Comparison

UBA Mobile Banking vs EEF MoneyPhone

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile Banking

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Highlights
  • Biometric quick login
  • Faster sliding menu navigation
  • Intuitive screen design
  • ATM/Branch locator
  • 24-hour live chat support
  • Airtime top-up from contacts
  • Favourites list for transactions
  • Bill payment reminders
Features
Read full description

UBA is providing a completely enhanced mobile banking experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as: • Quick log-in within a few seconds with the biometric option on devices that support this feature • Faster navigation with the sliding menu available on all user sessions • Fewer, more intuitive screens enhancing user experience • ATM/Branch locator • 24-hour customer service support via live chat • Quick selection of phone numbers from device contacts list for airtime top up • Favourites list creation for easier transactions • Auto reminders for recurrent bill payments and transfers

About

EEF MoneyPhone

Manage your finances with this comprehensive mobile banking and money transfer application. Perform transactions, pay bills, and access account details securely. Offers self-registration and an offline USSD option for continuous access.

Highlights
  • Mobile banking
  • Mobile money transfers
  • Bill payments
  • Self-registration
  • Account management
  • Offline USSD access
Features
Read full description

Welcome to MoneyPhone, when banking meets convenience! With his dual function of Mobile Banking and Mobile Money available, you are about to experience a dynamic and seamless banking interaction that will guarantee comfort, security and reliability of your daily transactions and will shift you closer to your bank. You can self-registered to your account, pay your bills, transfer money to both MoneyPhone users and non-users, buy a goods, subscribe to services and access your EEF bank account anytime, anywhere and from everywhere. Some of the services you will enjoy with our app are: • New customer self registration • Savings & Loans Account • Mini-statement • Full-statement • Balance enquiry • Bill payment – Eneo, Camwater • Government service payment – DGI, CNPS • Change PIN, change email address • Buy Airtime - own/other Number. • Check Book request (for EEF customers) • Collections • School payment –University of Yaounde II SOA, University of DSCHANG • Forex rate • Transfers, Internal Transfers, Own Transfers, account less transfer • Loan Simulator • Cash Withdrawal Downloading MoneyPhone today give you access your banking services conveniently at your ease. With the ability to be available when offline with a USSD short code (#237*222#) you stay connected wherever you are in Cameroon and whether you have a connection or not. We (Express Exchange Financial S.A.) are a public limited company with a capital of XAF 850,000,000, with registered office based in Douala, Cameroon. We exercises as a second category Microfinance Institution governed by Regulation No. 01/17/CEMAC/UMAC/COBAC- Approval No. 000450/MINFI of 12 June 2018. (part of the EXPRESS EXCHANGE SA Group) E.E.F. S.A.'s mission is to provide private entrepreneurs, start-ups, merchants, artisans, craftmen, public and private sector employees as well as small and medium-sized enterprises, industries in Cameroon a range of quality financial products and services at transparent and competitive rates which fit their needs. Deposits, loans, transfers and a range of innovative digital financial services to meet current and future need are among the range of services we offer to our customers. We claim to be 360° digital Microfinance and one of the most advanced in FinTech in Cameroon. Choosing to work with us, means choosing finance in the service of progress! For all inquiries contact us at: Email us at: talktous@expressexchangefinancial.cm WhatsApp: +237651154409 or +237 691619134 Call: 651154409/691619134/680378037/699999829

Screenshots

UBA Mobile Banking4 screens
EEF MoneyPhone4 screens

Verdict

The call

The clearest difference is rating: EEF MoneyPhone at 5.0 against UBA Mobile Banking's 4.0. EEF MoneyPhone also leads on iOS requirement (13.0 vs 15.0). UBA Mobile Banking's advantage is ratings volume (12K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EEF MoneyPhone holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: UBA Mobile Banking has 12K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
UBA Mobile Banking versus EEF MoneyPhone: the parameters behind the verdict, then further details
ParameterUBA Mobile BankingEEF MoneyPhone
PriceFreeFree
Rating4.0 (12K ratings)5.0 (1 ratings) — better
Positive reviews37.8% of reviews—
Number of ratings12K — better1
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size125 MB47 MB
Age rating4+4+
DeveloperUnited Bank For Africa PlcEXPRESS EXCHANGE FINANCIAL SA

Customer experience

UBA Mobile Banking

All ratings12,216 ratings
Positive72.1%
Neutral8.6%
Negative19.3%
Written reviews436 reviews
Positive37.8%
Neutral7.8%
Negative54.4%

EEF MoneyPhone

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UBA Mobile Banking

Reported bugs

4 issues
  • Login issues and inability to generate OTP
  • Blank pages and unresponsive features
  • Incorrect account balance display
  • Failed transactions not properly handled

Requested features

4 requests
  • Improve transaction history and reporting
  • Enhance app stability and performance
  • Streamline UI and user experience
  • Provide better customer support

EEF MoneyPhone

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Mobile Banking

No in-app purchases

None

EEF MoneyPhone

No in-app purchases

Questions

Is UBA Mobile Banking free?
UBA Mobile Banking is free to download, with no in-app purchases.
Is EEF MoneyPhone free?
EEF MoneyPhone is free to download, with no in-app purchases.
Which has better reviews, UBA Mobile Banking or EEF MoneyPhone?
EEF MoneyPhone is rated higher. UBA Mobile Banking averages 4.0 out of 5 from 12K ratings, while EEF MoneyPhone averages 5.0 from 1 ratings.
Do UBA Mobile Banking or EEF MoneyPhone have ads?
Neither UBA Mobile Banking nor EEF MoneyPhone shows ads.
Which is updated more often, UBA Mobile Banking or EEF MoneyPhone?
UBA Mobile Banking ships an update every 4 months, and EEF MoneyPhone every 4 months. Most recently, UBA Mobile Banking was updated on October 31, 2026 and EEF MoneyPhone on October 24, 2026.

Other comparisons