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X World Wallet: Visa Card

X World Wallet: Visa Card

Spend & earn cash rewards

152 ratings
71 reviews
💰 Finance
✈️ Travel

Archived App (Last seen on 3 Sep 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • August 4, 2021
  • June 23, 2025

Features

Developer

Rev Worldwide
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X World Wallet: Visa Card screenshot #1 for iPhone
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X World Wallet: Visa Card screenshot #7 for iPhone
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Reviews summary↘︎
⭐71
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app offers a digital multi-currency account with a Visa debit card for convenient global spending and earning cash rewards. It allows for real-time foreign currency exchange without fees and provides enhanced loyalty points on various purchases.

✓Multi-currency digital account
✓Reloadable Visa debit card
✓Earn cash rewards points
✓Real-time foreign currency exchange
✓Worldwide acceptance
✓Add to Apple/Google/Samsung Pay
Show original description

What users say

Summarized from real user reviews of X World Wallet. Based on 152 reviews and a 4.0/5 average, it highlights the 7 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 🌍Easy multi-currency exchange and conversion
  • 💰Rewards points on transactions
  • ✈️Excellent for international travel
  • 👍User-friendly and intuitive interface
  • 🚀Fast account setup and virtual card creation
  • 💳Works globally with multiple currencies
  • 🎁Generous rewards program with flexible redemption

Negative things

  • 🚫Arbitrary account closures without clear explanation
  • 💸Money held after account suspension with no refund process
  • 😤Extremely poor customer service and slow response times
  • ❌Card frequently declined at retailers
  • ⚠️Suspicious account blocking practices
  • 🔐Vague terms and conditions enforcement
  • 💳Limited merchant acceptance
  • 📱Technical glitches and app functionality issues
See all reviews

What's New in X World Wallet

1.19.4

June 23, 2025

This new version brings app enhancements

User reviews

Most RecentHighest RatedLowest Rated

Do not open an account with these people

They will close your account by any activity and their customer service is horrendous. Please download Revolut which has far better benefits than this company.
Arcanine20Arcanine20

DON’T SIGN UP!!

They will close your account after depositing and say it’s because you broke their terms and conditions but they never say exactly what you did. Then make you jump through hoops to get your money back. IT’S ALL A SCAM!!!!!
Ready!2Ready!2

New Account

No sign up
RogphubRogphub

Worsted financial institution ever

I’ve been on this earth since 1973 an never in my life had a“”financial institution like this “” Hello any one that is reading this please follow the comments DO NOT install the app and give it your personal information , after your account is open 2 to 3 weeks after you were going to experiencing bad experience with this financial institution and their customer service is garbage like a garbage truck it stink
Show more
Mr Sunil ThomasMr Sunil Thomas

Account

It said failed to create account
hunnys babyboyhunnys babyboy
See 66 more reviews

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User experience

🐞

Reported Bugs

7 issues

Account creation fails for some users

Bug

Card declined despite sufficient funds

Bug

Apple Pay integration issues requiring PIN

Bug

Login and account access problems

Bug

Withdrawal option missing or delayed

Bug

App freezing and glitches

Bug

Inconsistent debit card acceptance (Cash App vs Chase)

Bug
✨

Requested Features

5 requests

Add Taiwan, Japan, Hong Kong, Singapore currencies

Feature

Savings account feature

Feature

Clearer account suspension communication

Feature

Improved PIN management for Apple Pay

Feature

Better merchant compatibility

Feature

FAQ

What is the X World Wallet app?

The X World Wallet is a mobile banking solution that combines payments, loyalty, and currency exchange. It provides a multi-currency digital money account linked to a Visa debit card, allowing users to spend, earn rewards, and exchange currencies conveniently.

How does the Visa card work with the app?

The app comes with a reloadable Visa debit card that is accepted worldwide, both online and at ATMs. You can also add it to your mobile wallets like ApplePay, Google Pay, and Samsung Pay for tap-and-go purchases. A virtual card is also available for online shopping.

What are the costs associated with using X World Wallet?

The app is free to use and does not have application fees, credit checks, or interest charges. Users can exchange money between currencies without any fees or minimums, and the Visa card is accepted globally.

Can I use this app for international travel?

Yes, this app is ideal for international travelers. You can lock in foreign exchange rates before you travel, avoiding higher rates at the point of sale. The Visa card offers worldwide acceptance, and you can exchange money into various foreign currencies like USD, Euro, GBP, Mexican Peso, and Canadian Dollar.

How do I earn rewards with X World Wallet?

You earn X Points on daily purchases made with your X World Wallet Visa card, both at home and abroad. Specific categories like dining, entertainment, and charitable contributions earn 3X points, while airlines, hotels, and select e-commerce sites earn 2X points. All other qualifying everyday purchases earn 1X points.