Comparison

UBA Mobile Banking vs Access SME

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile Banking

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Highlights
  • Biometric quick login
  • Faster sliding menu navigation
  • Intuitive screen design
  • ATM/Branch locator
  • 24-hour live chat support
  • Airtime top-up from contacts
  • Favourites list for transactions
  • Bill payment reminders
Features
Read full description

UBA is providing a completely enhanced mobile banking experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as: • Quick log-in within a few seconds with the biometric option on devices that support this feature • Faster navigation with the sliding menu available on all user sessions • Fewer, more intuitive screens enhancing user experience • ATM/Branch locator • 24-hour customer service support via live chat • Quick selection of phone numbers from device contacts list for airtime top up • Favourites list creation for easier transactions • Auto reminders for recurrent bill payments and transfers

About

Access SME

Features
Read full description

This solution provides an integrated platform that unifies banking services with essential business management tools for SME customers. It enables SMEs to manage accounts, payments, while also handling invoicing, inventory, sales, expense, order, and reporting from a single interface. By combining financial operations with business tools, the solution enhances efficiency, improves cashflow visibility, and supports sustainable business growth through automation, and analytics.

Screenshots

UBA Mobile Banking4 screens
Access SME4 screens

Verdict

The call

UBA Mobile Banking and Access SME are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
UBA Mobile Banking versus Access SME: the parameters behind the verdict, then further details
ParameterUBA Mobile BankingAccess SME
PriceFreeFree
Rating4.0 (12K ratings) — better—
Positive reviews37.8% of reviews—
Number of ratings12K — better—
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size125 MB68 MB
Age rating4+4+
DeveloperUnited Bank For Africa PlcAccess Bank Plc

Bugs and requests

UBA Mobile Banking

Reported bugs

4 issues
  • Login issues and inability to generate OTP
  • Blank pages and unresponsive features
  • Incorrect account balance display
  • Failed transactions not properly handled

Requested features

4 requests
  • Improve transaction history and reporting
  • Enhance app stability and performance
  • Streamline UI and user experience
  • Provide better customer support

Access SME

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Mobile Banking

No in-app purchases

None

Access SME

No in-app purchases

Questions

Is UBA Mobile Banking free?
UBA Mobile Banking is free to download, with no in-app purchases.
Is Access SME free?
Access SME is free to download, with no in-app purchases.
Do UBA Mobile Banking or Access SME have ads?
Neither UBA Mobile Banking nor Access SME shows ads.

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