Best XedlaPay alternatives: apps like XedlaPay

9+ similar apps compared and reviewed

3.6 avg rating
9 free apps
Updated November 2026

XedlaPay is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to XedlaPay

Kolan: Money, Crypto & Markets#1

Kolan: Money, Crypto & Markets by Hurupay Inc.

One app. Anything finance.
Editor's Choice
💰 Finance
3.9(34 ratings)
Free
Kolan: Money, Crypto & Markets screenshot 1
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Kolan: Money, Crypto & Markets screenshot 4
Kolan: Money, Crypto & Markets screenshot 5
Kolan: Money, Crypto & Markets screenshot 6

Receive and manage U.S. dollars from international clients or family. This app offers a U.S. dollar account for seamless global payments, stock trading, and flexible withdrawal options to local banks, mobile money, or crypto exchanges. It's designed for freelancers, remote workers, and anyone receiving funds from abroad.

Zedvance: Loans & Bills#3

Zedvance: Loans & Bills by Zedvance Limited

Loans, Bills and Payments
Worth Considering
💰 Finance
3.5😞(191 ratings)
Free
Zedvance: Loans & Bills screenshot 1
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Zedvance: Loans & Bills screenshot 6

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and easy transactions
  • 👍 Good banking system
  • 👍 Stress-free experience
  • 👍 Easy access and low interest
  • 👍 Top notch service
  • 👍 Very fast and easy approval
  • 👍 Amazing app
  • 👍 Sweet experience

Room to Improve

  • 😞 Transactions not reflecting
  • 😞 Loan status stuck on 'Under Review'
  • 😞 No clear resolution for issues
  • 😞 Confusing app interface
  • 😞 Poor communication
  • 😞 Frustrating experience
  • 😞 App is a scam
  • 😞 Collects user credentials/details
  • 😞 Cannot delete account
  • 😞 Charges are too much
  • 😞 Denied loans without explanation
  • 😞 Fake app
  • 😞 Slow app performance
  • 😞 Uses NIN and BVN for unauthorized transactions
  • 😞 Unable to add cards
  • 😞 Transaction errors
  • 😞 Loan not disbursed after approval
  • 😞 OTP not being sent
  • 😞 Annoying app
  • 😞 Customer care not responsive

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4
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Global payments for everyone
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Cleva App
Cleva App
Cleva App
Get paid, spend, and save
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Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

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6
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

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7
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage both US Dollar and Nigerian Naira accounts from a single app. Send, pay, and receive money across borders seamlessly, with physical and virtual Visa debit cards for global spending. Connect to other financial apps and enjoy secure, borderless transactions.

Dual currency account management (USD & NGN)International money transfersPhysical and virtual Visa debit cards
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8
UBA Mobile App
UBA Mobile App
UBA Mobile App
UBA Mobile App
Free

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

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9
Luno: Buy Crypto and US Stocks
Luno: Buy Crypto and US Stocks
Luno: Buy Crypto and US Stocks
Invest in Crypto and US Stocks
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Invest in a variety of cryptocurrencies and tokenized stocks with this platform. Buy, sell, store, and trade digital assets, including Bitcoin and Ethereum. Offers features like staking and price prediction games for users.

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