Xapo Bank User Reviews

Top reviews

Security and BTC return

Very happy with this app and Xapo as a business. I’d far rather store my btc (and cash) in a regulated entity than on exchange or wrestling with self custody.

Buggy, unable to approve a transaction

Using the Xapo card for online shopping is a nightmare. Every time I try to pay, Mastercard throws up a verification screen, but there’s literally nowhere in the Xapo app to approve it—so the payment just fails. Super frustrating. And don’t even get me started on their live chat… it’s so buggy it might as well not exist. Total mess.
Show more

Incompetent app

This app goes round in circles when you try to complete the application and the support is completely hopeless. Don’t waste your time.

Não me responde o suporte não consigo entrar na minha conta

Não consigo acessar minha conta

Bigger scammers

Scammers the take all the money and singin me like i never use thus apk

Strict Kyc

Too strict KYC for crypto project like that. It is not possible to open the account with Mexican residence which works in many classic Mexican banks

Response from developer

We apologize for the difficulties you faced during the account opening process. Your feedback is important to us, and we are committed to enhancing our service. Please provide more details at support@xapo.com so we can resolve your concerns.

Xapo closed account and kept my money

After paying the account opening fee and depositing funds, they then close the account and refuse to respond to any Support request to return my money!
Shocking

Great Bank with a wide range of investment options

In addition to the headline, the mobile app is very well done with a fantastic user experience. Keep up the great work.

Response from developer

We appreciate your kind words about our investment options and user experience! Your encouragement motivates us to continue delivering the best service.

Jeanne

C’est une banque d’arnaque ils te font payer les 150$ pour l’alimentation du compte et après tu ne peux plus recevoir du virement

Response from developer

Nous comprenons votre frustration concernant les frais et les limitations de virement. Votre retour est essentiel pour nous améliorer. N'hésitez pas à utiliser les options de support dans l'application pour obtenir de l'aide.

La peor experiencia bancaria que he tenido

Mi experiencia con Xapo Bank ha sido absolutamente desastrosa. El 4 de junio de 2024, envié mis datos para que se reembolsaran mis fondos debido al cierre de mi cuenta. Me prometieron que el retiro se completaría en 9 días hábiles, pero hasta la fecha no he recibido ni un solo centavo y, peor aún, no tengo acceso a mi cuenta.

La falta de transparencia y la absoluta indiferencia hacia los problemas de sus clientes es inaceptable. He intentado contactar al servicio de atención al cliente en múltiples ocasiones, pero solo recibo respuestas vagas y sin ningún compromiso real de resolver mi situación. Es una vergüenza que una entidad financiera trate a sus clientes de esta manera.

Según las leyes de la Comisión de Servicios Financieros de Gibraltar, Xapo Bank debería actuar de manera justa y diligente, pero han fallado miserablemente en cumplir con estos principios. Si no reciben mi dinero, me veré obligado a tomar medidas legales contra ellos.

No confíen en Xapo Bank. Su servicio es pésimo y su gestión de fondos es extremadamente negligente. Manténganse alejados de esta app si valoran su dinero y su tranquilidad.

Usuario: Martín Cruz Alós
Show more

Response from developer

Lamentamos profundamente la situación que has experimentado. Entendemos tu frustración por la la demora en el reembolso. Tu retroalimentación es crucial para mejorar. Por favor, contáctanos a talktous@xapo.com o través de la app para una asistencia inmediata.

Total scam

Cannot solve your problems to log in into your account! Same old excuse…contact support they will help. No they don’t!! So I have payed 150USD to have full access and now my account is blocked! Stay away from these guys!!

Response from developer

We're truly sorry for the login issues and account block. We understand your frustration. Your feedback is crucial for us to improve. Please reach out through the app or at talktous@xapo.com for immediate assistance.

Xapo is revolution!

The Xapo Card works perfectly. My money. My Xapo card

Response from developer

Thanks a lot for your stars. Feel free to reach out to us at talktous@xapo.com to tell more about your experience. We'd love to hear what you've to say! Best Regards!

Awful bank

They will lock your funds specially when a BTC bull run starts

Response from developer

For assistance with a particular transfer, please reach out to us at talktous@xapo.com.

Fraud agency YouTube has been exposed.

This organization gave me 1500usd for a month and I didn't need it. He must have defrauded you of more than 1500usdʌ_

Response from developer

We're excited for you to explore investing in digital assets with us! Thank you for your support!

Best Friendly Crypto-Fiat Bank EVER!!

I being using Xapo Bank for some time and it’s been a glad success using their friendly App, where I can send my crypto assets to use worldwide with their Visa Card for my personal trips or to pay for international services without any hassle, if I need Cash I only need to found any ATM and I can withdraw local currency for very competitive rate and fees. My personal Assistant Mariana always is helpful with my account and very detailed oriented and reliable. She even send me a message on my B-Day!!.

Dr. JRGG
PZR MEX
Show more

Response from developer

We truly appreciate your kind words and are delighted to hear about your positive experiences with using Xapo Bank, enjoying the convenience of our app, Visa Card, and the excellent assistance provided by Mariana. Thank you for taking the time to share your feedback!

感谢你们的工作

这是加密历史上具有里程碑意义的工作,打通了加密货币和日常消费及常规资金转移,虽然要收年费,金属卡现在也要收费,到处都是低评,有很多指控资金被吞的人,但我还是愿意支持你们。希望能越做越好,而不是成为一个诈骗公司

Response from developer

感谢您的支持和宝贵反馈,我们将努力不懈地持续改进,保证为用户提供更优质的服务体验!祝您使用愉快!

Stay away from this bank

They randomly block incoming transfers for manual review "routinely for security". But even stranger is that they keep them blocked for days without explanation. They also deleted some chats with the support team that they considered could compromise them, and finally today they close the account without prior communication. Stay away from this bank!!
Show more

Response from developer

We understand your frustration and apologize for the inconvenience you've faced. Please reach out to our support team at talktous@xapo.com so we can investigate and address your concerns promptly. Your experience is important to us, and we want to make things right for you.

Money not received

This bank is a fraud I have been transferred more than £170 and I haven’t received a dime from day one I opened an account with them. I would wish any of this to happen to anyone else do not download this app refund my money

Very poor bank

I live in the uk It’s been one week now I tried to withdraw money from my PayPal to my xapo uk bank details and till now nothing has entered my account Again i received another transfer of money from a uk bank to my xapo bank and till then still nothin entered the account And also, I tried sending money from my own bank to the xapo bank and still didn’t receive anything . I don’t know if I can advise someone to use this bank. And when I message support they keep one telling me the same thing as « the transfer is on review » for almost a week. This bank is actual scam
Show more

Response from developer

We are truly sorry for the frustrating experience you've had. Your concerns are important to us, and we would like to help resolve them. Please consider reaching out to our support team at talktous@xapo.com, who are available to assist you further and explore how we can improve your experience.

Scam

This is absolutely garbage, I still can’t withdraw my funds , y’all don’t use this gad them bank