Sierra Central CU

Sierra Central CU

by Sierra Central Credit Union

6.1K ratings
93 reviews
Free

Details

  • Released
  • Updated

Features

Sierra Central CU screenshot #1 for iPhone
Sierra Central CU screenshot #2 for iPhone
Sierra Central CU screenshot #3 for iPhone
Sierra Central CU screenshot #4 for iPhone
Sierra Central CU screenshot #5 for iPhone
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About

Manage your finances on the go with this mobile banking app. It offers 24/7 access to your accounts, mobile deposits, bill payments, and loan applications. Track spending, monitor your credit score, and benefit from enhanced fraud protection.

24/7 Account Access
Mobile Check Deposit
Bill Payment
Loan Applications
Credit Score Tracking
Spending Analysis
Fraud Protection
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What users say

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What's New in Sierra Central CU

26.1.1

February 10, 2026

Manage Other Profiles: Instantly switch between personal, business, or additional profiles without logging out Review, Download, and Export Statements, Tax Forms, and Notices: Easily review, download, and export statements, tax forms, and account notices - all your important documents, accessible anytime Overdraft Protection: Choose which accounts back each other up to avoid overdrafts Connect Other Bank Accounts: Link accounts from other financial institutions for easy transfers and a consolidated view of all your finances Pay by Text: Get text reminders for loan payments and pay instantly by replying Credit Score Tracker and Simulator: Monitor your credit score daily, interact with the Credit Simulator, and receive personalized financial insights Loan Payoff Calculator: See payoff amounts instantly or model how extra payments affect your loan Apple Watch Widget: View account balances and alerts from your watch

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User reviews

Easy to use

Most times a company updates their app it gets harder and frustrating to us. This was a nice surprise to find the update is very easy to use.

This institution needs to be investigated

After receiving my disability checks via direct deposit the bank had engaged in some illegal activity. A savings account which I needed just to have a Sierra Central. Checking. An entity had charged that account. After I disputed the charges. That account was no longer supposed to be collecting late fees. But the fees kept occurring during the investigation Sierra Central illegally took the money from my checking account to cover the cost of the charges on the disputed account. They did it on a Friday afternoon. After they closed. And they also reported my card has stolen. I never reported my card is stolen. They are not open on the weekends so I had to wait till Monday to address the issue. They had zeroed out my account. I filed a complaint against them with the Department of financial protection and innovation bureau. After receiving a response from them. They sugarcoated the actions and refuse to address. The illegal activity they had engaged in. The issue had been resolved, but they failed to address why they were illegally doing the suspicious activities that they were engaging in It’s a corrupt cover-up. It’s a failure to take accountability and address the accountability of what they were doing illegally. It just so happens the same day that I receive the response. I was due my direct deposit. Three days later my direct deposit still hasn’t shown up. Even though I have proof and a letter saying that the direct deposit was already sent. The bank is now playing stupid and retaliating against me. They say they can’t see any direct deposit file coming in. That’s a lie. I have proof over the last seven months every single time. My direct deposit was sent. It was there the next day. Excepted a holiday had followed. There is no holiday that followed. Just pure retaliation. Staff had reached out to their back offices and of course they’re not gonna admit the wrongdoing they’re just gonna withhold those funds so the bills that I have can’t get paid on time and my car payment will be late I now have to file another complaint against them because now they’re attempting to ruin my credit. If they do this to me, imagine what they’re doing to other people. I’m actually leaving this bank and closing my account next month. The shadiness and corruption that is going on in those back offices. Is disgusting. I would definitely suggest staying away from this Bank. They are engaging any legal activities against their own customers. Be careful because this is what we call the plague of corruption.
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Review

Nice and fast effective

Loan payment

Why is there no option to pay more towards the principal of a loan? I can call or stop by a branch, but nothing on the app. The whole point of a Mobile app is convenience! Dumb!

Superior service

Great service, always so very helpful and courteous! Great staff!

User experience

🐞

Reported Bugs

5 issues

App crashes and freezes

Bug

Login issues and password problems

Bug

Mobile deposit failures

Bug

Unreliable account balance updates

Bug

Incompatibility with biometric login

Bug

Requested Features

5 requests

Ability to pay extra on loans

Feature

Longer transaction history storage

Feature

Debit cards with tap functionality

Feature

Improved mobile deposit process

Feature

Easier account management

Feature

FAQ

What can I do with the Sierra Central Credit Union mobile app?

The app allows you to manage your finances 24/7. You can transfer funds, make mobile deposits, review transactions, pay bills, apply for loans, and monitor your credit score. It also includes spending analysis and enhanced fraud protection.

Is the Sierra Central Credit Union mobile app free to use?

Yes, the app is free to download and use. There are no charges associated with downloading or using the core banking features.

How do I sign in to the app if I'm already a member?

Existing members can sign in using their Sierra Central username and password. If you have forgotten your credentials, you may need to reset them through the credit union's website or by contacting them directly.

Can I apply for a loan through the app?

Yes, the app provides the functionality to apply for loans. This allows members to conveniently initiate loan applications directly from their mobile device.

What if I'm not a member of Sierra Central Credit Union?

If you are not yet a member, you can apply to become one directly through the app, by visiting their website at www.SierraCentral.com, visiting a local branch, or calling 800-222-7228.