Best XedlaPay alternatives: apps like XedlaPay

10+ similar apps compared and reviewed

3.8 avg rating
10 free apps
Updated October 2026

XedlaPay is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to XedlaPay

Kolan: Money, Crypto & Markets#1

Kolan: Money, Crypto & Markets by Hurupay Inc.

One app. Anything finance.
Editor's Choice
💰 Finance
3.9(34 ratings)
Free
Kolan: Money, Crypto & Markets screenshot 1
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Kolan: Money, Crypto & Markets screenshot 4
Kolan: Money, Crypto & Markets screenshot 5
Kolan: Money, Crypto & Markets screenshot 6

Receive and manage U.S. dollars from international clients or family. This app offers a U.S. dollar account for seamless global payments, stock trading, and flexible withdrawal options to local banks, mobile money, or crypto exchanges. It's designed for freelancers, remote workers, and anyone receiving funds from abroad.

Zedvance: Loans & Bills#3

Zedvance: Loans & Bills by Zedvance Limited

Loans, Bills and Payments
Worth Considering
💰 Finance
3.5😞(189 ratings)
Free
Zedvance: Loans & Bills screenshot 1
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Zedvance: Loans & Bills screenshot 6

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and easy transactions
  • 👍 Good banking system
  • 👍 Stress-free experience
  • 👍 Easy access and low interest
  • 👍 Top notch service
  • 👍 Very fast and easy approval
  • 👍 Amazing app
  • 👍 Sweet experience

Room to Improve

  • 😞 Transactions not reflecting
  • 😞 Loan status stuck on 'Under Review'
  • 😞 No clear resolution for issues
  • 😞 Confusing app interface
  • 😞 Poor communication
  • 😞 Frustrating experience
  • 😞 App is a scam
  • 😞 Collects user credentials/details
  • 😞 Cannot delete account
  • 😞 Charges are too much
  • 😞 Denied loans without explanation
  • 😞 Fake app
  • 😞 Slow app performance
  • 😞 Uses NIN and BVN for unauthorized transactions
  • 😞 Unable to add cards
  • 😞 Transaction errors
  • 😞 Loan not disbursed after approval
  • 😞 OTP not being sent
  • 😞 Annoying app
  • 😞 Customer care not responsive

More apps like XedlaPay

4
MiniPay: Easy Global Wallet
MiniPay: Easy Global Wallet
MiniPay: Easy Global Wallet
Global payments for everyone
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Send money globally with a secure, self-custodial digital wallet. Experience fast, affordable transactions to over 52 countries, supporting over 35 local currencies and payment methods. Save in stablecoins and pay bills or buy services abroad.

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5
Cleva App
Cleva App
Cleva App
Get paid, spend, and save
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Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Send money internationallyReceive USD paymentsReceive stablecoins
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Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
The cross-border payment app
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Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

Send money across Africa and to US bank accountsReceive payments in USDShop online with virtual dollar cards
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Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
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Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
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8
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Collateral-free loansEarn interest on savingsLoans up to 150% of savings
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9
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
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Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Manage accountsSend moneySchedule and pay bills
💰 Finance
(898)
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10
Luno: Buy Crypto and US Stocks
Luno: Buy Crypto and US Stocks
Luno: Buy Crypto and US Stocks
Invest in Crypto and US Stocks
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Invest in a variety of cryptocurrencies and tokenized stocks with this platform. Buy, sell, store, and trade digital assets, including Bitcoin and Ethereum. Offers features like staking and price prediction games for users.

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