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Siddhartha BankSmartXP

Siddhartha BankSmartXP

Siddhartha Bank Mobile Banking

1.3K ratings
72 reviews
💼 Business
💰 Finance
Free

Details

Released
October 7, 2016
Updated
October 13, 2026

Features

Developer

Siddhartha Bank Ltd.
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About

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

✓Banking on the go
✓Bill payments
✓Fund transfers
✓QR code payments
✓Account information access
✓Secure 128-bit SSL encryption
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What users say about Siddhartha BankSmartXP

Reviews of Siddhartha BankSmartXP are mixed: the Finance app is rated 4.6/5 from 1.3K App Store ratings. What users like most: user-friendly application, quick and reliable service. Top complaints: frequent app crashes, unreliable transactions. Summarized from real user reviews.

Positive things

  • 👍User-friendly application
  • 🚀Quick and reliable service
  • 💯Excellent customer service
  • 🌟Great overall experience

Negative things

  • 🐛Frequent app crashes
  • ⚠️Unreliable transactions
  • 🕰️Slow and laggy performance
  • 🤯Frustrating technical issues
See all reviews

What's New in Siddhartha BankSmartXP

7.7.173

October 13, 2026

- Bug Fixes.

User reviews

Most RecentHighest RatedLowest Rated

Poor service

Due to some reason, my credit card was deactivated and requested the bank to activate it. After 2 days, I called the bank staff and he said it’s been already activated, but I didn’t receive any prior notification. Anyway, I tried to link my card in the app via easy bank feature, but it still says “card is not in an activated status”. I have been following up for this for 5 days but it’s still not solved. I don’t know from which side (bank app or staff) fault is this. Im not satisfied with the service.
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Ttsuman1

Response from developer

Dear Valued Customer, We sincerely apologize for the inconvenience caused. Kindly contact us directly at 01-5970020 or email us at customercare@sbl.com.np, providing details of the issue you are experiencing. This will enable us to review your concern and assist you more effectively. Thank you, Siddhartha care.

Banking

Good service and helpful staff. Great experience! ⭐️⭐️⭐️⭐️⭐️
SNShare nep

Response from developer

Dear Valued Customer, Thank you very much for your valuable feedback/review and rating. We will always try our best in line efforts for improving the user experience. You can always reach us via email at “customercare@sbl.com.np” or contact 01-5970020 for any suggestions/feedback. Thank you, Siddhartha care.

Good App and works well

It’s been useful and convenient
MMadshants

Response from developer

Dear Sir/Mam, We apologize for the inconvenience caused. We will consider your kind feedback for the improvement of bank service and better customer experience. You can always reach us via email at “customercare@sbl.com.np” or contact 01-5970020 for any suggestions/feedback. Thank you, Siddhartha care.

Seriously need to fix your app

The banking app is not great. The app is always down or simply won’t open, or even when you can get it to open, transactions won’t send through. Could chalk it up to network issue, but my other bank apps work perfectly so I know it is a server issue. I’ve been embarrassed way too many times because the app decided it didi not want to work so I’ve been stuck being unable to make payments be when I have the funds in my account. Bank with Siddhartha if you like to save because they won’t let you spend your own money.
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CFCan we expect a fix?

Terrible

could not open while paying. they sent SMS to update the app but there’s no update available
TTheNepaliDev

Response from developer

Dear Sir/Mam, We sincerely apologize for the inconvenience caused. Please clear the cache to update your app to the latest version from the App Store (iOS) to continue using the application without interruption. Thank you, Siddhartha care. Alternatively, you may contact us at 015970020 or email us at customercare@sbl.com.np.Thank you, Siddhartha care.

See 67 more reviews

Developer apps

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Free
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User experience

🐞

Reported Bugs

3 issues

App freezes when changing password

Bug

Compatibility issues with older iOS versions

Bug

Inconsistent behavior during transactions

Bug
✨

Requested Features

3 requests

Add email support for users outside Nepal

Feature

Improve fixed deposit functionality

Feature

Enhance security features and password management

Feature

FAQ

What can I do with Siddhartha BankSmartXP?

Siddhartha BankSmartXP allows you to manage your Siddhartha Bank accounts from your mobile device. You can perform banking on the go, make bill payments, top-ups, fund transfers, and use QR codes for payments. It also provides easy access to your account information.

Is Siddhartha BankSmartXP secure?

Yes, the app is designed to be safe and secure. It uses 128-bit SSL encryption to protect your information when you are logged on, ensuring a secure mobile banking experience.

How do I use Siddhartha BankSmartXP?

To use Siddhartha BankSmartXP, you must have a valid account with Siddhartha Bank and subscribe to their Mobile Banking Service. Once set up, you can download and use the app to manage your finances conveniently.

What are the benefits of using this app?

The app offers the convenience of banking from anywhere, anytime, without needing to visit a branch. Key features include simplified bill payments, fund transfers, and QR code scanning for instant payments through the Fonepay Network.

Is there a cost to use Siddhartha BankSmartXP?

Based on the provided information, the app itself is free to download and use. However, users need to have a valid account with Siddhartha Bank and subscribe to their Mobile Banking Service, which may have associated fees.