UBA Mobile Banking vs Access SME
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Mobile Banking
Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.
- Biometric quick login
- Faster sliding menu navigation
- Intuitive screen design
- ATM/Branch locator
- 24-hour live chat support
- Airtime top-up from contacts
- Favourites list for transactions
- Bill payment reminders
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UBA is providing a completely enhanced mobile banking experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as: • Quick log-in within a few seconds with the biometric option on devices that support this feature • Faster navigation with the sliding menu available on all user sessions • Fewer, more intuitive screens enhancing user experience • ATM/Branch locator • 24-hour customer service support via live chat • Quick selection of phone numbers from device contacts list for airtime top up • Favourites list creation for easier transactions • Auto reminders for recurrent bill payments and transfers
Access SME
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This solution provides an integrated platform that unifies banking services with essential business management tools for SME customers. It enables SMEs to manage accounts, payments, while also handling invoicing, inventory, sales, expense, order, and reporting from a single interface. By combining financial operations with business tools, the solution enhances efficiency, improves cashflow visibility, and supports sustainable business growth through automation, and analytics.
Screenshots
Verdict
UBA Mobile Banking and Access SME are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | UBA Mobile Banking | Access SME |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (12K ratings) — better | — |
| Positive reviews | 37.8% of reviews | — |
| Number of ratings | 12K — better | — |
| Update frequency | Every 4 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 125 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | Access Bank Plc |
Bugs and requests
UBA Mobile Banking
Reported bugs
4 issues- Login issues and inability to generate OTP
- Blank pages and unresponsive features
- Incorrect account balance display
- Failed transactions not properly handled
Requested features
4 requests- Improve transaction history and reporting
- Enhance app stability and performance
- Streamline UI and user experience
- Provide better customer support
Access SME
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Mobile Banking
No in-app purchases
Access SME
No in-app purchases








