Best Nepal Bank Apps

230+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated July 2026

If you already know NBL BankSmart XP, this is the deeper bench. 230+ nepal bank apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Nepal Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NBL BankSmart XPNBL BankSmart XPFree3.4★ (14)NoNoJul 2026
2NIC ASIA MOBANKNIC ASIA MOBANKFree4.4★ (2.2K)NoNoJul 2026
3nBanknBankFree3.5★ (241)NoNoJul 2026
4RBB Digital SansarRBB Digital SansarFree2.6★ (47)NoNoJul 2026
5eSewaeSewaFree3.1★ (479)NoNoJul 2026
6eNMBeNMBFree4.5★ (1.6K)NoNoJul 2026
7Siddhartha BankSmartXPSiddhartha BankSmartXPFree4.6★ (1.1K)NoNoJul 2026
8IME PayIME PayFree3.8★ (112)NoNoJul 2026

Top Picks for Nepal Bank

NBL BankSmart XP#1

NBL BankSmart XP by Nepal Bank Limited

Editor's Choice
💰 Finance
3.4(14 ratings)
Free
NBL BankSmart XP screenshot 1
NBL BankSmart XP screenshot 2
NBL BankSmart XP screenshot 3
NBL BankSmart XP screenshot 4

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and QR code payments easily. Access account information and enjoy convenient banking anytime, anywhere.

NIC ASIA MOBANK#2

NIC ASIA MOBANK by NIC ASIA Bank Ltd.

Strong Contender
💰 Finance
4.4😞(2.2K ratings)
Free
NIC ASIA MOBANK screenshot 1
NIC ASIA MOBANK screenshot 2
NIC ASIA MOBANK screenshot 3

Manage your bank account digitally and securely from anywhere, anytime. This app offers convenient features like bill payments, fund transfers, and cardless withdrawals, along with exclusive discounts and offers.

What We Love

  • 👍 Easy to use
  • 🚀 Smooth transactions
  • 🔒 Trustworthy
  • 💡 Useful for international transfers

Room to Improve

  • 🐛 Frequent crashes
  • 🔍 Poor customer service
  • ⏱️ Slow app performance
nBank#3

nBank by Nabil Bank

An initiative of Nabil Bank
Worth Considering
💰 Finance
3.5😐(241 ratings)
Free
nBank screenshot 1
nBank screenshot 2
nBank screenshot 3
nBank screenshot 4
nBank screenshot 5
nBank screenshot 6

This digital banking platform allows users to manage their finances entirely online. Open accounts, complete KYC, pay bills, deposit funds, and apply for loans without visiting a physical branch. Access various services like remittances, mobile top-ups, and payment options directly from the app.

What We Love

  • 🚀 Fast and easy to operate
  • 👍 User-friendly app with good features
  • 🔒 Reliable and secure banking service
  • 💡 Convenient all-in-one banking solution

Room to Improve

  • 🐛 Crashes and performance issues
  • 🔍 Missing or limited information in app
  • 🔒 Inconvenient security measures

More Nepal Bank apps to explore

4
RBB Digital Sansar
RBB Digital Sansar
RBB Digital Sansar
by Rastriya Banijya Bank Ltd.
Free

Manage your bank account on the go with this secure mobile banking app. Perform transactions, pay bills, and transfer funds easily from your handheld device. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(47)
free
5
eSewa
eSewa
eSewa
by ESEWA LTD.
Free

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Mobile recharge and top-upUtility bill payments (electricity, water, internet)Ticket booking (air, bus)
💰 Finance
(479)
free
6
eNMB
eNMB
eNMB
New eNMB offer by NMB Bank.
Free

Manage your NMB Bank accounts and perform various banking transactions conveniently from your mobile device. Access self-service options, make transfers, pay bills, and update your account details on the go.

