Settlemate Reviews: Is It Legit?

Customer Experience

Positive experience15.7% of reviews
Neutral2.1% of reviews
Negative experience82.2% of reviews

~ Based on 1,153 written reviews from the US App Store.

What users say about Settlemate

Is Settlemate Safe?

Settlemate: Claim Savings appears safe based on user ratings. AppsHunter Safety Score for Settlemate is 96/100.

This assessment is based on 76,040 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.6% of ratings point to a safe experience
2.0% of ratings suggest some concerns
3.4% of ratings point to a risky experience

~ Based on 76,032 App Store ratings for Settlemate.

Is Settlemate Legit?

Settlemate: Claim Savings appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Settlemate is 75/100.

Based on 75 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Shady app

Linked my bank and email to the app and it has yet to scan them after linking over a week ago. I also wish I hadn’t paid for premium because there’s literally no benefit to me even though they advertised to me I had 100+ dollars I was eligible for. They’ve also been posting very disturbing ai slop ads online.
Now they’re also sending popup and push notification advertisements as well
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Eh

The app is okay, but I’ve submit multiple claims and haven’t heard a peep in almost a year.

Not a dime

Program brings you the class actions suits but it doesn’t help you get to the level of interaction. I haven’t gotten one dime from anyone.

SCAM

Going through the claims that SettleMate provided as “likely eligible” (only to discover I was not eligible) took just as much time and effort as any class action website that can be accessed for free. Once realizing it was not worth the price for the time I cancelled my subscription and asked for a refund as “guaranteed”. Refunds will only be reviewed after the full year subscription has ended and further, there is no cash refund- refund comes ONLY as a free additional 12 month access. Just use class action websites and save yourself the time, energy and money.
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Beware of misleading business practice

Paid for a year. Got $0. Refund denied. Yep. Got scammed.

What a complete waste of money. I signed up for Settlemate because of the money-back guarantee. I used the app, submitted claims for the settlements I qualified for, and waited. An entire year later: ZERO settlement payouts. They don’t even file the claims on your behalf. The app sends you to other companies portals, mostly Lantern, and even if you qualify and wait (usually very long waiting periods) the third party company will take money out of your pay out as administrative fees.

Then I asked for the refund they advertised, the only reason I took the leap to give these people money, and they denied it because of “significant gaps in activity.”

That is ridiculous. I had already submitted the claims I qualified for. They could have prevented this review by honoring their own claims. I was waiting for the settlements to close and pay out. Opening the app over and over and staring at pending claims would not magically make the money arrive. I regularly checked for new claims to make. Blaming me for not spending enough time in the app feels like an excuse to keep my money. Yes, support denied my claim saying I did not open the app regularly enough throughout the year..

I’ve asked them to point to the exact requirement I supposedly violated. I cannot find a clearly stated rule in the applicable guarantee explaining how often I needed to use the app to qualify for a refund.

Their alternative? Another year of access. I don’t want another year of the same frustrating experience. I want the refund that convinced me to pay in the first place. Offering more access after denying that refund just adds insult to injury.

I feel completely misled. The app produced no settlement payouts for me, and now the supposed safety net of a money-back guarantee has turned into a fight to get my money back. To me, that is underhanded business practice and deserves to be reported to the BBB, FTC, CFPB, and SEC.

I’ve appealed, and my original first-year refund is still unresolved. Based on my experience, I would not recommend this app to anyone. Do not hand over your money assuming that their “guarantee” means getting a refund will be straightforward. Mine certainly wasn’t. They will likely run you in circles until you stop asking for them to adhere to their own terms.
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Not a free app

Must purchase subscription

Doesn’t really get you anything

This is a handy app to find different types of class action lawsuits that you might qualify for. But on the initial screen inside of the application, it says you qualify but every time I submit an application on the final page, it says I don’t qualify after spending 10 minutes filling out all the details. Total waste of time.
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Waste of time and money!!

Had this app for a while and also have been paying for it for a while. Submitted several claims… they are all “processing” even after several months and passed the claim date. It’s definitely time to cancel this ridiculous app. Would not recommend signing up. It’s a lot of work to fill out all the paperwork needed for every lawsuit that you may or may not be eligible for, not sure what I’m even paying for . Just do “research” i.e. Google it! Then submit for free!
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Oh this not just an Advertisement!!😳

Ok so 💥! right?
I signed up to get my first class action suit and received my first payout a few weeks later..😳😳😱oh snap!!
🫰

Scam

Never got a dollar back! I’ve subscribed for a few months now and have seen nothing by in return

Untrustworthy

When you sign up for this app, it tells you that if you do not make beyond the price of the app for the year, they will refund you. That is an in fact, a lie, and they will back up their claim. I was really excited, but I did not qualify for a lot of the claims that they posted. I downloaded this because it didn’t seem like you could lose either way, but they refuse to refund what I have paid for the app, as promised.
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My app will not open

This app has been horrible hate I paid for it. Never opens

Waste of time and money

Paid for a year & zero payouts on anything. Don’t waste your time or money. If you know a company has an open case just google it and file the claim directly through their site. This is a middle man waste of space. They do nothing for you and take your money with the false promise of helping you find these claims.
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Absolute scam

Do not recommend this application as it will never payout in any claim you ever submit. It’s definitely a scam and waste of money.

The bombardment of notifications

It’s truly annoying and honestly frustrating that ever since I downloaded this app I’ve gotten over 40 notifications. And I installed it yesterday. Today I woke up and saw 7 more. It’s truly unacceptable. It keeps spamming to sign up with a “40% discount”. Please do something about that

Scam

There are numerous reviews about this app being a scam. Believe them. Don’t trust the money back guarantee either they will find a way to not give your money back. Everyone should report this app to the Better Business Bureau.

Not Free

Is not free they charge green money, and not any better than free ones out there. In fact some free ones are better. At least we have choices.

Fraud advertising

Never got a refund under their guarantee. Signed up for a whole year, submitted countless claims, none of them moved forward and under the money back guarantee I was eligible but when I email their team, I get ghosted and some AI response.

💔

just a wast of time like the other settlement apps. it always ask for a survey, but right after your done your forced to buy/purchase a subscription in order to continue on in the app. honestly just a waste of time getting my hopes up for this bs

Your changed asap

Why do we have to pay before hand??Why do we need to subscribe?? Abort