Best apps like TRU

10+ similar apps compared and reviewed

4.0 avg rating

10 free apps

Updated September 2026

Financial Technologies SAE

🛍️ Shopping

Whether you want more options like TRU or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to TRU

#1

Souhoola - سهولة by Souhoola

Editor's Choice

4.5(632 ratings)

Free

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This app allows users to purchase items now and pay for them over time through a flexible installment plan. Apply for a spending limit and shop across a broad network of partner brands and stores for a convenient shopping experience.

#2

Valu by EFG Hermes

Strong Contender

3.3😞(454 ratings)

Free

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This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

What We Love

💡 Innovative installment payment concept
⚡ Instant approval for eligible customers
🛍️ Exclusive offers and partnerships
👍 Easy registration process for some users
🎯 Lifestyle enablement through flexible payments

Room to Improve

💸 Hidden fees and excessive charges
📈 High interest rates (35-40%)
🐢 Extremely slow app performance
😤 Poor customer service quality
🔒 Privacy and security concerns
😠 Misleading marketing and false discounts
❌ Dishonest business practices
🚫 Account blocking without explanation
💔 Inability to settle debts early
🌍 Limited language support (Arabic UI issues)

#3

mylo: Buy Now Pay Later by B.TECH for Trade and Distribution

Worth Considering

4.3(64 ratings)

FreeAds

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Manage your cash flow, pay for purchases later with flexible, Sharia-compliant payment plans. Access financial well-being with transparent terms and generous credit limits.

More apps like TRU

Shop, spend, and earn

Manage your finances with flexible credit, family budgeting, and rewards. This app offers buy now, pay later options, allows you to share cards with family members, and provides tools to track spending and earn points on purchases. Enjoy exclusive offers and gamified challenges to save more.

Buy now, pay later with flexible installmentsFamily Plan with up to 4 extra cardsReal-time transaction tracking

free with in-app purchases

Compare with TRU

This consumer finance platform offers flexible payment solutions to help users manage their budgets and enhance their shopping experience. It provides a Buy Now, Pay Later (BNPL) option for streamlined cash-flow management and financial empowerment.

Flexible payment optionsBuy Now, Pay Later (BNPL)Budget management

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Halan: Lending, BNPL, Payments

Halan: Lending, BNPL, Payments

Halan: Lending, BNPL, Payments

Get a loan, pay bills and more

This app offers a suite of financial services, including Buy Now Pay Later options for various purchases, personal loans, and bill payment solutions. It aims to simplify online shopping and provide funding without traditional banking requirements.

Buy Now Pay Later (BNPL) for various goodsConsumer and small business lendingBill payment and money transfer

free with in-app purchases

Compare with TRU

Money Fellows: Online Circles

Money Fellows: Online Circles

Money Fellows: Online Circles

Plan ahead. Cash out big

This app helps Egyptians plan their finances and save money through digital money circles. It offers secure, transparent financial planning with flexible saving terms and payout options, all managed through a user-friendly mobile interface.

Digital money circles (ROSCA)Smart budgeting and goal planningFlexible saving terms (6, 10, 12 months)

free with in-app purchases

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Seamless Digital Banking App

Manage your personal finances with this secure digital banking app. Track accounts, transfer funds locally and internationally, and control credit cards. Open new accounts, invest in savings, and access support 24/7.

All-in-one account managementFast, secure transfers and paymentsFull credit card control

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by DRIVE FINANCE AND NON BANKING FINANCIAL SERVICES SAE

This app provides a flexible way to purchase items and pay over time with easy installments. It partners with various merchants across electronics, home goods, fashion, and travel, making larger purchases more accessible without traditional banking.

Buy Now, Pay Later optionsPay in easy installmentsWide network of partner merchants

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All your payments at one place

Manage all your bills and payments in one place, with added banking features. Apply for a free prepaid card to control your spending, track transactions, and enjoy exclusive discounts. Secure login ensures your financial information is protected.

Pay bills easilyManage banking servicesApply for free prepaid card

Compare with TRU