Self-service account activationPIN reset and changeView account balances and details
💰 Finance
(1.6K)
free
7
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha Bank Mobile Banking
Free

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(1.1K)
free
8
IME Pay
IME Pay
IME Pay
Mobile Digital Wallet (Nepal)
Free

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

Wallet to wallet money transferUtility bill paymentsMerchant QR code payments
💰 Finance
(112)
free
9
NIMB Smart
NIMB Smart
NIMB Smart
by MEGA BANK NEPAL LIMITED
Free

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(59)
free
10
Global Smart Plus
Global Smart Plus
Global Smart Plus
by Global IME Bank Ltd.
Free

This app offers a secure and convenient way to manage your finances across multiple channels with a single login. It simplifies daily transactions, fund transfers, bill payments, and even allows for online account opening and fixed deposit applications.

Fund Transfer (Intra-Bank & Inter-Bank)Interoperable QR PaymentsQR Cash Withdrawal
💰 Finance
(118)
free
11
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by The Standard Bank of South Africa Limited
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
💰 Finance
(5.4K)
free
12
MBL M-Smart
MBL M-Smart
MBL M-Smart
by Machhapuchchhre Bank Ltd
Free

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

Banking on the goBill paymentsFund transfers
💰 Finance
(42)
free
13
Nagarik App
Nagarik App
Nagarik App
by National Information Technology Center, Government of Nepal
Free

Access a wide range of government services digitally through a single online platform. This app simplifies interactions with government offices, reducing the need for physical visits and queues. Enjoy round-the-clock access to services like police clearance and voter cards, with more being added gradually.

Unified government service platformDigital delivery of servicesReduced physical queues
🔧 Utilities
(280)
free
14
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
by IME Khalti Limited
Free

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

Utility bill paymentsFlight bookingRemittance services
💰 Finance
(194)
free
15
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(24K)
free
16
IRD Nepal
IRD Nepal
IRD Nepal
IRD Nepal
Free

This official government app provides taxpayers with essential information regarding Nepal's Inland Revenue Department. Access details on VAT, Income Tax, and Excise Duty, and view your PAN, tax returns, payments, and TDS information.

Tax information accessView PAN detailsTax return status
🔧 Utilities
(4)
free
17
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
18
Pathao
Pathao
Pathao
by PATHAO LTD.
Free

This app provides on-demand transportation, food delivery, and parcel services. It also offers car rentals for extended trips and integrates digital payment options for seamless transactions. Enjoy convenient, fast, and secure services all within a single platform.

On-demand bike and car ridesHourly, daily, and round-trip car rentalsFood delivery from local restaurants
✈️ Travel
(17K)
free with in-app purchases
19
connectIPS
connectIPS
connectIPS
by Nepal Clearing House Ltd Nchl
Free

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

Link bank accountsPayment processingFund transfers
💰 Finance
(36)
free
20
OrangeNXT
OrangeNXT
OrangeNXT
by Laxmi Bank Ltd.
Free

Experience full-service digital banking with a new mobile application. Open accounts in minutes, set financial goals for savings, and manage finances conveniently from anywhere. Designed for modern lifestyles, it offers a personalized, customer-centric banking experience without physical branches.

Open bank account in 5 minutesGoal-based deposit featureRemit Saver for international users
💰 Finance
(23)
ad-supported

FAQ about Nepal Bank

What are the best nepal bank apps for iPhone?
NBL BankSmart XP tops our nepal bank apps ranking as of July 2026, with a 3.4-star average from 14 App Store ratings, and it's free to download.
Yes — 20 of the top nepal bank apps we rank are free to download, including NBL BankSmart XP and NIC ASIA MOBANK.
NBL BankSmart XP has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ nepal bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
NBL BankSmart XP is the official mobile banking application from Nepal Bank Limited. It allows users to manage their bank accounts, make payments, and perform various banking transactions from their mobile devices.
Yes, NBL BankSmart XP uses 128-bit SSL encryption to protect user information when logged in, ensuring safe and secure transactions.

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