Sierra Central CU User Reviews

Sierra Central CU
Sierra Central CU
Sierra Central Credit Union

Customer Experience

Positive experience47.3% of reviews
Neutral5.4% of reviews
Negative experience47.3% of reviews

~ Based on 93 written reviews from the US App Store.

What users say

Is Sierra Central CU Safe?

Sierra Central CU appears safe based on user ratings. AppsHunter Safety Score for Sierra Central CU is 94/100.

This assessment is based on 6,135 user ratings, with an App Store average of 4.7/5.

Safety Analysis

93.9% of ratings point to a safe experience
2.7% of ratings suggest some concerns
3.4% of ratings point to a risky experience

~ Based on 6,135 App Store ratings for Sierra Central CU.

Is Sierra Central CU Legit?

Sierra Central CU appears to be a legitimate app. AppsHunter Legitimacy Score for Sierra Central CU is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Easy to use

Most times a company updates their app it gets harder and frustrating to us. This was a nice surprise to find the update is very easy to use.

This institution needs to be investigated

After receiving my disability checks via direct deposit the bank had engaged in some illegal activity. A savings account which I needed just to have a Sierra Central. Checking. An entity had charged that account. After I disputed the charges. That account was no longer supposed to be collecting late fees. But the fees kept occurring during the investigation Sierra Central illegally took the money from my checking account to cover the cost of the charges on the disputed account. They did it on a Friday afternoon. After they closed. And they also reported my card has stolen. I never reported my card is stolen. They are not open on the weekends so I had to wait till Monday to address the issue. They had zeroed out my account. I filed a complaint against them with the Department of financial protection and innovation bureau. After receiving a response from them. They sugarcoated the actions and refuse to address. The illegal activity they had engaged in. The issue had been resolved, but they failed to address why they were illegally doing the suspicious activities that they were engaging in It’s a corrupt cover-up. It’s a failure to take accountability and address the accountability of what they were doing illegally. It just so happens the same day that I receive the response. I was due my direct deposit. Three days later my direct deposit still hasn’t shown up. Even though I have proof and a letter saying that the direct deposit was already sent. The bank is now playing stupid and retaliating against me. They say they can’t see any direct deposit file coming in. That’s a lie. I have proof over the last seven months every single time. My direct deposit was sent. It was there the next day. Excepted a holiday had followed. There is no holiday that followed. Just pure retaliation. Staff had reached out to their back offices and of course they’re not gonna admit the wrongdoing they’re just gonna withhold those funds so the bills that I have can’t get paid on time and my car payment will be late I now have to file another complaint against them because now they’re attempting to ruin my credit. If they do this to me, imagine what they’re doing to other people. I’m actually leaving this bank and closing my account next month. The shadiness and corruption that is going on in those back offices. Is disgusting. I would definitely suggest staying away from this Bank. They are engaging any legal activities against their own customers. Be careful because this is what we call the plague of corruption.
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Review

Nice and fast effective

Loan payment

Why is there no option to pay more towards the principal of a loan? I can call or stop by a branch, but nothing on the app. The whole point of a Mobile app is convenience! Dumb!

Superior service

Great service, always so very helpful and courteous! Great staff!

It works

Convenience, functionality., and security. What more can one ask for. Been a happy member about 30 years now.

Sign in issue

Why do I have to create a new password almost every time I try to login to my account? The only reason I plan on leaving this bank.

App is terrible

Banking with sierra central is pretty good. The app is terrible. Doesn’t allow me to log in with biometrics, doesn’t save my login credentials, I’ve set usage notifications to my phone number multiple times and I don’t receive anything. Overall app is no good.

Credit Unions Are Better Than Banks

Join a credit union. They don’t steal your money

Not good

The new update removed the screen rotate option, and with it the ability to view the app in landscape mode, where the font is largest and its easiest and most convenient. I registered my concerns about this and requested the screen rotate to be turned back on. I was told “Sorry, but no”. Sierra is not the most customer oriented CU.
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No Longer allowed to “snow ball” your loans

They no longer allow the (snow ball effect) pay a higher xxx amount due each end of month to reduce the total loan now they only offer “other amount excess to the next payment” which means you can’t pay ahead of time to pay your total loan amount anymore. Now you can only pay the car note ahead of time without reducing your loan term. I’m changing banks when my main bank finally relents and gives better than a 5%. I like to snow ball all my bigger finances it’s easier and cheaper than having to pay just the due amount
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Terrible

This app is soooo jankey I think it was developed in 1995

Loan payment

Why is there no option to pay more towards the principal of a loan? I can call or stop by a branch but nothing on the app. The whole point of a Mobil app is convenience! Dumb!

App

Love the mobile app, very easy to use. Oroville branch staff are outstanding, very kind & helpful! Love the services provided. Great job!!!

The app is really bad

There is something wrong with the way they set up the app. The credit card does not tell you the available balance and it takes you to an external website to give you what little information you need. It also makes you download a pdf of your statement if you want to see more than 30 days worth of transactions. This morning I noticed that they updated it and now I can’t see any of my statements or transactions.
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Extra car payment

Please fix the feature where you can pay extra on your car payment instead of giving you a hard stop and not letting you without calling and being on hold for 20 minutes. I just wanna make my car payment.

Deposit Function is Awful

Requires you write all kinds of nonsense on the back of the check like “for mobile deposit only” and the date - but then 90% chance it rejects the deposit several days later with basically the only notice being an email. You then drive to the bank with the check marked “mobile deposit only” which they of course accept no issue at the bank.
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Need to have

Need debit card that you can tap
Need an easier method of reviewing payments made to vendor
Need 12 months worth of storing payment information. Six months is not enough.

Android app is very smoother

Clicking the keyboard on iOS has some weird delay. The app never seems to want to remember that Face ID is set up so then I have to remember a long underutilized password. I know first world problems. But still.

Horrible app

This app is terrible, nothing convenient about it. Definitely not user friendly, and when I called the 800 number to get help, the man was pretty hostile on the phone. I refinanced my car loan with a different lender after 3 weeks of being with Sierra Central. Wouldn’t recommend to anyone