Best TPay alternatives: apps like TPay - Payments, Bills

10+ similar apps compared and reviewed

4.0 avg rating
10 free apps
Updated November 2026

Whether you want more options like TPay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to TPay

Lotus Bank App#1

Lotus Bank App by Lotus Bank

LOTUS App by LOTUS Bank Ltd
Editor's Choice
💰 Finance
2.8(40 ratings)
Free
Lotus Bank App screenshot 1
Lotus Bank App screenshot 2
Lotus Bank App screenshot 3
Lotus Bank App screenshot 4
Lotus Bank App screenshot 5

Manage your bank accounts with real-time access to transactions, transfers, and bill payments. This app allows for convenient domestic and international transfers, as well as airtime and data top-ups. It also provides options for PIN and password resets, and viewing your transaction history.

2.7(51 ratings)
Free
ProvidusPlus screenshot 1
ProvidusPlus screenshot 2
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ProvidusPlus screenshot 4
ProvidusPlus screenshot 5
ProvidusPlus screenshot 6

Manage your finances with this mobile banking application. Perform transactions, check balances, and access banking services conveniently from your smartphone.

Kuda Business: POS & Invoice#3

Kuda Business: POS & Invoice by Kuda Technologies Limited

Payroll, Expenses & Bulk Pay
Worth Considering
💰 Finance
4.6😞(981 ratings)
Free
Kuda Business: POS & Invoice screenshot 1
Kuda Business: POS & Invoice screenshot 2
Kuda Business: POS & Invoice screenshot 3
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Kuda Business: POS & Invoice screenshot 6

Manage your Nigerian business finances seamlessly. Open a business account, accept payments, send invoices, run payroll, and track expenses. Get a POS terminal and simplify your business operations.

What We Love

  • 🚀 Fast and reliable
  • 👍 Smooth transactions
  • 💡 Smart services
  • 👍 All functions available

Room to Improve

  • 🐛 Crashes and bugs
  • 🔒 Security issues
  • 👎 Misbehaving app
  • 👎 Worse than before
  • 👎 Frustrating experience

More apps like TPay

4
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(9.2K)
free
5
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.4K)
free with in-app purchases
6
Cleva App
Cleva App
Cleva App
Get paid, spend, and save
Free

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Send money internationallyReceive USD paymentsReceive stablecoins
💰 Finance
(1.5K)
free
7
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Manage accountsSend moneySchedule and pay bills
💰 Finance
(979)
free
8
Divest: Global Money Transfers
Divest: Global Money Transfers
Divest: Global Money Transfers
Seamless Cross Border Payments
Free

Instantly convert cryptocurrency to cash and send money internationally in local currency. Enjoy transparent rates with no hidden fees for seamless cross-border transfers.

Crypto to cash conversionInternational money transfersLocal currency settlement
💰 Finance
(3K)
free
9
MiniPay: Easy Global Wallet
MiniPay: Easy Global Wallet
MiniPay: Easy Global Wallet
Global payments for everyone
Free

Send money globally with fast, affordable, and secure digital transactions. This self-custodial wallet allows you to manage and send funds to over 52 countries, supporting local currencies and payment methods with near-zero fees.

Instant global money transfersSupport for 52 countriesNear-zero fees on transactions
💰 Finance
(511)
free
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(33K)
free