Comparison

UBA Mobile Banking vs PointoneMFB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile Banking

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Highlights
  • Biometric quick login
  • Faster sliding menu navigation
  • Intuitive screen design
  • ATM/Branch locator
  • 24-hour live chat support
  • Airtime top-up from contacts
  • Favourites list for transactions
  • Bill payment reminders
Features
Read full description

UBA is providing a completely enhanced mobile banking experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as: • Quick log-in within a few seconds with the biometric option on devices that support this feature • Faster navigation with the sliding menu available on all user sessions • Fewer, more intuitive screens enhancing user experience • ATM/Branch locator • 24-hour customer service support via live chat • Quick selection of phone numbers from device contacts list for airtime top up • Favourites list creation for easier transactions • Auto reminders for recurrent bill payments and transfers

About

PointoneMFB Mobile

Features
Read full description

Unlock loans, savings and much more with the PointoneMFB App Mobile business bank accounts. Money transfers & POS. Business loans, Bills payment & Airtime PointoneMFB provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans. BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT PointoneMFB Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits: - Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution. - Business savings plans: Save money smartly with our savings plans, tailored to your business needs. - Send and receive money: Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account. - POS terminals: Receive card and bank transfer payments easily with the PointoneMFB POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours. - Working capital loans: PointoneMFB offers working capital loans for businesses with effective interest rates. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online loan application is available 24/7! - Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app. THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT Experience the better way to bank your business and much more, all within the PointoneMFB Business Banking app. PointoneMFB’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly. PointoneMFB started as an agent banking network but has evolved to a business and personal banking provider. At PointoneMFB, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. PointoneMFB Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN) Contact us Our committed support team is prepared to assist you. - Office address: Head office, 23, Odozi Street Ojodu, Lagos State - Contact number: 0707 974 5532 - Raise a help ticket within the app - Email: info@pointonemfb.com.ng - Visit: https://pointonemfb.com.ng/ - LinkedIn: https://www.linkedin.com/company/pointonemfb/ - Twitter: https://twitter.com/pointonemfb - Facebook: https://web.facebook.com/pointonemfb - Instagram: https://www.instagram.com/pointonemfb/ Privacy policy Visit our privacy policy page to learn more about the terms of service. https://pointonemfb.com.ng/privacy.php Within the PointoneMFB Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills & POS terminals in less than 48h, on top of working capital loans for your convenience. Join us and embark on a journey of financial growth, unlock your full potential and join our community. Become a PointoneMFB business owner or agent today!

Screenshots

UBA Mobile Banking4 screens
PointoneMFB Mobile4 screens

Verdict

The call

The clearest difference is update cadence: PointoneMFB Mobile at every 3 weeks against UBA Mobile Banking's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UBA Mobile Banking ships an update every 4 months, PointoneMFB Mobile every 3 weeks. The most recent releases landed on October 27, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
UBA Mobile Banking versus PointoneMFB Mobile: the parameters behind the verdict, then further details
ParameterUBA Mobile BankingPointoneMFB Mobile
PriceFreeFree
Rating4.0 (12K ratings) — better—
Positive reviews37.8% of reviews—
Number of ratings12K — better—
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size125 MB42 MB
Age rating4+4+
DeveloperUnited Bank For Africa PlcPointone Microfinance Bank Limited

Bugs and requests

UBA Mobile Banking

Reported bugs

4 issues
  • Login issues and inability to generate OTP
  • Blank pages and unresponsive features
  • Incorrect account balance display
  • Failed transactions not properly handled

Requested features

4 requests
  • Improve transaction history and reporting
  • Enhance app stability and performance
  • Streamline UI and user experience
  • Provide better customer support

PointoneMFB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Mobile Banking

No in-app purchases

None

PointoneMFB Mobile

No in-app purchases

Questions

Is UBA Mobile Banking free?
UBA Mobile Banking is free to download, with no in-app purchases.
Is PointoneMFB Mobile free?
PointoneMFB Mobile is free to download, with no in-app purchases.
Do UBA Mobile Banking or PointoneMFB Mobile have ads?
Neither UBA Mobile Banking nor PointoneMFB Mobile shows ads.
Which is updated more often, UBA Mobile Banking or PointoneMFB Mobile?
UBA Mobile Banking ships an update every 4 months, and PointoneMFB Mobile every 3 weeks. Most recently, UBA Mobile Banking was updated on October 27, 2026 and PointoneMFB Mobile on October 4, 2026.

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