VACU Mobile Banking

VACU Mobile Banking

by Virginia Credit Union

31K ratings
54 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated

Features

VACU Mobile Banking screenshot #1 for iPhone
VACU Mobile Banking screenshot #2 for iPhone
VACU Mobile Banking screenshot #3 for iPhone
VACU Mobile Banking screenshot #4 for iPhone
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About

Access your Virginia Credit Union accounts anytime, anywhere. Manage your money on the go by checking balances, transferring funds, paying bills, and depositing checks. Securely log in with advanced features and gain insights into your spending.

View account balances and transaction history
Transfer funds between accounts
Schedule and manage bill payments
Deposit checks remotely
Locate branches and ATMs
Utilize biometric login (Touch ID/Facial Recognition)
Access spending summaries and savings opportunities
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What users say

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What's New in VACU Mobile Banking

4.41.111

January 11, 2023

We’re always working to improve our mobile banking app for our members. Don’t forget to rate the app and give us your feedback. Your opinion is important to us and we love hearing your thoughts, so keep them coming! There is no charge from VACU, but your mobile carrier's message and data rates may apply. Some features are available for eligible customers and accounts only.

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User reviews

Unreliable & Frustrating Card App

More than once, I wasn’t able to access the card app to turn my credit and debit card on and off when I needed it in the moment. I sometimes have to restart my phone because the card app isn’t functioning, an inconvenience, especially if your phone battery is low or if you’re in a hurry. While in the app, the card sometimes doesn’t switch on or off as commanded and an apology appears, which results in me having to log out and then on again. Keeping my cards unlocked isnt an option because Im trying to protect myself from fraudulent use. Please fix the issue. I appreciate the opportunity to comment. Im sure VACU is doing their best.
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Love my Credit Union

Twenty five years ago our bank was purchased by another bank corporation. They changed my account number, notifying me by a letter later that week. Several checks and automatic debits bounced in the meantime. When I went to close my account, the teller didn’t even ask for a reason. We exclusively used a credit union ever since. We save money in fees and interest rates over the banks. We will never go back to banking. We love being a member of our credit union.
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Response from developer

Thank you for your review! We are glad you are enjoying the app!

Review

Virginia Credit Union and it’s service people I have found to be one of the best banking experiences in many many years.
I have spoken to several customer service individuals so far since I opened my accounts, and I have to say they’re troubleshooting, concern, and experienced knowledge is most impressive.
The customer service people are courteous, well-informed, concerned, and they seem to go the extra mile to troubleshoot any problems. I have had the spa and I would not think twice about recommending Virginia Credit Union to family and friends. Thank you and have a fantastic day.
Richard Alexandria
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Response from developer

Thank you for your feedback! We are glad you are enjoying the app!

Transfer Money Is Not Loading All My Accounts

I use to be able to transfer money from my checking account to my IRA account through the app. As of May, that option stopped working. I wasn’t about to transfer money to my IRA account. The account wouldn’t show up in the “to account” transfer. I thought it was just the app, so go on the website and my IRA account is still not showing up. I call customer service and the lady was no help at all. She was not listening to what I was telling her. She tried to tell me how to transfer money to the account but she was not understanding that the account was not an option.
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Response from developer

Thank you for your review and I am sorry that you are experiencing issues with our app. Please call Member Services and ask for our Online Services department. We will be happy to troubleshoot this with you by phone. Member Services is available Monday through Friday from 8:00 a.m. to 6:00 p.m. at (800) 285-6609 or (804) 323-6800.

Seeking a new bank for how terrible the app is now.

This application has split off into two applications which is my first issue. The new app barely is functional and I don’t know how it made it past beta testing if there was any at all and to top it off I don’t even have full functionality of my card. I don’t know what my cash rewards balance is nor do I know how to redeem it anymore seeing that you can’t redeem it on the app or through the browser. I could go on about how terrible this banking experience is but I frankly don’t have the time. The development team should take a page from J. P. Morgan Chase or American Express on the way their applications are set up because this is an absolute nightmare.
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Developer apps

User experience

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Reported Bugs

4 issues

Inability to access accounts and transfer funds

Bug

Mobile deposit feature not working

Bug

Fingerprint/Face ID authentication issues

Bug

Inconsistent app behavior across devices

Bug

Requested Features

4 requests

Ability to view credit card details and pay bills directly in the app

Feature

Improved mobile deposit limits

Feature

Seamless integration between accounts and cards

Feature

Virtual check register for easy transaction tracking

Feature

FAQ

What can I do with the VACU Mobile Banking app?

The app allows you to check account balances, view transaction history, transfer funds between your Virginia Credit Union accounts, schedule and manage bill payments, and deposit checks using your phone's camera. You can also locate branches and ATMs, set up quick balances, and utilize advanced security features for faster login.

How do I log in to the VACU Mobile Banking app?

To use the app, you must be enrolled in VACU Online Banking. Once you download the app, you will log in using your existing Online Banking User ID and password. The app also supports faster login options like Touch ID and Facial Recognition for supported devices.

Is the VACU Mobile Banking app secure?

Yes, Virginia Credit Union is committed to the safety and privacy of your information. All data and transmissions within the app are encrypted, and a User ID with a strong password is required for access. These security measures help protect your financial information.

What are the requirements to use this app?

You need to be enrolled in VACU Online Banking to use the mobile app. The app is designed for iPhone® devices. Ensure your device meets the operating system requirements for the app, which can typically be found on the app store listing.

Does the app offer any financial insights?

Yes, the app includes an 'Account Insights' feature that can help you with spending summaries, identify savings opportunities, and alert you to any unusual account activity. This feature provides a helpful overview of your financial habits.