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Tonik: Loans & Deposits

Tonik: Loans & Deposits

by TONIK FINANCIAL PTE. LTD

76 ratings
16 reviews
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • February 21, 2021
  • July 4, 2023

Developer

TONIK FINANCIAL PTE. LTD
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⭐16
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About

This digital bank offers high-interest savings accounts and fast, accessible loans without requiring credit history or collateral. Manage your finances 24/7 with secure, real-time transactions and flexible repayment options.

✓High-interest savings accounts
✓Quick loans up to PHP50,000
✓No credit history or collateral required
✓Real-time cash outs
✓Flexible payment dates
✓No pre-termination or early payment fees
Show original description

What's New in Tonik

5.0.0

July 4, 2023

Reworked tonik account onboarding Removal of IDs that are no longer supported (Voter's ID, PhilHealth and TIN ID) Minor updates to Flex Loan

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User reviews

Most RecentHighest RatedLowest Rated

Total fake😡😡😡

Just want details nothing else 😡
Vijay Dina naath chuhaanVijay Dina naath chuhaan

I love tonik!

I love this online bank! It is so posh and their customer service is amazing
NononMDNononMD

Awesome app

Smooth and highly secured financial app
nikotek2xnikotek2x

Response from developer

We super appreciate your feedback, luv! Please do keep an eye on the latest Tonik App builds and download them as soon as they are available here. Each release would have improvements. For any issues or suggestions do report to our CC Team via in-app chat, Viber (+63253222645) or other channels for quick resolution. XOXO

Would have given a 5 star but…

The recent versions make the app close everytime I try to login. The latest one just automatically closes when I try to update my password. 🥲 please fix this~
Teacher AGTeacher AG

Response from developer

Hey there, luv! Kindly uninstall and reinstall the app, it works for similar situations! If you have any more issues, don't hesitate to reach out to our customer care team. You may contact them at Hotline +632 5322 2645 or customercare@tonikbank.com.

Easy to use app

app is easy to use, very convenient so far.
The time deposit option is a win!
Vince DSVince DS
See 11 more reviews

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FAQ

What is Tonik?

Tonik is the Philippines' first neobank with a digital bank license. It offers high-interest savings accounts and quick loans, aiming to revolutionize financial transactions in Southeast Asia through fast, easy, and secure services.

How can I get a loan with Tonik?

You can get a Quick Loan from Tonik without needing credit history or collateral. You only need to submit one valid ID and one month's payslip. Loan approval can be as fast as a few minutes, with amounts ranging from PHP5,000 to PHP50,000.

What are the repayment terms for Tonik loans?

Tonik offers flexible payment terms for its Quick Loans. You can choose a payment date that is most convenient for you, and payments will be auto-debited on that chosen date. There are no pre-termination or early payment fees.

Is Tonik available on multiple devices?

The description focuses on the mobile app for managing loans and deposits. While specific compatibility details aren't provided, it's designed as a digital banking platform accessible via a mobile application.

What are the benefits of using Tonik for my finances?

Tonik provides sky-high interest rates on deposits and quick, accessible loans with flexible repayment options. The app allows for real-time cash outs and secure, 24/7 access to your financial services, all without the need for credit history or collateral for loans.