Siddhartha BankSmartXP

Siddhartha BankSmartXP

Siddhartha Bank Mobile Banking

1.1K ratings
69 reviews
Free

Details

  • Released
  • Updated
  • October 7, 2016
  • July 12, 2026

Features

Siddhartha BankSmartXP screenshot #1 for iPhone
Siddhartha BankSmartXP screenshot #2 for iPhone
Siddhartha BankSmartXP screenshot #3 for iPhone
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About

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

Banking on the go
Bill payments
Fund transfers
QR code payments
Account information access
Secure 128-bit SSL encryption
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What users say

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What's New in Siddhartha BankSmartXP

7.2.143

July 12, 2026

- Bug Fixes.

User reviews

Seriously need to fix your app

The banking app is not great. The app is always down or simply won’t open, or even when you can get it to open, transactions won’t send through. Could chalk it up to network issue, but my other bank apps work perfectly so I know it is a server issue. I’ve been embarrassed way too many times because the app decided it didi not want to work so I’ve been stuck being unable to make payments be when I have the funds in my account. Bank with Siddhartha if you like to save because they won’t let you spend your own money.
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Terrible

could not open while paying. they sent SMS to update the app but there’s no update available

Error

Every Time keeps loading while trying to scan qr

Update:worst app ever

Important business transaction always gets stuck by this stupid app. Does the IT team even know how to fix it ?

Response from developer

Dear Sir/Mam, We apologize for the inconvenience caused. We will consider your kind feedback for the improvement of bank service and better customer experience. You can always reach us via email at “customercare@sbl.com.np” or contact 01-5970020 for any suggestions/feedback. Thank you, Siddhartha care.

Awesome

Best banking in. Nepal

Developer apps

User experience

🐞

Reported Bugs

3 issues

App freezes when changing password

Bug

Compatibility issues with older iOS versions

Bug

Inconsistent behavior during transactions

Bug

Requested Features

3 requests

Add email support for users outside Nepal

Feature

Improve fixed deposit functionality

Feature

Enhance security features and password management

Feature

FAQ

What can I do with Siddhartha BankSmartXP?

Siddhartha BankSmartXP allows you to manage your Siddhartha Bank accounts from your mobile device. You can perform banking on the go, make bill payments, top-ups, fund transfers, and use QR codes for payments. It also provides easy access to your account information.

Is Siddhartha BankSmartXP secure?

Yes, the app is designed to be safe and secure. It uses 128-bit SSL encryption to protect your information when you are logged on, ensuring a secure mobile banking experience.

How do I use Siddhartha BankSmartXP?

To use Siddhartha BankSmartXP, you must have a valid account with Siddhartha Bank and subscribe to their Mobile Banking Service. Once set up, you can download and use the app to manage your finances conveniently.

What are the benefits of using this app?

The app offers the convenience of banking from anywhere, anytime, without needing to visit a branch. Key features include simplified bill payments, fund transfers, and QR code scanning for instant payments through the Fonepay Network.

Is there a cost to use Siddhartha BankSmartXP?

Based on the provided information, the app itself is free to download and use. However, users need to have a valid account with Siddhartha Bank and subscribe to their Mobile Banking Service, which may have associated fees.