initial frozen screen. Time and again, for the most basic operation, you have to delete and reinstall the app and activate it all over again. And after that session is over, the next time you open it, it’s the same nightmare all over again!
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Worst Mobile Banking App Ever

If I could give this app zero stars, I absolutely would. The Saraswat Bank GoMo NxT app is hands down the worst mobile banking application I have ever used.
It Never Opens: Every single time I actually need to make an urgent transaction, the app completely freezes or crashes on the splash screen.
Constant Downtime: This app has severe server downtime at least 3 days a week. It feels like the servers are running on a dial-up connection.
Zero Accountability: Saraswat Bank never fails to cut maintenance charges from my account right on time, but they clearly aren't investing that money back into their technology. What exactly am I paying maintenance fees for?
Incompetent IT & Support: The IT team is utterly incapable of handling a basic banking app, and the customer support is non-existent. When you complain, nobody has answers.
I am completely frustrated and deeply disappointed with this pathetic service. If you value your peace of mind and need reliable banking, stay far away from this app. They need to scrap this entire system and fire whoever is managing their IT infrastructure.
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3rd Grade App matches overall Bank Services

Let’s start from the beginning of my frustrated journey of using the GO MO NxT app. Let alone the funny name now the new release is called NxT :)
0) during the registration process
1) my balance on the main page shows Cr for Crores when balance is in Lakhs. Feels nice though :)
2) to log

This app is trash

This app will soon become the reason behind closing this bank account for sure. This app has so much issues. Sometimes i just cant let you sign in even if you fillup everything right and after somehow app allow you to sign in soon it will redirect to play store for update without that you can't able to use this app and after updating app it will freeze. So basically you cant trust this app. I dont recommend anyone to use this app. Seriously this need ti be fixed.
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This GOMoNxt App is useless

Whoever has planned or designed GOMONxt App should be removed from job. Instead of making the User friendly it has been made confusing. While transferring payment to registered beneficiary it asks Now Later etc..what does it mean?
I chose Now thinking it mean IMPS but its been more than 3 hrs and money is still not transferred to beneficiary.
There is no option of IMPS or NEFTavailable. The app gives time out error. There could have been lot many things added to the app as better architecture design which could simplify user experience.
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Response from developer

Hi, what problem did you face in the app? Please write to us at customerservicecentre@saraswatbank.com. We will try to help you immediately.

Developer apps

FAQ

How secure is Saraswat Bank GOMO NxT?

Saraswat Bank GOMO NxT employs advanced security features including device registration, SIM verification, and real-time security (RASP) to prevent unauthorized access and data leaks. It also offers biometric authentication and a 4-digit PIN for login.

What types of fund transfers can I make with Saraswat Bank GOMO NxT?

You can perform 24x7 instant fund transfers via IMPS, NEFT, and RTGS. Transfers can be made within your own accounts, within Saraswat Bank, or to other banks using mobile number, account number, or other transfer methods. You can also schedule NEFT transfers for a future date.

Can I manage my cards through Saraswat Bank GOMO NxT?

Yes, the app provides complete card management services. You can apply for debit or credit cards, manage limits, pay bills, generate a digital debit card, reset PIN, use cardless cash withdrawal, and block or hotlist lost/stolen cards instantly.

What are the requirements to get started with Saraswat Bank GOMO NxT?

To begin using Saraswat Bank GOMO NxT, ensure your registered SIM is in your device, SMS services are active, and you have your debit card or net banking credentials for a one-time setup. The app is available for iPhone and iPod.

Does Saraswat Bank GOMO NxT offer any investment services?

Yes, Saraswat Bank GOMO NxT allows you to invest in mutual funds and apply for ASBA (Applications Supported by Blocked Amount) for IPOs directly within the app. You can also buy insurance policies instantly.

How often is Saraswat Bank GOMO NxT updated?

The latest version of Saraswat Bank GOMO NxT is 1.3, which was last updated on April 2, 2026. Updates typically include new features, performance improvements, and security enhancements.

What is the user rating for Saraswat Bank GOMO NxT?

Saraswat Bank GOMO NxT has a user rating of 1.7 stars based on 6 ratings. This suggests that while the app offers many features, user satisfaction may be low.

Can I open new accounts or loans through Saraswat Bank GOMO NxT?

Yes, you can open Fixed or Recurring Deposits with just a few taps. The app also allows you to view loan account details, download statements, and open an Overdraft (OD) account online. You can also apply for loans or credit cards.