Spruce Reviews: Is It Legit?

Customer Experience

Positive experience34.1% of reviews
Neutral4.9% of reviews
Negative experience61.0% of reviews

~ Based on 246 written reviews from the US App Store.

What users say about Spruce

Is Spruce Safe?

Spruce – Mobile banking appears safe based on user ratings. AppsHunter Safety Score for Spruce is 90/100.

This assessment is based on 5,266 user ratings, with an App Store average of 4.5/5.

Safety Analysis

88.0% of ratings point to a safe experience
2.0% of ratings suggest some concerns
9.9% of ratings point to a risky experience

~ Based on 5,266 App Store ratings for Spruce.

Is Spruce Legit?

Spruce – Mobile banking appears to be a legitimate app. AppsHunter Legitimacy Score for Spruce is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

👀

Why do I have to keep deleting an downloading this app to get it to load

Stay away if you like getting your money

After many fraudulent purchases drained my savings and spending accounts.Spruce closed my account and I can’t even use them no more.so they said.15 days in with no money and they are now mailing me a check for the amount of money that was stolen!so probably be another week before I actually get my money.
On top of this half of customer service can barely speak English.
Show more

Terrible experience

While the app seems to work fairly well, the institution itself is completely untrustworthy and cannot seem to keep up with changing security protocols.
I was asked on 8 different occasions in less than 10 days whether a change on my card was initiated by me. Even after saying NO, they still allowed the money to be taken out of my account, and now I have to go through a 90-day claims and dispute process to get it back! EIGHT charges. None of them should have gone through.
The customer service is just as terrible. Asking me the same questions over and over to prove who I was and prove what happened. Like I did something wrong. H&R Block should eliminate this institution from its business and figure something else out.
Show more

Great

Great

Horrible

Horrible app and bank

Terrible service

Wouldn’t recommend to anyone

Scam

I’ve had it take money from me it shouldn’t and cashed a check that wasn’t signed and cashed it twice. It’s more trouble then it’s worth I hate this app once every is fixed I’m deleting it permanently. They are heading straight into lawsuit territory…not from me though I’m broke now thanks spruce. Can I give 0 stars?
Show more

Not to bad

Pretty kool !

Can’t access my money

App will not open and I can’t utilize my money it’s doesn’t need an update it’s just stuck on the Home Screen

Scam bank.

Refuse to follow nys law on releasing funds for deposit. They are terrible customer support in India. Rude and laughed at me when they say they will hold my deposit for 2 weeks, illegal. Reporting to all agencies…they are not authorized to hold funds. Two weeks I haven’t received. They are awful! Don’t trust with yoir money!
Show more

My favorite money app

Increase the support in app bit more and customize the app bit more; add dark mode and it’s #1. Great app but I got $20 snatched from me and it’s a deposit late on coming.

Spruce

This is a great product and a good supplemental! Try it

Card turned off

Twice in the last three weeks my cards have been turned off and I’m sent new ones. No warnings or notifications, no one can tell me why other than “possible foul charges”. Both times I have been in a checkout and had to cancel my order to call spruce, this really aggravates me. I have opened a new account and will no longer use spruce.
Show more

Unreliable

I requested multiple times to have this account closed and completely deleted! Apparently they don’t listen to requests!

review

very cool idea

Horrible

It delays any checks for over a week. Customer service isn’t helpful since it’s a third party. They’re also rude. It will overdraft you then charge a fee. It has people fluffing it so you’ll join. Don’t fall for it!

Spruce is remarkable !!!!!!

Spruce is remarkable they help me with everything. I have a problem with their customer service is 110% on point. Thank you Spruce.!!!!

Horrible app

I’m not a fan of this app it’s horrible

My favorite money app

Increase the support in app bit more and customize the app bit more; add dark mode and it’s #1

Poor customer service

My Spruce account had been hacked for more than 1700 dollars! I made dispute with Spruce and they only refunded my account for 600 dollars! After I had to go back and forth with them about proving that the transactions weren’t me!