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Best apps like Xapo Bank: Save in BTC & USD

12+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated July 2026
Xapo Bank: Save in BTC & USD
Xapo Bank: Save in BTC & USD
Xapo Holdings Limited
🌟 Lifestyle
πŸ’° Finance

Xapo Bank is great, but it's not the only option. Explore 12+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Xapo Bank

OCBC Singapore#1

OCBC Singapore by Oversea-Chinese Banking Corporation Limited

OCBC Mobile Banking
Editor's Choice
πŸ’° Finance
4.7😞(4.2K ratings)
FreeAds
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This mobile banking application offers a personalized and streamlined experience for managing your finances. It features customizable shortcuts, a consolidated view of all your financial products, and the ability to apply for new ones with ease. You can even withdraw cash from ATMs using a QR code without needing your physical card.

What We Love

  • πŸ‘ Convenient mobile banking
  • πŸš€ Efficient transactions
  • πŸ”’ Secure authentication

Room to Improve

  • πŸ› Frequent crashes and glitches
  • ⏱️ Slow loading and performance issues
  • πŸ€” Confusing user interface
OneKey: Bitcoin & Stocks#2

OneKey: Bitcoin & Stocks by ONEKEY LIMITED

Securely Store & Trade Crypto
Strong Contender
πŸ’° Finance
4.7😐(678 ratings)
FreeIn-App Purchases
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This app provides secure, self-custodial management of digital assets, including cryptocurrencies and NFTs. It offers features like open-source code, local key generation, and hardware wallet integration for enhanced security. Users can also earn yield, swap assets, and explore Web3 applications.

What We Love

  • πŸš€ Smooth and fast
  • πŸ”’ Secure and reliable
  • πŸ‘ User-friendly interface
  • πŸ’‘ Comprehensive features

Room to Improve

  • πŸ› Frequent crashes
  • πŸ› Unreliable notifications
  • πŸ› Inconsistent display of balances
Utoppia#3

Utoppia by Utoppia Inc

Your global account in one app
Worth Considering
πŸ’° Finance
4.7(89 ratings)
Free
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Open a U.S. dollar account in your name from anywhere globally. Manage traditional and digital dollars, send money across borders instantly, and control your finances seamlessly. All within a single, secure application.

More apps like Xapo Bank

4
Dukascopy – Swiss Mobile Bank
Dukascopy – Swiss Mobile Bank
Dukascopy – Swiss Mobile Bank
Swiss Bank at your fingertips
Free

This app offers a digital Swiss bank account accessible globally, combining advanced technology with robust security. Users can open an account from anywhere, receive Swiss IBANs, and access interbank currency exchange rates. Enjoy seamless payments and secure transactions with deposit insurance.

Digital Swiss bank accountIndividual Swiss IBANs in 22 currenciesDeposit insurance up to 100,000 CHF
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(357)
free
5
Zenus Bank
Zenus Bank
Zenus Bank
U.S. banking for the world
Free

This app provides U.S. banking services for international users, offering a metal Visa Infinite Debit Card and the ability to hold and manage funds in local currencies globally. Enjoy secure, digital account management with instant payments and free international transfers to other users.

Metal Visa Infinite Debit CardHold funds in local currenciesInstant global payments
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(26)
free with in-app purchases
6
GrabrFi: US Account
GrabrFi: US Account
GrabrFi: US Account
US banking for non-residents
Free

Open a full-featured US checking account from your phone, regardless of your residency. Receive USD payments, spend globally with a US debit card, and withdraw to your local currency. Ideal for remote workers and international individuals seeking US banking without hidden fees.

Open US checking account from phoneReceive USD paymentsSpend globally with US debit card
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(301)
free with in-app purchases
7
Π‘hoise.com
Π‘hoise.com
Π‘hoise.com
Buy and sell cryptocurrencies
Free

Easily buy, sell, and store over 40 cryptocurrencies like BTC and ETH. Earn interest on your holdings and use a crypto-friendly Visa card for everyday purchases. This licensed platform offers secure crypto-fiat services for over a million users globally.

Buy and sell 40+ cryptocurrenciesEarn interest on cryptoCrypto-friendly Visa card
πŸ’° Finance
(935)
free with in-app purchases
8
Muun Wallet
Muun Wallet
Muun Wallet
Bitcoin and Lightning Wallet
Free

This app offers a secure and user-friendly way to send and receive Bitcoin and utilize the Lightning Network for fast, low-cost transactions. It provides full control over your funds with self-custodial technology and smart fee estimation.

Lightning fast paymentsSeamless lightning integrationSmartest bitcoin fees
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(331)
free
9
Vast Bank Mobile
Vast Bank Mobile
Vast Bank Mobile
First Bank to Crypto
Free

Earn high interest on your checking account and manage your finances with ease. This app also offers the option to buy, sell, and hold cryptocurrencies, blending traditional banking with digital assets. Enjoy secure transactions, worldwide debit card access, and dedicated customer support.

4.05% APY checking accountBuy, sell, and hold cryptocurrenciesBill pay
πŸ’° Finance
(83)
free
10
ARQ (antes DolarApp)
ARQ (antes DolarApp)
ARQ (antes DolarApp)
CartΓ£o Internacional sem IOF
Free

Manage your money globally with competitive conversion rates and cashback. Access international markets for investments and receive payments from abroad. Ideal for travelers, remote workers, and investors seeking borderless financial solutions.

Global currency exchangeHigh conversion ratesBorderless payments
πŸ’° Finance
(823)
free
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